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# Senior Software Engineer, Backend (Money Movement)

Review the role, location requirements, compensation details, and application process before deciding whether this opportunity fits your next career move.

[Apply for this job](#job-application)[View company](https://jobicy.com/company/phantom.md)Share25 Sep 2026Published30Listing views3Application actions25 Oct 2026Apply before  Opportunity details

## About this role.

AI SummaryPhantom is seeking a senior/staff-caliber backend engineer to build and evolve money-movement services and APIs connecting Phantom Cash to blockchain networks. The role emphasizes Node.js/NestJS, event-driven architecture, REST API design, distributed-systems reliability, and pragmatic product execution. The engineer will work in a fully remote environment, collaborate across pods, document decisions, mentor peers, and help maintain a high engineering bar. Crypto, fintech, wallet, payment-rail, and blockchain-integration experience—particularly with Solana or EVM ecosystems—is strongly preferred. The work supports a large-scale self-custodial, multi-chain wallet product where security, resilience, and user trust are central.

## Role DNA

A quick view of the complexity, pace, ownership and collaboration implied by the job description.

### Job Complexity

5/5EasyHard

### Pace & Pressure

5/5RelaxedFast-paced

### Autonomy Level

5/5GuidedFull ownership

### Communication Load

5/5IndependentCollaborative

AI insightThis is a high-complexity senior backend role involving distributed systems, financial/crypto workflows, blockchain integrations, and production reliability at significant user scale. The candidate must independently balance speed, correctness, security, and cross-functional execution while mentoring and improving engineering practices.

## Salary analysis

Estimated compensation compared with the broader US market for similar roles.

Estimated job medianMarket rate$190,000US market range$165k–$230k0$253k

AI insightNo actual salary range is disclosed; "Competitive salary and equity" is not a quantifiable compensation offer. Estimated US-market base salary for a senior/staff backend engineer focused on payments, distributed systems, and crypto is approximately $165,000–$230,000 yearly, with an estimated median of $190,000; equity and bonuses may be additional.

## Core skills

Skills and capabilities most closely associated with this opportunity.

[Node.js](https://jobicy.com/jobs?search_keywords=Node.js.md)[NestJS](https://jobicy.com/jobs?search_keywords=NestJS.md)[Backend Engineering](https://jobicy.com/jobs?search_keywords=Backend%20Engineering.md)[Distributed Systems](https://jobicy.com/jobs?search_keywords=Distributed%20Systems.md)[Event-Driven Architecture](https://jobicy.com/jobs?search_keywords=Event-Driven%20Architecture.md)[REST APIs](https://jobicy.com/jobs?search_keywords=REST%20APIs.md)[Blockchain Integration](https://jobicy.com/jobs?search_keywords=Blockchain%20Integration.md)[Cryptocurrency](https://jobicy.com/jobs?search_keywords=Cryptocurrency.md)[AWS](https://jobicy.com/jobs?search_keywords=AWS.md)[Kubernetes](https://jobicy.com/jobs?search_keywords=Kubernetes.md)

Sample interview questionsHow would you design an idempotent money-movement API that can safely handle client retries?I would require an idempotency key scoped to the caller and operation, persist the key with a request fingerprint and terminal result, and return the stored result for matching retries. The processing path would use transactional state changes or an outbox pattern, clear error semantics for in-progress requests, and monitoring for duplicate or conflicting keys.

Describe how you would manage ordering, retries, and failures in an event-driven blockchain integration.

I would model events with immutable identifiers, chain or account ordering metadata, and explicit processing states. Consumers should be idempotent, retries should use bounded exponential backoff and dead-letter handling, and reconciliation jobs should compare internal records with on-chain state to address missed or reorganized events.

What trade-offs do you consider when designing a REST API used by both web and mobile clients?

I focus on stable versioning, consistent resource models, pagination, validation, authentication, rate limits, and actionable error responses. I also consider payload size, caching, backward compatibility, mobile-network latency, and whether some state is better derived server-side rather than coordinated across clients.

How would you investigate elevated latency and failed transactions in a production backend service?

I would first assess user impact through dashboards and error-rate alerts, then correlate traces, logs, queue depth, database performance, and upstream dependency health. After mitigating the immediate issue through rollback, throttling, scaling, or feature controls, I would document root cause and implement preventive tests, alerts, and resilience improvements.

How do you balance product velocity with security and reliability in a crypto or fintech system?

I identify non-negotiable controls such as authorization boundaries, auditability, idempotency, secret management, and safe failure modes early in design. I then keep delivery moving through small releases, feature flags, automated testing, clear ownership, and risk-based reviews rather than waiting for unnecessary architectural perfection.

