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# Team Lead Software Engineer

Review the role, location requirements, compensation details, and application process before deciding whether this opportunity fits your next career move.

[Apply for this job](#job-application)[View company](https://jobicy.com/company/capital-on-tap.md)Share12 Sep 2026Published44Listing views1Application actions12 Oct 2026Apply before  Opportunity details

## About this role.

AI SummaryCapital on Tap is hiring an Engineering Team Lead to manage a product engineering team as it establishes its Lisbon presence. The role centers on hiring, coaching, performance management, delivery execution, and cultivating a high-accountability, psychologically safe engineering culture. The lead must retain technical credibility in a C#/.NET Core backend environment and contribute to architectural trade-off discussions, risk identification, and quality standards. They will partner closely with Product and QA, translate business needs into engineering priorities, and create clarity amid shifting priorities. The position begins fully remote and transitions to a Lisbon hybrid model with two on-site days per week.

## Role DNA

A quick view of the complexity, pace, ownership and collaboration implied by the job description.

### Job Complexity

4/5EasyHard

### Pace & Pressure

4/5RelaxedFast-paced

### Autonomy Level

5/5GuidedFull ownership

### Communication Load

5/5IndependentCollaborative

AI insightThis is a senior people-leadership role in a scaling fintech, requiring the candidate to balance team development, delivery accountability, technical judgment, and cross-functional influence. The founding Lisbon-team context and changing priorities add organizational ambiguity and ownership demands.

## Salary analysis

Estimated compensation compared with the broader EU market for similar roles.

Estimated job medianBelow market€80,000EU market range€150k–€220k0€242k

AI insightThe disclosed offer is €70,000–€90,000 yearly, with a midpoint of €80,000. For comparison, the estimated US market range for a Software Engineering Team Lead with people-management responsibility and .NET experience is approximately $150,000–$220,000 annually; this US market comparison is an estimate and is not a conversion of the Lisbon-based offer.

## Core skills

Skills and capabilities most closely associated with this opportunity.

[Engineering Leadership](https://jobicy.com/jobs?search_keywords=Engineering%20Leadership.md)[People Management](https://jobicy.com/jobs?search_keywords=People%20Management.md)[C#](https://jobicy.com/jobs?search_keywords=C%23.md)[.NET Core](https://jobicy.com/jobs?search_keywords=.NET%20Core.md)[Software Delivery](https://jobicy.com/jobs?search_keywords=Software%20Delivery.md)[Technical Strategy](https://jobicy.com/jobs?search_keywords=Technical%20Strategy.md)[Product Collaboration](https://jobicy.com/jobs?search_keywords=Product%20Collaboration.md)[Agile Planning](https://jobicy.com/jobs?search_keywords=Agile%20Planning.md)[Azure](https://jobicy.com/jobs?search_keywords=Azure.md)[Fintech](https://jobicy.com/jobs?search_keywords=Fintech.md)

Sample interview questionsHow do you balance people management with maintaining technical credibility as an engineering lead?I reserve regular time for architecture reviews, design discussions, and understanding the highest-risk areas of the roadmap, rather than trying to be the primary implementer. This lets me ask useful questions, unblock decisions, and support engineers while keeping my main focus on team health, delivery, and development.

Describe how you would handle a consistently underperforming engineer.

I would first establish clear, observable expectations and understand whether the root cause is capability, clarity, motivation, workload, or external constraints. I would provide timely feedback, agree on a documented improvement plan with measurable checkpoints and support, and follow through consistently while treating the person respectfully.

How would you work with Product and QA when a delivery commitment is at risk?

I would surface the risk early, explain the technical and customer impact in clear terms, and bring options rather than only reporting a problem. Options might include narrowing scope, sequencing work differently, investing in quality fixes, or moving a date, with an explicit recommendation based on customer value and risk.

What factors would you consider when evaluating build-versus-buy or technical-debt decisions?

I would assess strategic differentiation, total cost of ownership, security and compliance, integration complexity, delivery speed, operational burden, and the reversibility of the decision. I would ensure the team documents assumptions and chooses an approach that supports both near-term product outcomes and sustainable engineering.

How do you create clarity for a team when priorities are changing?

I translate changing business context into a small set of prioritized outcomes, explain what has changed and why, and make trade-offs visible. I then protect focus by clarifying ownership, sequencing, and what the team should stop or defer, while keeping stakeholders informed of implications.

We’re Capital on Tap 👋
💳 Capital on Tap started because small businesses were underserved. Big banks were slow, their products weren’t fit for purpose, and small business owners often couldn’t access what they needed. We set out to fix that.

