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# Insurance Expert – Spanish Market

Review the role, location requirements, compensation details, and application process before deciding whether this opportunity fits your next career move.

[Apply for this job](#job-application)[View company](https://jobicy.com/company/alan.md)Share27 Aug 2026Published33Listing views2Application actions26 Sep 2026Apply before  Opportunity details

## About this role.

AI SummaryAlan is hiring a senior Insurance Expert to support its Spanish health-insurance business. The role focuses on product pricing and repricing, margin and portfolio-profitability monitoring, and risk management. The successful candidate will translate complex actuarial, technical, legal, and business questions for cross-functional teams and help equip Key Account Managers. This is a strategic individual-contributor role requiring at least six years of health-insurance experience, quantitative expertise, and strong knowledge of the Spanish market. The position offers flexible work arrangements anywhere in Spain and participation in a global insurance community.

## Role DNA

A quick view of the complexity, pace, ownership and collaboration implied by the job description.

### Job Complexity

4/5EasyHard

### Pace & Pressure

4/5RelaxedFast-paced

### Autonomy Level

5/5GuidedFull ownership

### Communication Load

5/5IndependentCollaborative

AI insightThe role requires senior-level health-insurance and actuarial judgment across pricing, profitability, regulation, and operational decisions. It also demands independent prioritization and clear communication with technical, commercial, and international stakeholders.

## Salary analysis

Estimated compensation compared with the broader US market for similar roles.

Estimated job medianHighly competitive$140,000US market range$115k–$165k0$182k

AI insightNo actual salary was disclosed in the posting; these are estimated annual US-market base-salary figures in USD for a senior health-insurance/actuarial expert with 6+ years of experience. Actual compensation for a Spain-based hire may differ materially based on local market, employment structure, equity, and scope.

## Core skills

Skills and capabilities most closely associated with this opportunity.

[Health insurance](https://jobicy.com/jobs?search_keywords=Health%20insurance.md)[Actuarial science](https://jobicy.com/jobs?search_keywords=Actuarial%20science.md)[Insurance pricing](https://jobicy.com/jobs?search_keywords=Insurance%20pricing.md)[Repricing strategy](https://jobicy.com/jobs?search_keywords=Repricing%20strategy.md)[Portfolio profitability](https://jobicy.com/jobs?search_keywords=Portfolio%20profitability.md)[Risk management](https://jobicy.com/jobs?search_keywords=Risk%20management.md)[Margin analysis](https://jobicy.com/jobs?search_keywords=Margin%20analysis.md)[Spanish insurance market](https://jobicy.com/jobs?search_keywords=Spanish%20insurance%20market.md)[Cross-functional collaboration](https://jobicy.com/jobs?search_keywords=Cross-functional%20collaboration.md)[Regulatory awareness](https://jobicy.com/jobs?search_keywords=Regulatory%20awareness.md)

Sample interview questionsHow would you evaluate whether a health-insurance product requires repricing?I would review claims trends, loss ratios, member mix, utilization patterns, medical-cost inflation, benefits design, and competitor positioning. I would model several pricing scenarios, assess retention and margin implications, and recommend an approach that balances sustainability, fairness, and market competitiveness.

Describe how you would monitor profitability for an insurance portfolio.

I would establish recurring reporting on written premium, earned premium, claims, loss ratio, expense ratio, margin, renewal performance, and segment-level trends. I would investigate meaningful variances, identify leading indicators of deterioration, and convert findings into actionable underwriting, pricing, or product recommendations.

How do you explain a technical actuarial finding to non-technical commercial stakeholders?

I begin with the decision required and use clear business language, supported by a small number of relevant metrics and scenarios. I avoid unnecessary technical detail while remaining transparent about assumptions, uncertainty, financial impact, and the recommended next step.

What factors are particularly important when working in the Spanish health-insurance market?

I would consider local regulatory requirements, distribution and broker practices, provider-network dynamics, customer expectations, benefit structures, medical-cost trends, and competitive positioning. I would validate assumptions using local portfolio data and feedback from commercial, legal, and operational partners.

Tell us about an opportunity you identified to improve an insurance process or system.

I would describe the problem using evidence, map the current workflow and stakeholders, and prioritize an improvement based on customer impact, risk reduction, and expected financial value. I would then pilot a scalable solution, define success metrics, and use results to refine and roll it out.

### Health can’t wait.

Not for symptoms to get worse. Not for a six‑month appointment. Not for a system to catch up. But that’s exactly how healthcare works today. You wait, until you can’t.

Alan exists to end the wait.

Health is a universal right, and we believe this right can only become real when it’s coupled with prevention. We need to stop treating health as something we repair and start treating it as something we build, every day. It’s not solely a question of willpower. It’s the healthcare system itself that needs to work for everyone, in a sustainable way.

So we are building the new standard in prevention insurance. Alan is the first company that integrates insurance, prevention, and care into a single, acclaimed user experience.