[Phantom](https://phantom.com) is on a mission to connect the world to the freedom of open markets. Tens of millions of people all over the world use Phantom to access global markets that never close, including perpetuals, prediction markets, tokenized assets, stablecoins and memes. Phantom users are able to discover the markets that matter and the cultural moments that shape them, building conviction through real-time data and the verified performance of top traders. With self-custody and access to open networks at its core, Phantom lets them control their financial moves in the same app they use to safely store or spend money worldwide.

Phantom has reached #1 in Google Play’s finance category and consistently ranks in the top 50 apps across all categories. Phantom partners with many of the most trusted and influential names in finance like Hyperliquid, Stripe, Kalshi and Visa, to make the most popular and innovative financial products accessible to everyone.

We are around 180 people, fully remote, backed by a $150M Series C investment from a16z, Sequoia Capital and Paradigm.

### Responsibilities

Staff Backend Engineer who blends systems thinking with product pragmatism and a real passion for crypto. You’ll design, maintain, and evolve the backend services and APIs that connect Phantom Cash to blockchains. You understand both client-server architecture and blockchain protocols, and you know how to balance reliability, quality, and speed. You communicate clearly across pods, document rigorously, and elevate the engineering bar through execution and mentorship. Your work will make Phantom Cash feel dependable, seamless, and ready to scale.

### Qualifications

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Bachelors degree in Computer Science or related technical field or equivalent practical experience

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Pragmatic engineering mindset, focuses on results and user impact, not abstract purity.

*

Proactive and outcome-oriented: anticipates problems, pushes features to completion without waiting for perfect specs.

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Strong communicator and pragmatic problem solver – explains complexity simply, favors progress over perfection.

*

Node.js / NestJS at scale; event-driven design (queues, retries, idempotency).

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REST API architecture: versioning, pagination, error models, authentication, rate-limiting.

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Full-stack awareness: understands trade-offs of state management (client vs server) and latency budgets.

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Distributed-systems fundamentals: concurrency, ordering, retries, data consistency.

### Nice to Have

*

Kubernetes + AWS ops; CI/CD; observability; on-call ownership.

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Deep interest in crypto – keeps up with ecosystem changes, wallets, protocols, and security norms.

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Previous hands-on experience in crypto or fintech (exchanges, wallets, payment rails, ledgers).

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Smart-contract and protocol understanding: knows how on-chain programs interact with off-chain services.

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Blockchain integration experience — Solana preferred, EVM acceptable.

*

Has shipped high-quality products in mature, high-bar engineering organizations.

### Why Work with Us

We are a team of experienced builders in the blockchain and crypto industry. Our journey began from users seeking an easy, seamless path to accessing the crypto ecosystem. This passion fueled our exponential growth, allowing us to onboard over 7M+ active users in just over three years; with our user base growing weekly. Our dedication to a secure and seamless user experience has made us the leading wallet on Solana as well as our multi-chain approach enhances our platform’s versatility, meeting the needs of a diverse and growing user base. By staying at the forefront of technology and user expectations, we continue to innovate and set industry standards on self-custodial crypto wallets.

There has never been a better time to work in crypto to help shape the future of innovation with a focus around the wallet experience!

*

First impressions matter: Wallets are responsible for a users first impression with crypto and onboarding new users into crypto. By ensuring that a user has a great first-time experience with crypto, we can help supercharge the growth of the entire ecosystem.

*

Make crypto easier to navigate: There is no easy way for a user to discover and navigate all that crypto has to offer. Wallets have a unique opportunity to help users not only onboard to crypto but also stay retained by exploring new things to do.

*

We live in a multi-chain world: We currently support Solana, Ethereum, Polygon and Bitcoin with more networks to come in the new future. We are focused on creating a unified, multi-chain crypto experience for users.

### Benefits

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Competitive salary and equity

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Comprehensive insurance (medical/dental/vision) – Employee 100% covered

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Stipend for your ideal remote set-up

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Flexible hours and a supportive remote environment

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Unlimited vacation: Take time when you need it (and we really mean it!)

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401(k) retirement plan

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Monthly wellness benefit

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Weekly meal benefit

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Global off-sites

#LI-DNP

We strongly encourage candidates of all backgrounds to apply. We believe that our work is stronger with a variety of perspectives, and we’re eager to further diversify our company. If you have a background that you feel would make an impact at Phantom, please consider applying. We’re committed to building an inclusive, supportive place for you to do the best work of your career.

By submitting your resume and application materials, you acknowledge and agree that Phantom Technologies, Inc. (“Phantom”) collects and processes your personal information (including application materials, interview records, and related data) to evaluate your candidacy. Phantom may use AI-powered tools and third-party service providers for transcription, note-taking, scheduling, and other administrative tasks. Phantom does not sell your information and your materials will be handled securely and in accordance with applicable data protection laws.

Show more

[Apply now >](https://jobicy.com/jobs/154082-senior-software-engineer-backend-money-movement.md)

>  Annual salary information is not provided for this position. Explore salary ranges for similar roles in our [Salary Directory ›](https://jobicy.com/salaries.md)

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