Today we’re a financial platform – not just a credit card company. We offer a best-in-class business credit card, SME-focused spend management platform, a savings product that hit £1 billion in funds within its first year, and a growing suite of tools and financial products that make running a small business easier.

1,000+ employees, £20bn in annual card spend, 200,000+ customers, 17,000+ Trustpilot reviews averaging 4.7 stars, and we’re profitable. We’ve done a pretty good job so far, but we’re just getting started!

We opened our first Portuguese office in Porto in autumn 2025, and in less than a year it has grown to a team of 50. Lisbon is the next step. We’re opening our first office in the city and looking for engineers to join as founding members of the team, helping shape how we build, hire and work here from day one.

🏢The role starts out fully remote. Once our Lisbon office is open, it will move to a hybrid set-up of two days a week on site.

Salary: €70,000 – 90,000

What You’ll Be Doing

We’re looking for an Engineering Team Lead to lead one of our product engineering teams here at Capital on Tap.

This is a people-first leadership role. You’ll be responsible for the growth, wellbeing, and performance of a team of engineers, while staying technically credible enough to shape direction, remove blockers, and raise the bar on quality. You won’t be the best coder in the room you’ll be the person who makes the whole room better.

If you’re an experienced Team Lead Engineer looking to own a team in a scaling fintech, this role is built for you.

### What You’ll Own

Your team. Hiring, developing, and retaining engineers. Running 1:1s that actually matter. Spotting who’s ready to grow and creating the space for them to do it.

Delivery. Partnering with Product and QA to plan and ship reliably not by micromanaging, but by removing obstacles, managing risk, and keeping the team focused on what matters.

Culture. Setting the tone for how the team communicates, gives feedback, and holds itself accountable. Building psychological safety without sacrificing standards.

Technical credibility. You won’t be heads-down in the codebase every day, but you’ll understand the trade-offs your team is navigating architecture decisions, technical debt, build vs buy and contribute meaningfully to those conversations.

### What We’re Looking For

Leadership first. You’ve managed engineers before and have a point of view on what good looks like. You know how to have hard conversations, give developmental feedback, and motivate people.

Technical foundation in .NET. Our backend is C#/.NET Core and you’ll need enough depth to earn trust with your engineers, review decisions, and spot risks. You don’t need to be across every layer of the stack you need to be honest about what you know and curious about what you don’t.

Product mindset. You think about engineering in the context of business outcomes, not just technical correctness. You can push back on scope, advocate for quality, and translate between engineering and non-technical stakeholders.

Comfort with ambiguity. Capital on Tap is growing. Priorities shift. We want someone who creates clarity for their team rather than waiting for it.

### Nice to Have

* Experience with Azure cloud development
* Familiarity with React or other frontend frameworks
* Background in financial services or fintech

Diversity & Inclusion 🌈
We welcome, consider and encourage applications from anyone who shares our commitment to inclusivity. Join us in creating a space where authenticity thrives, and everyone can do their best work.

Interview Process 🤝

* First stage: 30 minute intro call with Talent Partner
* Second stage: 60 minute “Tech Chat” & Values Interview with an Engineering Manager & People Partner
* Third stage: 60 minute Code Pairing with our Engineering Team
* Final stage: 60 minute Case Study with Product & Engineering + 60 minute Good to Great Interview with our CTO

Great Work Deserves Great Perks

Check out our benefits:

🏥 Private Healthcare through AdvanceCare
🎁 Anniversary Rewards (€280, €570, €860, 4-week fully paid sabbatical)

🏖️ 36 days holiday (inclusive of public holidays with public holidays carried over if they fall on a weekend)
📖 Annual Learning and Wellbeing Budget
💬 6 free therapy sessions per year
🍫 Free drinks and snacks in our offices

Other Info
👍Check out our [‘Top Tips’ for interviewing.](https://www.capitalontap.com/en/blog/posts/acing-your-interviews-with-capital-on-tap/)
✔️Keep updated on new job opportunities by following us on [Linkedin](https://www.linkedin.com/company/capital-on-tap).
📧Email [careers@capitalontap.com](mailto:careers@capitalontap.com) if you have any questions.

Excited to work here? Apply!
If you’d like to progress your career within our fast growing, profitable fintech then click apply and we will aim to get back to you within 3 working days (during busy periods this could take up to 5 working days.)

Show more

[Apply now >](https://jobicy.com/jobs/153093-team-lead-software-engineer.md)

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