Side-by-side city decision # Cagayan de Oro vs Uluwatu. A direct comparison of monthly costs, connectivity, safety, quality of life and remote-work fit. Share comparison Copy link Cagayan de OroPhilippines2/6 VS UluwatuIndonesia4/6 $695Cagayan de Oro monthly budget $1,595Uluwatu monthly budget 70 MbpsCagayan de Oro internet 75 MbpsUluwatu internet Decision summary Uluwatu Uluwatu leads on more of the six headline signals. Cost Best budget Cagayan de Oro Speed Fastest internet Uluwatu Vibe Best nomad vibe Uluwatu Safety Highest safety Uluwatu Air Cleanest air Uluwatu Walk Most walkable Cagayan de Oro Quick read ## Two cities at a glance The headline numbers before you examine the full comparison. [Cagayan de Oro](https://jobicy.com/cost-of-living/philippines/cagayan-de-oro.md) Philippines 2/6 Budget$695 Internet70 Mbps Vibe6/10 [Uluwatu](https://jobicy.com/cost-of-living/indonesia/uluwatu.md) Indonesia 4/6 Budget$1,595 Internet75 Mbps Vibe8/10 Full comparison ## Compare what matters Green marks the stronger numeric result. Text-only categories are presented without a winner. Differences only ### Monthly budget and costs 7 signals MetricCagayan de OroUluwatu Total estimated budget $695 $1,595 1-bed center rent $310 $950 Coworking desk $120 $180 Local meal $3.3 $3 Cappuccino $2.4 $3.2 Gym membership $32 $55 Transport budget $45 $95 ### Work and infrastructure 2 signals MetricCagayan de OroUluwatu Internet speed 70 Mbps 75 Mbps Nomad vibe 6/10 8/10 ### Quality of life 5 signals MetricCagayan de OroUluwatu Safety index 59/100 72/100 Air quality 73/100 76/100 Walkability 5/10 4/10 Female safety 6/10 7/10 LGBTQ+ friendly 6/10 7/10 ### Culture and climate 4 signals MetricCagayan de OroUluwatu Healthcare quality Good Good English proficiency Excellent Good Climate type Tropical rainforest Tropical monsoon Best time to visit Dec - Mar May - Oct Beyond the numbers ## What each city asks you to trade Costs and scores help narrow the choice. These practical strengths and limitations finish the picture. [Cagayan de Oro](https://jobicy.com/cost-of-living/philippines/cagayan-de-oro.md) Philippines → ### Strengths * Very affordable rent, meals, and everyday services * English is widely spoken in business and daily life * Fast-growing regional hub with malls, hospitals, and universities * Friendly local culture and a relaxed Mindanao pace * Good access to waterfalls, rafting, beaches, and mountain trips * Generally less congested and cheaper than Metro Manila ### Trade-offs * Limited dedicated coworking choices compared with major Philippine cities * Heavy rain and localized flooding can disrupt travel * Sidewalks and pedestrian infrastructure are inconsistent * Power or internet interruptions can occur during severe storms * International flight options usually require a connection via Manila or Cebu * Smaller expat and nomad community than Cebu or Manila ### Common visa routes * Visa-free entry or visa waiver extension * 9(a) Temporary Visitor Visa * Special Resident Retiree's Visa [Uluwatu](https://jobicy.com/cost-of-living/indonesia/uluwatu.md) Indonesia → ### Strengths * World-class surf breaks and dramatic limestone beaches * Large international remote-worker community * Warm weather and strong dry-season sunshine * Good cafés with reliable fiber internet * More relaxed and scenic than central Canggu * Digital payments are widely accepted ### Trade-offs * A scooter or driver is nearly essential * Roads become congested around peak beach hours * Long-term rents have risen sharply * Sidewalks and street lighting are limited * Tap water is not safe to drink * Healthcare requires a trip toward Denpasar or Kuta ### Common visa routes * Visa on Arrival / e-VOA * B211A Visit Visa * E33G Remote Worker Visa Reading the result ## Use this as a planning benchmark The headline score compares six directional signals. It does not weight personal priorities, visa eligibility, household size or individual lifestyle choices. Costs are monthly estimates, not guaranteed prices. Higher is better for quality scores and connectivity. Lower is better for budgets and individual expenses.