[All remote jobs](https://jobicy.com/jobs.md)[![Tala logo](https://jobicy.com/data/server-nyc0409/galaxy/mercury/2022/02/a788b3a65c0fc717303f0b5b049cc7e6.jpeg)](https://jobicy.com/company/tala.md)[Tala](https://jobicy.com/company/tala.md) # Senior Manager Expansion Risk Review the role, location requirements, compensation details, and application process before deciding whether this opportunity fits your next career move. [Apply for this job](#job-application)[View company](https://jobicy.com/company/tala.md)ShareRemote from[APAC](https://jobicy.com/job-region/apac.md)SalaryUndisclosedDepartment[Finance & Accounting](https://jobicy.com/categories/accounting-finance.md)EmploymentFull TimeExperienceDirectorPublished22 Oct 2026Apply before21 Nov 2026Listing views41Application actions2Application toolkit ## Make your next move. Prepare your resume, explore your fit, and draft a cover letter for this opportunity. AI Summary ## The role, at a glance. Tala is seeking a senior credit-risk leader to own risk strategy for expansion-market consumer lending and B2B2C partnership portfolios. The role covers portfolio-health monitoring, underwriting policy, approval and pricing strategy, limit management, and risk-adjusted assessments of new partnership opportunities. It requires close collaboration with Product and Data Science on decisioning improvements, model calibration, pilot data collection, and experimentation. Candidates need at least six years of unsecured consumer-lending experience, strong SQL skills, sound judgment in sparse-data environments, and the ability to communicate concise recommendations to senior stakeholders. The position is fully remote for candidates residing in India. ## Role DNA A quick view of the complexity, pace, ownership and collaboration implied by the job description. ### Job Complexity 5/5EasyHard ### Pace & Pressure 5/5RelaxedFast-paced ### Autonomy Level 5/5GuidedFull ownership ### Communication Load 5/5IndependentCollaborative AI insightThis is a high-accountability strategic risk role requiring independent decisions in emerging markets where historical data may be limited. Success depends on combining deep consumer-credit expertise, analytics, commercial judgment, and cross-functional influence. ## Salary analysis Estimated compensation compared with the broader US market for similar roles. Estimated job median (per year)Highly competitive$55,000US market range (per year)$40k–$70k0$77k AI insightThe yearly pay period is inferred from the job context; it was not explicitly stated by the employer. No employer salary was disclosed. The yearly cadence and USD estimates are inferred for a senior consumer-credit risk manager working remotely from India; actual compensation may vary by location, experience, and Tala's compensation structure. ## Core skills Skills and capabilities most closely associated with this opportunity. [Consumer lending](https://jobicy.com/jobs?search_keywords=Consumer%20lending.md)[Credit risk management](https://jobicy.com/jobs?search_keywords=Credit%20risk%20management.md)[Underwriting strategy](https://jobicy.com/jobs?search_keywords=Underwriting%20strategy.md)[Portfolio monitoring](https://jobicy.com/jobs?search_keywords=Portfolio%20monitoring.md)[Credit policy](https://jobicy.com/jobs?search_keywords=Credit%20policy.md)[Risk-adjusted pricing](https://jobicy.com/jobs?search_keywords=Risk-adjusted%20pricing.md)[Limit management](https://jobicy.com/jobs?search_keywords=Limit%20management.md)[Portfolio segmentation](https://jobicy.com/jobs?search_keywords=Portfolio%20segmentation.md)[SQL](https://jobicy.com/jobs?search_keywords=SQL.md)[Python](https://jobicy.com/jobs?search_keywords=Python.md)[Data analysis](https://jobicy.com/jobs?search_keywords=Data%20analysis.md)[A/B testing](https://jobicy.com/jobs?search_keywords=AB%20testing.md)[Risk modeling](https://jobicy.com/jobs?search_keywords=Risk%20modeling.md)[Cross-functional collaboration](https://jobicy.com/jobs?search_keywords=Cross-functional%20collaboration.md)[Stakeholder communication](https://jobicy.com/jobs?search_keywords=Stakeholder%20communication.md) Sample interview questionsHow would you build an underwriting strategy for a new B2B2C partner with limited historical performance data?I would first assess data quality, coverage, stability, and