[All remote jobs](https://jobicy.com/jobs.md)[![Mercury logo](https://jobicy.com/data/server-nyc0409/galaxy/mercury/2023/11/dfb1112a-221.jpeg)](https://jobicy.com/company/mercury.md)[Mercury](https://jobicy.com/company/mercury.md) # Business Risk Officer Review the role, location requirements, compensation details, and application process before deciding whether this opportunity fits your next career move. [Apply for this job](#job-application)[View company](https://jobicy.com/company/mercury.md)ShareRemote from[USA](https://jobicy.com/job-region/usa.md), [Canada](https://jobicy.com/job-region/canada.md)SalaryUSD 146k–203,800 / yrDepartment[Legal & Compliance](https://jobicy.com/categories/legal.md)EmploymentFull TimeExperienceOpen levelPublished25 Oct 2026Apply before24 Nov 2026Listing views34Application actions2Application toolkit ## Make your next move. Prepare your resume, explore your fit, and draft a cover letter for this opportunity. AI Summary ## The role, at a glance. Mercury is seeking an experienced Business Risk Officer to embed non-financial risk management into product development and operational processes at a fintech company. The role leads pre-launch reviews, risk and control self-assessments, incident and remediation tracking, and KPI/KRI development. It partners extensively with Product, Operations, Compliance, Legal, Finance, and audit stakeholders to ensure safe, scalable product delivery. Candidates need 5–7+ years in banking, fintech, or financial-services risk, controls, or operational-risk roles, along with strong influence and communication skills. ## Role DNA A quick view of the complexity, pace, ownership and collaboration implied by the job description. ### Job Complexity 4/5EasyHard ### Pace & Pressure 4/5RelaxedFast-paced ### Autonomy Level 4/5GuidedFull ownership ### Communication Load 5/5IndependentCollaborative AI insightThis is a senior, cross-functional risk role in a regulated fintech environment, requiring sound judgment across product, operational, compliance, and control considerations. The incumbent must independently identify risks and influence stakeholders without direct authority. ## Salary analysis Estimated compensation compared with the broader US market for similar roles. Estimated job median (per year)Market rate$174,900US market range (per year)$145k–$210k0$231.00k AI insightThe yearly pay period is inferred from the job context; it was not explicitly stated by the employer. Employer base-pay ranges are explicitly stated annually. For US employees, the disclosed range is $146,000–$183,400 outside specified high-cost markets and $163,000–$203,800 in New York City, Los Angeles, Seattle, and the San Francisco Bay Area; the displayed USD midpoint of $174,900 reflects the overall US range. The estimated US annual market range for a senior fintech business-risk officer is $145,000–$210,000. ## Core skills Skills and capabilities most closely associated with this opportunity. [Operational risk management](https://jobicy.com/jobs?search_keywords=Operational%20risk%20management.md)[Risk and control self-assessments](https://jobicy.com/jobs?search_keywords=Risk%20and%20control%20self-assessments.md)[Governance risk and compliance](https://jobicy.com/jobs?search_keywords=Governance%20risk%20and%20compliance.md)[Product risk assessment](https://jobicy.com/jobs?search_keywords=Product%20risk%20assessment.md)[Pre-launch reviews](https://jobicy.com/jobs?search_keywords=Pre-launch%20reviews.md)[Incident management](https://jobicy.com/jobs?search_keywords=Incident%20management.md)[Issue remediation](https://jobicy.com/jobs?search_keywords=Issue%20remediation.md)[KPI and KRI development](https://jobicy.com/jobs?search_keywords=KPI%20and%20KRI%20development.md)[Internal audit coordination](https://jobicy.com/jobs?search_keywords=Internal%20audit%20coordination.md)[Regulatory compliance](https://jobicy.com/jobs?search_keywords=Regulatory%20compliance.md)[Stakeholder management](https://jobicy.com/jobs?search_keywords=Stakeholder%20management.md)[Financial services risk](https://jobicy.com/jobs?search_keywords=Financial%20services%20risk.md)[Process control design](https://jobicy.com/jobs?search_keywords=Process%20control%20design.md)[Risk reporting](https://jobicy.com/jobs?search_keywords=Risk%20reporting.md)[Cross-functional collaboration](https://jobicy.com/jobs?search_keywords=Cross-functional%20collaboration.md) Sample interview questionsHow would you conduct a risk review for a new fintech product before launch?I would first map the product journey, customers, systems, third parties, and key regulatory obligations. I would identify inherent risks, assess existing controls, document residual risk and owners, then establish launch conditions, monitoring KRIs, and a process to track open items to closure. Describe how you balance customer experience with compliance and risk requirements. I translate requirements into practical product and operational controls that target the highest-risk points without adding unnecessary friction. I involve Product, Operations, and Compliance early, use data to evaluate trade-offs, and clearly document any accepted residual risk and accountable owner. What KPIs or KRIs would you establish for an operational-risk program? I would select measures that are actionable and tied to material risk drivers, such as incident volume and severity, time to remediation, overdue control actions, error rates, exception volumes, and control-test results. Thresholds and escalation paths should be agreed with process owners and reviewed regularly. How do you manage an issue identified during an audit or regulatory examination? I ensure the issue is clearly logged with its root cause, impact, owner, corrective action, due date, and validation criteria. I coordinate stakeholders, monitor progress, escalate blockers promptly, and confirm that remediation is sustainable