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# Senior Product Designer, Capital Advances

Review the role, location requirements, compensation details, and application process before deciding whether this opportunity fits your next career move.

[Apply for this job](#job-application)[View company](https://jobicy.com/company/lightspeed-commerce.md)ShareRemote from[Canada](https://jobicy.com/job-region/canada.md)SalaryCAD 120k–135k / yrDepartment[Web, UI & UX Design](https://jobicy.com/categories/web-app-design.md)EmploymentFull TimeExperienceSeniorPublished28 Oct 2026Apply before27 Nov 2026Listing views29Application actions3Application toolkit

## Make your next move.

Prepare your resume, explore your fit, and draft a cover letter for this opportunity.

AI Summary

## The role, at a glance.

Lightspeed is hiring a Senior Product Designer to improve the end-to-end Capital Advances experience, spanning merchant-facing journeys and internal underwriting and operations tools. The role focuses on simplifying complex lending, credit, and servicing workflows while helping automate manual processes with AI-enabled design practices. The designer will lead projects with substantial autonomy and partner closely with product, engineering, risk, and operations stakeholders. Candidates need at least seven years of in-house product design experience, strong systems thinking, and demonstrated work on workflow-heavy or regulated financial products. This remote role is limited to candidates based on the East Coast of Canada in the Eastern Time Zone.

## Role DNA

A quick view of the complexity, pace, ownership and collaboration implied by the job description.

### Job Complexity

5/5EasyHard

### Pace & Pressure

4/5RelaxedFast-paced

### Autonomy Level

5/5GuidedFull ownership

### Communication Load

5/5IndependentCollaborative

AI insightThe position combines senior design leadership with complex, regulated lending workflows, internal operational tooling, and customer-facing financial experiences. It also requires practical AI-enabled design methods and the ability to align diverse cross-functional stakeholders in a fast-moving environment.

## Salary analysis

Estimated compensation compared with the broader CA market for similar roles.

Estimated job median (per year)Market rateC$127,500CA market range (per year)C$115k–C$150k0C$165k

AI insightThe employer discloses total compensation of CAD 120,000–135,000 per year, with a midpoint of CAD 127,500. The estimated Canadian annual market range for a senior product designer working on complex fintech and operational systems is CAD 115,000–150,000; these market figures are AI estimates, not verified salary research.

## Core skills

Skills and capabilities most closely associated with this opportunity.

[Product design](https://jobicy.com/jobs?search_keywords=Product%20design.md)[UX design](https://jobicy.com/jobs?search_keywords=UX%20design.md)[UI design](https://jobicy.com/jobs?search_keywords=UI%20design.md)[Design systems](https://jobicy.com/jobs?search_keywords=Design%20systems.md)[Financial services design](https://jobicy.com/jobs?search_keywords=Financial%20services%20design.md)[Lending workflows](https://jobicy.com/jobs?search_keywords=Lending%20workflows.md)[User research](https://jobicy.com/jobs?search_keywords=User%20research.md)[Workflow automation](https://jobicy.com/jobs?search_keywords=Workflow%20automation.md)[AI-assisted design](https://jobicy.com/jobs?search_keywords=AI-assisted%20design.md)[Interaction design](https://jobicy.com/jobs?search_keywords=Interaction%20design.md)[Prototyping](https://jobicy.com/jobs?search_keywords=Prototyping.md)[Cross-functional collaboration](https://jobicy.com/jobs?search_keywords=Cross-functional%20collaboration.md)[Agile product development](https://jobicy.com/jobs?search_keywords=Agile%20product%20development.md)[Accessibility](https://jobicy.com/jobs?search_keywords=Accessibility.md)

Sample interview questionsHow would you approach redesigning a complex underwriting workflow used by internal operations teams?I would begin by observing users and mapping the current workflow, decisions, exceptions, handoffs, and sources of delay. I would combine qualitative findings with operational metrics, prioritize high-impact friction points, and prototype improvements with users before partnering with engineering on an incremental release plan.

Describe how you balance the needs of merchants with those of underwriting and operations teams.

I treat the experience as one connected service rather than separate surfaces. I map shared data, states, and handoffs, then design clear interfaces and system rules that reduce operational effort without making the merchant journey confusing or opaque.

What are practical ways you have used AI in your product design process?

I use AI to synthesize research inputs, identify recurring themes, generate early workflow concepts, and accelerate prototype exploration. I validate all outputs against user evidence, policy constraints, accessibility needs, and product goals rather than treating AI output as final design direction.

How do you work effectively when financial policy and compliance constraints limit design options?

I involve risk, compliance, and operational partners early to understand which constraints are fixed and why. I then focus on making required steps understandable, reducing unnecessary cognitive load, and testing alternative interaction patterns that preserve compliance while improving completion and confidence.

How do you lead design reviews and build alignment with product and engineering partners?