predictive plausibility, then define a conservative initial policy using available signals and lending-domain priors. I would establish clear pilot limits, approval guardrails, monitoring thresholds, and a data-collection plan so the strategy can be calibrated quickly as outcomes mature. Which portfolio metrics would you monitor to identify emerging credit risk early? I would monitor application volume, approval rate, disbursement, repeat behavior, repayment curves, delinquency and roll rates, vintage loss, prepayment, fraud indicators, and segment-level shifts. I would compare results with forecasts and prior vintages to distinguish normal mix changes from deterioration requiring action. Describe how you would balance growth targets with credit-quality objectives. I would frame decisions around risk-adjusted economics rather than approval rate alone. By segmenting customers and testing changes to cutoffs, pricing, and limits, I would identify growth opportunities that remain within loss and capital constraints, with predefined rollback triggers if quality weakens. How would you partner with Product and Data Science to improve decisioning? I would translate portfolio observations into prioritized decisioning hypotheses, such as new features, policy rules, or recalibration opportunities. I would align on measurable experiment designs, monitor both risk and customer outcomes, and turn validated findings into operational policy or model changes. How do you communicate a complex risk recommendation to non-technical executives? I lead with the decision needed, the expected business impact, and the key risk trade-offs. I use a small number of clear metrics and scenarios, explain uncertainty plainly, and recommend specific actions, guardrails, and follow-up indicators. Opportunity details ## About this role. About Tala Tala is the AI-native credit infrastructure that connects global capital to the global majority. We combine proprietary risk intelligence with an expanding network of capital and distribution partners to power credit access at scale. To date, Tala has distributed more than $9 billion in capital to more than 14 million customers across Africa, Latin America, and Asia, building the definitive contextual dataset on thin-file borrowers in emerging markets. Tala is now converting that foundation into shared infrastructure that partners, capital providers, and ecosystems can build on. The company has been named to the Fortune Impact 20 list, CNBC’s World’s Top Fintech Companies twice, CNBC Disruptor 50 for five years, and Forbes’ Fintech 50 list for ten years running. Given the global nature of our team, we operate on a remote-first approach with office hubs in Santa Monica, CA (HQ); Nairobi, Kenya; Mexico City, Mexico; Manila, the Philippines; and Bangalore, India. Most Talazens join us because they connect with our mission. If you are energized by the impact you can make at Tala, we’d love to hear from you! We are seeking an experienced, impact-oriented credit leader to own Tala’s Expansion Markets risk function, covering our growth D2C markets and our Partnership (B2B2C) underwriting. The candidate will report to the Director of Risk and will be the key analytical and strategic owner for these portfolios – responsible for risk performance monitoring, strategy development and implementation, and cross-functional execution with Product and Data Science squads. A defining element of this role is the ability to translate both current portfolio performance and long-term forward-looking expectations into risk strategy – including in markets where data histories are still maturing and conviction must be built from first principles, lending intuition, and structured judgment rather than established baselines. The ideal candidate is a strong credit practitioner who combines analytical rigor with strategic instinct and consumer lending intuition. They are equally comfortable synthesizing net new data points into a credible underwriting strategy for a partnership pilot as they are partnering with Product to shape decisioning roadmaps. They thrive in ambiguity, move with urgency, and communicate with precision. ### This role is remote but you must live in India ### What You’ll Do ### Expansion Portfolio Ownership & Credit Strategy * Responsible for