before closing the issue. How do you influence teams when you do not have direct authority over them? I build trust by understanding team objectives, communicating risk in clear business terms, and proposing workable solutions rather than simply identifying problems. I use evidence, transparent decision records, and timely escalation only when collaboration cannot resolve a material concern. Opportunity details ## About this role. Mercury is building a complete finance stack for startups. We work hard to create the easiest and safest banking* experience possible to simplify our customer’s financial lives whether they are entrepreneurs, business owners, or individuals. Mercury has also obtained a provisional national bank charter and is currently taking proactive steps for final approval. ### Role Overview: We’re looking for a Business Risk Officer to help scale the way Mercury builds products. In this role you will report to our Head of Business Risk & Enablement and will partner with Product, Operations, Compliance and many other support and oversight teams to ensure that products and features are delivered “best-in-class” in a safe and sound manner. Your success in this role will rely on subject matter expertise in one or more of Mercury’s core product offerings and associated risks. You will also be primarily responsible for the facilitation of non-financial risk management programs (see below). ### Key Responsibilities: * Identify any potential blind spots in processes and controls, and suggest commercial improvements/enhancements * Facilitate pre-launch and new activity initiatives/reviews, tracking items to closure and escalating where/when necessary * Facilitate execution of risk self assessments and similar exercises within the non-financial risk frameworks * Event/incident, issues , and remediations management – ensuring that incidents and issues are recorded and managed through to remediation in line with any and all relevant frameworks in the company * Develop and enhance iteratively KPIs/KRIs to be monitored by yourself, product/process owners, and other stakeholders in order to mitigate risk * Coordinate interactions and responses between Product and Operations teams vs. other stakeholders for audits, exams and similar reviews (internal and external) * Engage and partner deeply with stakeholders across the organization including Product, Operations, Risk, Compliance, Legal, Finance, etc. * Help design / provide feedback on certain enterprise/firm-wide trainings and deliver trainings as needed ### Qualifications: * Have at least 5 – 7+ years of experience in a banking, fintech, or other financial services firms in a product/business, business risks and/or controls, operational risk, or other similar roles * Track record of balancing risk, compliance, and customer experience in cross-functional settings * Excellent communication skills to simplify complex business, reg and/or risk concepts into clear explanations and/or recommendations * Familiarity with Governance, Risk and Compliance (GRC) practices and non-financial risk frameworks * Curious, growth-oriented, and motivated to work on risk and controls at all lifecycle stages (new product launches, scaling, and legacy optimization) * Bring a collaborative, problem-solving mindset to your work, have strong stakeholder management skills, and an ability to influence without direct authority * Approach your work with a high quality bar and a strong sense of ownership – you see things through to completion, knowing when to be pragmatic vs. when not to settle * Proficient with AI tools, or eager to get there, to drive efficiency in risk and controls work — a growth mindset is enough if you’re not an expert day one. ### Preferred Qualifications: * Exposure to product or technology development lifecycles (e.g., involvement in pre-launch reviews, feature rollouts, or cross-functional builds) — doesn’t need to be a formal PM background, just familiarity with how products move from idea to launch *Mercury is a fintech company, not an FDIC-insured bank. Banking services provided through Choice Financial Group and Column N.A., Members FDIC. Mercury values diversity & belonging and is proud to be an Equal Employment Opportunity employer. All individuals seeking employment at Mercury are considered without regard to race, color, religion, national origin, age, sex, marital status, ancestry, physical or mental disability, veteran status, gender identity, sexual orientation, or any other legally protected characteristic. We are committed to providing reasonable accommodations throughout the recruitment process for applicants with disabilities or special needs. If you need assistance, or an accommodation, please let your recruiter know once you are contacted about a role. #LI-DNI Total Rewards The total rewards package at Mercury includes base salary, equity (stock options/RSUs), and benefits. Our salary and equity ranges are highly competitive within the SaaS and fintech industry and are updated regularly using the most reliable compensation survey data for our industry. New hire offers are made based on a candidate’s experience, expertise, geographic location, and internal pay equity relative to peers. Our target new hire base salary ranges for this role are the following: US employees in New York City, Los Angeles, Seattle, or the San Francisco Bay Area: $163,000—$203,800 USD US employees outside of New York City, Los Angeles, Seattle, or the San Francisco Bay Area: $146,000—$183,400 USD Canadian employees (any location): $154,100—$192,600 CAD Show more [Apply now >](https://jobicy.com/jobs/156898-business-risk-officer.md) * ![Upload CV](data:image/svg+xml;base64,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) ### Upload your resume now To unlock remote work opportunities and be discovered by global employers. 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