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# Senior Backend Engineer

Review the role, location requirements, compensation details, and application process before deciding whether this opportunity fits your next career move.

[Apply for this job](#job-application)[View company](https://jobicy.com/company/tala.md)Share16 Sep 2026Published40Listing views1Application actions16 Oct 2026Apply before  Opportunity details

## About this role.

AI SummaryTala is hiring a Senior Backend Engineer to build and maintain backend services, REST APIs, database integrations, and production infrastructure for its credit platform. The role requires at least five years of experience with Java, Kotlin, or Scala, a framework such as Spring, cloud platforms, and microservices-based consumer applications. Core responsibilities include system design, code and design reviews, database performance tuning, testing, troubleshooting, and improving monitoring and alerting. The ideal candidate works independently in an Agile environment and brings strong expertise in scalable backend architecture for high-reliability financial products.

## Role DNA

A quick view of the complexity, pace, ownership and collaboration implied by the job description.

### Job Complexity

4/5EasyHard

### Pace & Pressure

4/5RelaxedFast-paced

### Autonomy Level

4/5GuidedFull ownership

### Communication Load

4/5IndependentCollaborative

AI insightThis is a senior-level engineering role requiring proven large-scale backend delivery, strong system-design judgment, and ownership of production reliability. The fintech context and expectations around security, availability, and cross-team technical reviews add meaningful complexity.

## Salary analysis

Estimated compensation compared with the broader US market for similar roles.

Estimated job medianMarket rate$170,000US market range$140k–$205k0$226k

AI insightNo actual salary is disclosed in the posting, so these figures are estimates for a US-market Senior Backend Engineer with Java/Kotlin/Scala, cloud, microservices, and production ownership. Estimated annual market compensation is approximately $140,000 to $205,000 USD, with a midpoint of $170,000 USD; actual Mexico-based compensation may differ.

## Core skills

Skills and capabilities most closely associated with this opportunity.

[Java](https://jobicy.com/jobs?search_keywords=Java.md)[Kotlin](https://jobicy.com/jobs?search_keywords=Kotlin.md)[Scala](https://jobicy.com/jobs?search_keywords=Scala.md)[Spring](https://jobicy.com/jobs?search_keywords=Spring.md)[REST APIs](https://jobicy.com/jobs?search_keywords=REST%20APIs.md)[Microservices](https://jobicy.com/jobs?search_keywords=Microservices.md)[Cloud Infrastructure](https://jobicy.com/jobs?search_keywords=Cloud%20Infrastructure.md)[Database Optimization](https://jobicy.com/jobs?search_keywords=Database%20Optimization.md)[System Design](https://jobicy.com/jobs?search_keywords=System%20Design.md)[Observability](https://jobicy.com/jobs?search_keywords=Observability.md)

Sample interview questionsHow would you design a backend service that safely supports high-volume credit application requests?I would begin by clarifying throughput, latency, consistency, and regulatory requirements. I would use stateless services behind load balancing, durable asynchronous processing for non-blocking work, idempotency keys for submissions, carefully designed data models, and comprehensive monitoring. I would also define failure handling, audit trails, access controls, and load-testing criteria before launch.

Describe how you would investigate a sudden increase in latency for a production REST API.

I would first use dashboards, traces, logs, and recent deployment history to isolate whether latency originates in the application, database, downstream dependency, or infrastructure. I would compare affected endpoints and cohorts, inspect resource saturation and slow queries, then mitigate through rollback, scaling, caching, query optimization, or traffic controls as appropriate. After restoration, I would document root cause and add alerts or tests to prevent recurrence.

What practices do you use to ensure database schema changes are safe in a microservices environment?

I use versioned migrations, backward-compatible additive changes, and phased deployments so old and new application versions can coexist. For large tables, I plan online migration approaches, index changes, backfills, and rollback paths carefully. I also validate performance in staging with representative data and monitor query behavior after release.

How do you approach code reviews for senior-level backend changes?