understanding portfolio health across the full customer lifecycle and making strategy recommendations accordingly * Develops and executes credit strategies within Tala’s decisioning frameworks, including approval rate calibration, limit setting, and pricing * Monitors portfolio KPIs continuously, identifies emerging trends (volume, quality, customer behavior), and translates findings into actionable strategy changes * Develops existing decisioning frameworks to support evolution of portfolio * Partners with Product and Data Science squads to translate risk strategy priorities into decisioning improvements – from feature development to model calibration to A/B test design * Provides concise, well-reasoned portfolio updates to leadership, Finance, and Capital Markets stakeholders ### Partnership Underwriting * Leads underwriting strategy for partnership pilots and ongoing risk management for Tala’s B2B2C portfolio including evaluating net new partner data, assessing its quality, and incorporating into credit policy * Establishes and maintains credit policies tailored to partnership structures, ensuring alignment with Tala’s enterprise risk appetite while accounting for partner-specific dynamics (e.g., data availability, regulatory environment, customer profile) * Evaluates new partnership opportunities from a risk perspective, providing structured assessments of underwriting feasibility, expected performance, and risk-adjusted economics * Partners with Data Science on data collection strategies for pilots – balancing what’s needed to support future model development and policy design against prudent cost exposure ### What You’ll Need * 6+ years of experience in unsecured consumer lending, with hands-on ownership of credit portfolio performance in a high-volume, data-driven environment * Demonstrated ability to develop and execute credit strategies that balance growth and risk – including experience with approval policy, pricing, limit management, and portfolio segmentation * Experience with partnership or B2B2C lending a strong plus; comfort adapting underwriting frameworks to non-standard data environments required * Strong analytical foundation; comfort with ambiguity and indirect data signals when direct data is unavailable * Proactive and inquisitive approach to identifying and surfacing emerging risks and opportunities before they become problems * Clear, precise communicator – able to synthesize complex portfolio dynamics into crisp recommendations for both technical and non-technical audiences * Strong cross-functional instincts; track record of influencing product and engineering partners on credit priorities without direct authority * Proficiency in SQL required; Python preferred * Comfortable working in a fast-paced, global environment with distributed teams across multiple time zones ### Compensation ### Additional Information Our vision is to build a new financial ecosystem where everyone can participate on equal footing and access the tools they need to be financially healthy. We strongly believe that inclusion fosters innovation and we’re proud to have a diverse global team that represents a multitude of backgrounds, cultures, and experience. We hire talented people regardless of race, religion, color, national origin, gender, gender expression, sexual orientation, age, marital status, veteran status, or disability status. Show more [Apply now >](https://jobicy.com/jobs/156469-senior-manager-expansion-risk.md) > Annual salary information is not provided for this position. Explore salary ranges for similar roles in our [Salary Directory ›](https://jobicy.com/salaries.md) * ![Upload CV](data:image/svg+xml;base64,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) ### Upload your resume now To unlock remote work opportunities and be discovered by global employers. This job listing has been manually reviewed by the Jobicy Trust & Safety Team for compliance with our posting guidelines, including verification of the company's legitimacy, accuracy of job details, clarity of remote work policy, and absence of misleading or fraudulent content. Next step ## Apply now. Follow the employer’s application method and review Jobicy’s safety guidance before sharing personal information. Keep exploring ## Related remote jobs. * ![Elevenlabs