Side-by-side city decision

# St. Louis vs Ubud.

A direct comparison of monthly costs, connectivity, safety, quality of life and remote-work fit.

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St. LouisUnited States1/6
VS
UbudIndonesia4/6

$2,150St. Louis monthly budget
$1,290Ubud monthly budget
245 MbpsSt. Louis internet
55 MbpsUbud internet

Decision summary
Ubud

Ubud leads on more of the six headline signals.

Cost
Best budget
Ubud

Speed
Fastest internet
St. Louis

Vibe
Best nomad vibe
Ubud

Safety
Highest safety
Ubud

Air
Cleanest air
Ubud

Walk
Most walkable
Tie

Quick read

## Two cities at a glance

The headline numbers before you examine the full comparison.

[St. Louis](https://jobicy.com/cost-of-living/united-states/st-louis.md)
United States

1/6

Budget$2,150
Internet245 Mbps
Vibe7/10

[Ubud](https://jobicy.com/cost-of-living/indonesia/ubud.md)
Indonesia

4/6

Budget$1,290
Internet55 Mbps
Vibe8/10

Full comparison

## Compare what matters

Green marks the stronger numeric result. Text-only categories are presented without a winner.

Differences only

### Monthly budget and costs

7 signals
MetricSt. LouisUbud

Total estimated budget
$2,150
$1,290

1-bed center rent
$1,250
$750

Coworking desk
$275
$180

Local meal
$18
$2.2

Cappuccino
$5.3
$2.8

Gym membership
$45
$55

Transport budget
$100
$80

### Work and infrastructure

2 signals
MetricSt. LouisUbud

Internet speed
245 Mbps
55 Mbps

Nomad vibe
7/10
8/10

### Quality of life

5 signals
MetricSt. LouisUbud

Safety index
38/100
72/100

Air quality
68/100
76/100

Walkability
5/10
5/10

Female safety
5/10
7/10

LGBTQ+ friendly
7/10
7/10

### Culture and climate

4 signals
MetricSt. LouisUbud

Healthcare quality
Excellent
Good

English proficiency
Excellent
Good

Climate type
Humid continental
Tropical monsoon

Best time to visit
Apr - Jun
May - Sep

Beyond the numbers

## What each city asks you to trade

Costs and scores help narrow the choice. These practical strengths and limitations finish the picture.

[St. Louis](https://jobicy.com/cost-of-living/united-states/st-louis.md)
United States

→

### Strengths

* Lower living costs than many major US cities

* Fast and widely available home internet

* Excellent hospitals and specialist healthcare

* Strong food, music, sports, and arts scenes

* Friendly Midwestern social culture

* Large historic neighborhoods with distinctive character

### Trade-offs

* Crime levels vary sharply by neighborhood

* A car is useful for much of the metro area

* Hot, humid summers and cold winter spells

* Public transit has limited citywide coverage

* No dedicated US digital nomad visa

* Downtown can feel quiet outside events and work hours

### Common visa routes

* Visa Waiver Program (ESTA)

* B-1/B-2 Visitor Visa

* F-1 Student Visa

[Ubud](https://jobicy.com/cost-of-living/indonesia/ubud.md)
Indonesia

→

### Strengths

* Large and welcoming remote-worker community

* Excellent cafés, wellness studios, and coworking options

* Affordable local food and services

* Lush rice-field scenery and Balinese culture

* Strong cashless payment adoption

* Year-round warm weather

### Trade-offs

* Severe scooter traffic on main roads

* Sidewalks are limited and inconsistent

* Rents rise sharply in popular central areas

* Rainy-season humidity and occasional flooding

* Tap water is not safe to drink

* Construction noise is common

### Common visa routes

* Visa on Arrival / e-VOA for eligible nationalities

* B211A visit visa

* E33G remote worker visa

Reading the result

## Use this as a planning benchmark

The headline score compares six directional signals. It does not weight personal priorities, visa eligibility, household size or individual lifestyle choices.

Costs are monthly estimates, not guaranteed prices.
Higher is better for quality scores and connectivity.
Lower is better for budgets and individual expenses.