I review for correctness, security, maintainability, API contracts, failure modes, observability, and operational impact rather than focusing only on style. I ask whether the design handles retries, idempotency, data consistency, and scale appropriately. My feedback is specific and constructive, and I use reviews as an opportunity to align the team on engineering standards.

Give an example of how you would improve observability for a backend module.

I would establish structured logs with correlation IDs, service-level metrics for traffic, errors, latency, and resource use, plus distributed traces across dependent services. I would define actionable alerts tied to user-impacting thresholds and build dashboards for key operational and business flows. Finally, I would validate that on-call engineers can diagnose common incidents using the new telemetry.

About Tala

Tala is AI-native credit infrastructure for the global majority, combining proprietary risk intelligence with an expanding network of capital and distribution partners to power credit access at scale. Backed by more than $500 million in funding, Tala has distributed more than $7 billion in capital to more than 13 million customers across Africa, Latin America, and Asia—building one of the most robust datasets on thin-file borrowers anywhere in the world. Our mission is simple yet bold: to unleash the economic power of the global majority. We are looking for daring, data-driven leaders passionate about building the trust and credit infrastructure for the global majority.

Our pioneering work and proven impact have earned us consistent recognition, including being named to:

CNBC’s Disruptor 50 for five years.

CNBC’s World’s Top Fintech Companies for two consecutive years.

Forbes’ Fintech 50 list for nine consecutive years.

Visionary investors, persuaded by the economic power of the global majority, have committed half a billion dollars in equity and debt to Tala’s success.

Given the global nature of our team, we operate on a remote-first approach with office hubs in Santa Monica, CA (HQ); Nairobi, Kenya; Mexico City, Mexico; Manila, the Philippines; and Bangalore, India.

Most Talazens join us because they connect with our mission. If you are energized by the impact you can make at Tala, we’d love to hear from you!

### What You’ll Do

* Design, develop, and maintain robust backend services, APIs, and data integration layers that power key product features.
* Review design documents, perform code reviews, and weigh in on implementation choices from other technical teams.
* Write clean, efficient, and easily maintainable code, strictly adhering to established coding standards and best practices.
* Enhance overall code quality, performance, and security by participating in thorough code reviews.
* Design and optimize database schemas and queries to guarantee high performance and system reliability.
* Contribute to the testing infrastructure to increase code coverage for backend modules.
* Troubleshoot and resolve technical issues quickly and effectively across both development and production environments.
* Advance monitoring and alerting capabilities of backend modules to allow proactive improvements to availability and response times.

### What You’ll Need

* 5+ years of hands-on experience in designing and developing applications using Java, Kotlin, and/or Scala. This includes exposure to a web framework like Spring.
* Developed and launched large scale consumer applications with the backend on cloud infrastructure (AWS, Google Cloud, or Azure) using microservices architecture paradigms.
* Proven problem-solving abilities and a strong drive for independent learning and work.
* Expert knowledge in REST API design and development for mobile/web use.
* Expert knowledge in architecture & system design.
* Expert proficiency in Agile development process

### Nice to Have

* Exposure to containerization technologies, such as Docker or Kubernetes.
* Familiarity with MariaDB.
* Familiarity with Kafka.
* Familiarity with production monitoring tools, including logging (e.g., SumoLogic, Kibana), basic APM (Application Performance Monitoring) tools, and observability frameworks such as OpenTelemetry.

### Compensation

### Additional Information

Our vision is to build a new financial ecosystem where everyone can participate on equal footing and access the tools they need to be financially healthy. We strongly believe that inclusion fosters innovation and we’re proud to have a diverse global team that represents a multitude of backgrounds, cultures, and experience. We hire talented people regardless of race, religion, color, national origin, gender, gender expression, sexual orientation, age, marital status, veteran status, or disability status.

Show more

[Apply now >](https://jobicy.com/jobs/153399-senior-backend-engineer-8.md)

>  Annual salary information is not provided for this position. Explore salary ranges for similar roles in our [Salary Directory ›](https://jobicy.com/salaries.md)

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