Regulatory Counsel (Payments)

Cash App is looking for a highly engaged attorney to play a key role in providing guidance on the legal, regulatory, and industry issues related to Cash App’s rapidly expanding payments and financial services activities. This is an exciting opportunity for a creative legal mind with a sense of adventure. As part of a growing and innovative company, your ideas and contributions will have an immediate impact. This is a full-time role, reporting to the Lead Regulatory Counsel.

You will:

• Advise on the full range of financial legal, regulatory, and industry requirements applicable to payments, including state money transmitter laws, Regulation E, BSA/AML, card network rules, NACHA rules, CFPA, emerging payment systems, and other regimes
• Establish and maintain company-wide compliance programs to support regulatory and industry requirements
• Represent Square with regulators and external partners on regulatory matters
• Identify, summarize, and analyze the impact of new and proposed applicable rules and regulations, and interface with state, local and national regulators, in partnership with our government relations team
• Identify risk areas and develop systems, policies, and procedures to manage and mitigate them
• Provide ideas and insights into how Square can work within the law to create amazing product experiences for our customers

Qualifications

You Have:

• Minimum 7 years of relevant experience
• Direct payments law experience and knowledge of money transmitter licensing and BSA/AML regulations
• Experience engaging with state or federal regulators
• Fluency in translating regulatory requirements and legal advice into actionable guidance for business and product teams
• Sound and practical business judgment, intellectual creativity, and problem-solving skills
• Outstanding communication skills, both written and verbal, and ability to advocate for a position while maintaining a collaborative and open-minded approach
• The ability to meet deliverables on time and work in an evolving and growing environment that is prone to changes