Headquarters San Mateo, United StatesDate founded 2012Industry [Financial Services](https://jobicy.com/company-category/financial-services.md)Phone number (650) 204-1000 Website * ## About Us Upstart is a cutting-edge AI lending platform that leverages machine learning to automate the borrowing process, making it faster, more efficient, and more inclusive. Founded in 2012 by former Google employees, Upstart’s mission is to enable effortless credit based on true risk. The platform uses advanced algorithms to assess creditworthiness, considering factors beyond traditional credit scores, such as education and employment history. This innovative approach allows Upstart to approve more applicants at lower rates, benefiting both borrowers and lending partners. Upstart partners with banks and credit unions to provide personal loans, auto refinancing, and other credit products, aiming to reduce the reliance on FICO scores and make credit more accessible. The company went public in 2020, marking a significant milestone in its journey to transform the lending industry. With its headquarters in San Mateo, California, Upstart continues to expand its network of lending partners and refine its AI models to further democratize access to credit. Upstart’s technology represents a significant shift in how credit is underwritten, offering a more accurate and fair assessment of an individual’s financial health. By focusing on data and technology, Upstart is paving the way for a future where credit is more accessible to everyone, regardless of their credit history. [Report this company](https://airtable.com/appalyRrNUYAOLCkU/pagjtiJotZqaUtwAy/form?prefill_company=Upstart&prefill_website=https://www.upstart.com/) ## Current Jobs ![Upstart logo](https://jobicy.com/data/server-nyc0409/galaxy/mercury/2025/06/bc2cfa2b-221-1.jpeg) Upstart ### [Director, Compliance & Control Oversight – Growth](https://jobicy.com/jobs/145569-director-compliance-control-oversight-growth.md) About Upstart At Upstart, we’re united by a mission that matters: to radically reduce the cost and complexity of borrowing for all Americans. Every day, we bring creativity, experimentation, and… ![USA flag](https://cloud.jobicy.com/nyc4-cold/img/round-flags/us.svg) US•Full TimeUSD 201,200-278,500/year* ![Upstart logo](https://jobicy.com/data/server-nyc0409/galaxy/mercury/2025/06/bc2cfa2b-221-1.jpeg) Upstart ### [Software Engineer, Unsecured Installments](https://jobicy.com/jobs/149109-software-engineer-unsecured-installments.md) About Upstart At Upstart, we’re united by a mission that matters: to radically reduce the cost and complexity of borrowing for all Americans. Every day, we bring creativity, experimentation, and… ![USA flag](https://cloud.jobicy.com/nyc4-cold/img/round-flags/us.svg) US•Full TimeUSD 136k-196,600/year* ![Upstart logo](https://jobicy.com/data/server-nyc0409/galaxy/mercury/2025/06/bc2cfa2b-221-1.jpeg) Upstart ### [Senior Software Engineer, Unsecured Installments](https://jobicy.com/jobs/149108-senior-software-engineer-unsecured-installments.md) About Upstart At Upstart, we’re united by a mission that matters: to radically reduce the cost and complexity of borrowing for all Americans. Every day, we bring creativity, experimentation, and… ![USA flag](https://cloud.jobicy.com/nyc4-cold/img/round-flags/us.svg) US•Full TimeUSD 160,400-223,900/year* ![Upstart logo](https://jobicy.com/data/server-nyc0409/galaxy/mercury/2025/06/bc2cfa2b-221-1.jpeg) Upstart ### [Compliance Risk & Controls Manager, Unsecured Line](https://jobicy.com/jobs/149107-compliance-risk-controls-manager-unsecured-line.md) About Upstart At Upstart, we’re united by a mission that matters: to radically reduce the cost and complexity of borrowing for all Americans. Every day, we bring creativity, experimentation, and… ![USA flag](https://cloud.jobicy.com/nyc4-cold/img/round-flags/us.svg) US•Full TimeUSD 145,100-201,100/year* ![Upstart logo](https://jobicy.com/data/server-nyc0409/galaxy/mercury/2025/06/bc2cfa2b-221-1.jpeg) Upstart ### [Senior Director, Operational Excellence](https://jobicy.com/jobs/145571-senior-director-operational-excellence.md) About Upstart At Upstart, we’re united by a mission that matters: to radically reduce the cost and complexity of borrowing for all Americans. Every day, we bring creativity, experimentation, and… ![USA flag](https://cloud.jobicy.com/nyc4-cold/img/round-flags/us.svg) US•Full TimeUSD 198k-275k/year* ![Upstart logo](https://jobicy.com/data/server-nyc0409/galaxy/mercury/2025/06/bc2cfa2b-221-1.jpeg) Upstart ### [Senior Engineering Manager, Platform Delivery](https://jobicy.com/jobs/142530-senior-engineering-manager-platform-delivery.md) About UpstartAt Upstart, we’re united by a mission that matters: to radically reduce the cost and complexity of borrowing for all Americans. Every day, we bring creativity, experimentation, and advanced… ![USA flag](https://cloud.jobicy.com/nyc4-cold/img/round-flags/us.svg) US•Full TimeUSD 195,300-270,400/year* ![Upstart logo](https://jobicy.com/data/server-nyc0409/galaxy/mercury/2025/06/bc2cfa2b-221-1.jpeg) Upstart ### [Principal Mobile Engineer, Android](https://jobicy.com/jobs/147607-principal-mobile-engineer-android.md) About Upstart At Upstart, we’re united by a mission that matters: to radically reduce the cost and complexity of borrowing for all Americans. Every day, we bring creativity, experimentation, and… ![USA flag](https://cloud.jobicy.com/nyc4-cold/img/round-flags/us.svg) US•Full TimeUSD 182,800-270,400/year ## Companies like Upstart Some companies operating in Financial Services industry. 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Upstart headquarters is located at San Mateo, United States. ### When was Upstart founded? Upstart was founded in 2012. ### What is Upstart's core business? Upstart is a company in the Financial Services industry. ### What is Upstart's phone number? You can contact Upstart by phone at [(650) 204-1000](tel:6502041000). Claim this company page