logo](https://jobicy.com/data/server-nyc0409/galaxy/mercury/2025/06/e01b4c5d-221.png) Elevenlabs Oct 22 New ### [Senior Accountant](https://jobicy.com/jobs/156433-senior-accountant-4.md) About ElevenLabs ElevenLabs is an AI research and product company transforming how we interact with technology. We launched in January 2023 with the first human-like AI voice model. Today, we… * ![hims & hers logo](https://jobicy.com/data/server-nyc0409/galaxy/mercury/2023/11/e7b9b920-221.jpeg) hims & hers Oct 22 New ### [Director, Strategic Finance – Planning Systems](https://jobicy.com/jobs/156421-director-strategic-finance-planning-systems.md) Hims & Hers is the leading health and wellness platform, on a mission to help the world feel great through the power of better health. We are redefining healthcare by… * ![GitLab logo](https://jobicy.com/data/server-nyc0409/galaxy/mercury/2020/12/WRILS-201207055737-109952.jpg) GitLab Oct 22 New ### [Corporate Development Director](https://jobicy.com/jobs/156355-corporate-development-director-2.md) GitLab is the intelligent orchestration platform for DevSecOps. GitLab enables organizations to increase developer productivity, improve operational efficiency, reduce security and compliance risk, and accelerate digital transformation. More than 50… * ![Fieldguide logo](https://jobicy.com/data/server-nyc0409/galaxy/mercury/2025/08/afa73463-221.png) Fieldguide Oct 22 New ### [Audit Methodology Lead](https://jobicy.com/jobs/156299-audit-methodology-lead.md) About Fieldguide Fieldguide is establishing a new state of trust for global commerce and capital markets through automating and streamlining the work of assurance and audit practitioners specifically within cybersecurity,… * ![Amplitude logo](https://jobicy.com/data/server-nyc0409/galaxy/mercury/2025/06/bda3af21-221.jpg) Amplitude Oct 22 New ### [Senior Equity Administration Analyst](https://jobicy.com/jobs/156294-senior-equity-administration-analyst.md) Amplitude is the leading AI analytics platform, helping over 5,200 customers—including Atlassian, Burger King, NBCUniversal, and Square—build better products and digital experiences. With powerful AI Agents embedded across our platform,… * ![Liftoff logo](https://jobicy.com/data/server-nyc0409/galaxy/mercury/2025/06/c47aea9f-221.png) Liftoff Oct 22 New ### [International Tax Manager](https://jobicy.com/jobs/151323-international-tax-manager.md) Liftoff is a leading AI-powered performance marketing platform for the mobile app economy. Our end-to-end technology stack helps app marketers acquire and retain high-value users, while enabling publishers to maximize… * ![Instructure logo](https://jobicy.com/data/server-nyc0409/galaxy/mercury/2022/04/430057884baf037dd2aa1e1e017e72b6.jpg) Instructure Oct 21 New ### [Accounts Receivable Clerk](https://jobicy.com/jobs/156250-accounts-receivable-clerk-2.md) At Instructure, we believe in the power of people to grow and succeed throughout their lives. Our goal is to amplify that power by creating intuitive products that simplify learning… * ![Life360 logo](https://jobicy.com/data/server-nyc0409/galaxy/mercury/2022/02/f269bad3-221.jpeg) Life360 Oct 21 New ### [Senior Manager, Strategic Finance](https://jobicy.com/jobs/156210-senior-manager-strategic-finance.md) About Life360 Life360’s mission is to keep people close to the ones they love. Our category-leading mobile app, Tile tracking devices, and Pet GPS tracker empower members to protect the… * ![Masabi logo](https://jobicy.com/data/server-nyc0409/galaxy/mercury/2025/06/f2355465-221.png) Masabi Oct 21 New ### [Payroll & Expenses Specialist](https://jobicy.com/jobs/156182-payroll-expenses-specialist.md) About Us_// At Masabi, we’re driving the fare payment revolution, powering the journeys of millions all over the world. We build fare collection platforms that allow riders to seamlessly buy… * ![Upvest logo](https://jobicy.com/data/server-nyc0409/galaxy/mercury/2025/06/ca06e577-221.png) Upvest Oct 21 New ### [Stagiaire Opérations Titres (f/h/d)](https://jobicy.com/jobs/156142-stagiaire-operations-titres-f-h-d.md) À propos de nous Chez Upvest, notre mission est de rendre l’investissement aussi simple que dépenser de l’argent. Upvest permet aux entreprises de proposer une large gamme de produits d’investissement… [Browse all jobs](https://jobicy.com/jobs.md)