We are on an incredible journey to build a global leading company, with a [unique culture](https://alan.com/en/careers). We already partner with 40K+ companies of all sizes, serving more than 1M+ members, and have reached €800M+ in ARR.

Prevention as the new norm. That’s what we’re building with our team of 800+ people. If it speaks to you: we’re hiring across France, Spain, Belgium, and Canada. And beyond.

### ⭐️ The Insurance Team ⭐️

Being part of Alan’s insurance community is a great opportunity to have a significant impact on people’s health and wellbeing in our multiple countries of operation.

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We are at the heart of Alan’s mission, bringing to the team our technical leadership and expertise on healthcare and death & disability insurance.

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We work hand in hand with our data scientists, designers, engineers and product managers to build the most differentiating products and provide a delightful experience at a fair price.

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We build and manage offers for large companies and public institutions with our sales and account management teams.

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We make sure our portfolio is closely monitored and risks are effectively managed.

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We also manage our capital, steer our reinsurance strategy and maintain a trusting relationship with our insurance regulators.

### ️ ⭐️ The Insurance Expert role in Spain ⭐️

The role of an Insurance Expert at Alan is to:

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Monitor the business and the risks,

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Help the rest of the team understand the subtleties of healthcare and insurance.

Being an Insurance Expert at Alan in Spain means:

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Being part of a small and talented team currently working on delivering the best experience to our members

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Recent missions include:

Defining the pricing and re-pricing strategy of the different products

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Improving margin monitoring

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Collaborating with the Key Account Managers team to make sure they are equipped with the right tools to deliver the best experience to their customers

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Analyzing the profitability of the portfolio and suggesting action points

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Being part of an insurance community at the global level, with an impact on our organization, hiring and training across multiple countries.

### ⭐️ Is it you we’re looking for? ⭐️

You may be a great fit for the role if:

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You have at least 6+ years of experience in health insurance

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You are fluent in English

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Knowledge of the trends from the sector, of the pricing/repricing business decisions and market practices

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You combine a quantitative background (statistics, actuarial sciences) with an experience in insurance products and business

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You are able to navigate and synthesize technical, data, business and legal questions related to insurance

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You have a builder mindset, continuously identifying opportunities to scale and optimize processes and systems

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You are willing to deeply change the insurance and healthcare industry and challenge the status quo

It would be even better if:

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You are fluent in Spanish or willing to learn Spanish

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You have experience coordinating with teams based in another country

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You have connections and a deep understanding of the Spanish health insurance market

### 🙌 [Perks & Benefits](https://alan.com/about/life-at-alan/a/perks)

At Alan, we believe that being in good health is a basic need, and it starts with our employees. This is why Alaners are provided with a stimulating environment and perks ensuring they are happy, efficient and spend only high-quality time with co-workers.

Therefore, we offer:

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Fair rewards. Generous equity packages complement your base salary.

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Flexible Office. Amazing office space at our HQ, sponsored co-working hubs or a full-remote experience with home office equipment sponsorship, we want you to live where you’re the happiest.

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All the tools you need. Top of the range equipment: Macbook Pro, keyboard, laptop stand, monitor, and Bose noise-canceling headphones.

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Flexible vacation policy and flexible working hours. organize your time as you wish.

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Delightful healthcare insurance: Extremely comprehensive health insurance – 100% for you and your children, 90-100% for partners depending on your country (permanent contracts only).

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Transport. Country-specific commuter benefits.

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Learning & Training opportunities. A highly flexible Training policy free books and budget to attend and speak at conferences if the opportunity arises.

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Personal growth through coaching: At Alan, coaching isn’t just a perk – ****it’s core to who we are. Every Alaner is paired with a dedicated coach from day one, who helps maximize their impact, nurture engagement, and navigate Alan’s values to develop their full potential. [Learn more about our coaching culture](https://alan.com/en/blog/discover-alan/a/alan-culture-excellence-through-coaching).

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Parental leave. Extended parental leave for all new parents.

### Important note: we hire people, not roles.

If you’re excited about this opportunity but don’t check every box, we’d love to hear from you. Everyone, no matter how underrepresented, should feel free to apply as it can only bring learnings or success.

If you identify yourself as a woman: Did you know that research shows women often apply only when meeting 100% of requirements?

Remember, this is just a guide, not a checklist.

We’ll be thrilled to receive your application!

🔖 Check out our [About Alan](https://alan.com/about) and [Career](https://alan.com/careers) pages, as well as our [Medium](https://medium.com/alan), [blog](https://blog.alan.com/) and [Glassdoor page](https://www.glassdoor.com/Overview/Working-at-Alan-EI_IE1696043.11,15.htm) for more info.

Show more

[Apply now >](https://jobicy.com/jobs/151902-insurance-expert-spanish-market.md)

>  Annual salary information is not provided for this position. Explore salary ranges for similar roles in our [Salary Directory ›](https://jobicy.com/salaries.md)

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