Headquarters San Francisco, United StatesDate founded 2012Industry [Financial Services](https://jobicy.com/company-category/financial-services.md) Website

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## About Us

Affirm Holdings, Inc. is an American technology company specializing in financial services tailored for shoppers and merchants. Founded in 2012 by Max Levchin, a PayPal co-founder, Affirm has grown to become the largest U.S.-based buy now, pay later (BNPL) lender. It serves over 22 million users and processes approximately $28 billion in payments annually as of 2025.

The company provides unsecured installment loans at the point of sale through multiple channels including online checkout payment links, self-checkout kiosks, integrations with third-party digital wallets, and virtual or physical cards. Affirm generates revenue primarily through service fees charged to sellers and interest charged to borrowers, notably without imposing late fees on users.

Affirm incorporates advanced credit underwriting techniques that combine credit scores with machine learning models to assess loan applications, ensuring responsible lending. Beyond BNPL, Affirm has expanded its product offerings to include a savings account and a debit card, broadening its financial services portfolio.

Operating in the United States, Canada, and the United Kingdom, Affirm has positioned itself as a leader in flexible consumer financing options. Its strong appeal to millennials and Gen Z consumers drives growth, supported by partnerships with major retailers and platforms like StockX, REVOLVE, and Shopify. This scalability extends across various purchase categories, including everyday items and larger expenditures such as travel and home improvement.

Affirm’s mission emphasizes transparent and simple financing solutions that empower consumers to manage payments without hidden fees, fostering trust and customer loyalty in the competitive fintech space.

[Report this company](https://airtable.com/appalyRrNUYAOLCkU/pagjtiJotZqaUtwAy/form?prefill_company=Affirm&prefill_website=https://www.affirm.com/)

## Current Jobs

![Affirm logo](https://jobicy.com/data/server-nyc0409/galaxy/mercury/2025/06/fac7714c-221-1.jpg)

Affirm

### [Senior Product Manager, Shopping Experiences](https://jobicy.com/jobs/146433-senior-product-manager-shopping-experiences.md)

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.We’re hiring a…

![Canada flag](https://cloud.jobicy.com/nyc4-cold/img/round-flags/ca.svg)
CA•Full TimeCAD 153k-213k/year*
![Affirm logo](https://jobicy.com/data/server-nyc0409/galaxy/mercury/2025/06/fac7714c-221-1.jpg)

Affirm

### [Staff Software Engineer, Backend (Lake Analytics Platform)](https://jobicy.com/jobs/149293-staff-software-engineer-backend-lake-analytics-platform.md)

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.Affirm is reinventing…

![USA flag](https://cloud.jobicy.com/nyc4-cold/img/round-flags/us.svg)
US•Full TimeUSD 204k-290k/year*
![Affirm logo](https://jobicy.com/data/server-nyc0409/galaxy/mercury/2025/06/fac7714c-221-1.jpg)

Affirm

### [Lead, Customer Advocacy](https://jobicy.com/jobs/145852-lead-customer-advocacy.md)

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.About The RoleAffirm’s…

![Canada flag](https://cloud.jobicy.com/nyc4-cold/img/round-flags/ca.svg)
CA•Full TimeCAD 89k-139k/year*
![Affirm logo](https://jobicy.com/data/server-nyc0409/galaxy/mercury/2025/06/fac7714c-221-1.jpg)

Affirm

### [Senior Director, Enterprise Risk Management](https://jobicy.com/jobs/146210-senior-director-enterprise-risk-management.md)

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.BEGIN JOB DESCRIPTION…

![Canada flag](https://cloud.jobicy.com/nyc4-cold/img/round-flags/ca.svg)
CA•Full TimeJul 12*
![Affirm logo](https://jobicy.com/data/server-nyc0409/galaxy/mercury/2025/06/fac7714c-221-1.jpg)

Affirm

### [Senior Manager, Key Accounts Sales](https://jobicy.com/jobs/148724-senior-manager-key-accounts-sales.md)

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.About the Revenue…

![USA flag](https://cloud.jobicy.com/nyc4-cold/img/round-flags/us.svg)
US•Full TimeUSD 328k-490k/year*
![Affirm logo](https://jobicy.com/data/server-nyc0409/galaxy/mercury/2025/06/fac7714c-221-1.jpg)

Affirm

### [Software Engineer II, Full-Stack (Marketplace Performance)](https://jobicy.com/jobs/142527-software-engineer-ii-full-stack-marketplace-performance.md)

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.The Marketplace Performance…

![Canada flag](https://cloud.jobicy.com/nyc4-cold/img/round-flags/ca.svg)
CA•Full TimeCAD 125k-175k/year*
![Affirm logo](https://jobicy.com/data/server-nyc0409/galaxy/mercury/2025/06/fac7714c-221-1.jpg)

Affirm

### [Analyst II, Full Stack](https://jobicy.com/jobs/143900-analyst-ii-full-stack-2.md)

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.We’re looking for…

![USA flag](https://cloud.jobicy.com/nyc4-cold/img/round-flags/us.svg)
US•Full TimeUSD 124k-190k/year

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## FAQ

### Where is Affirm headquarters?

Affirm headquarters is located at San Francisco, United States.

### When was Affirm founded?

Affirm was founded in 2012.

### What is Affirm's core business?

Affirm is a company in the Financial Services industry.  Claim this company page