I frame reviews around the user problem, evidence, decision to be made, and trade-offs rather than personal preference. I share artifacts early, invite structured feedback, document decisions and open questions, and ensure the team leaves with a clear next step and ownership.

Opportunity details

## About this role.

Hi there! Thanks for stopping by 👋

Actively looking for a new opportunity to work on a team focusing on projects with real business impact? Do you thrive in environments where you can help raise the bar for quality, drive collaboration, and mentor others to reach their full potential? If so, you might be in the right place!

Lightspeed is looking for a Senior Product Designer to join our Capital Advances team. This squad builds and runs the machinery behind Lightspeed Capital, from the moment a merchant applies for an advance, through underwriting, to the advance being issued and repaid. Much of that surface is internal, the tooling and automation our underwriting and operations teams rely on to process advances at volume, sitting alongside the merchant facing moments at either end. The work blends complex operational workflows with high stakes merchant experiences, and there is real room to turn a slow, manual process into a fast and largely automated one. In this role, you’ll help define a vision through iterative design and delivery.

The ideal candidate has a proven track record of transforming complex workflows into simple, clear customer journeys with user-friendly interfaces that seamlessly integrate with other workflows. You excel at identifying opportunities to deliver value and thrive in collaborative environments, working closely with engineers and product managers to create exceptional customer experiences.

Location: Please note that Lightspeed is specifically seeking candidates who are based in the Eastern Time Zone (ET), with a requirement for candidates to be located on the East Coast of Canada.

What you’ll be doing:

*

Problem Solving: Lead project work from a design perspective with autonomy and authority, facilitating design reviews and working sessions to help the teams deliver the best possible solutions. Being comfortable to work with ambiguity and able to turn nebulous concepts into specific ideas that are useful and delightful product features, as well as finding design moves that support the vision of automating business operation with AI. Ideally has deep domain knowledge and business acumen on lending product business operation, customer onboarding, credit product underwriting process.

*

Designing with AI: You treat AI as part of how the work gets done, not a side experiment. We see three places it changes design here: synthesizing complex, varied data into insight that sharpens our read of the problem space, using agentic workflows to spin up working prototypes fast, and staying in the build loop by shaping the prompts and instructions the team uses to develop experiences in production.

*

Embedding Systems Thinking: Have UX expertise and deep understanding of design systems, UI design, and how micro-interactions can help users complete a task. Design holistic systems, flows and interfaces across two very different surfaces, the internal tooling our underwriting and operations teams work in every day and the merchant experiences at either end of an advance, keeping them coherent with each other.

*

Driving User-Centricity: Draw insights from research and data, and know how to turn those insights into tangible solutions. Learn the day to day of the people who underwrite and service advances as closely as you learn the merchant’s, and advocate for both when collaborating with cross-functional teams in product, engineering, risk, and operations.

*

Collaboration: Being comfortable working in a fast paced environment and familiar with the agile product development process and model. Work closely with your product and engineering partners in a tight cross-functional trio, design and craft artifact to support and facilitate multi-functional alignment sessions on product and design solutions.

What you need to bring:

*

At least 7 years of practical, in-house product, UX/UI design experience. Ideally with experience in designing and supporting development for 0 to 1 product.

*

Excellent communication skills. You can bring internal stakeholders on your design journey and explain work with focus and brevity.

*

Experience designing complex, workflow heavy products, internal tools, admin consoles, case management, or operational systems, where the user is doing a job rather than browsing.

*

Comfort working in a domain with rules you do not get to change. Financial services, lending, risk, payments, or anything else where policy and compliance shape the design space.

*

Demonstrable experience putting AI to work in your own design practice, not just experimenting on the side. We want concrete examples: agentic workflows you’ve built or used to synthesize research, prototype, or contribute to production, and the difference they made to your output.

*

A deep, holistic commitment to design quality: balancing ‘Fit’ (ensuring solutions solve the right problem for the user’s context) and ‘Craft’ (delivering consistent, accessible, and performant experiences), always validating the ‘why’ behind your designs.

We know that people are more than what’s on their CV. If you’re unsure that you have the right profile for the role… hit the ‘Apply’ button and give it a try!

You’ll enjoy:

*

A flexible work environment that empowers you to do your best work

*

A culture that celebrates performance

*

The chance to make an impact in a team that’s big enough for career growth, but lean enough to make your voice heard

*

Career-defining opportunities

Plus benefits designed to keep you happy, healthy and fulfilled.

*

Flexible paid time off and remote work policies

*

Equity options, because this is your company too

*

Contributions to your pension plan. Your future matters

*

Training opportunities to grow your skills and career

*

Health and wellness credit so you feel your best

*

Time off to volunteer and give back to your community

*

Interest groups, employee led networks, social committees to sponsored sports teams

*

Computer purchase program to get your personal Macbook

*

Enhanced parental leave to support growing families

Fuel your growth. Find your people.

At Lightspeed, your growth is our priority. We invest in you with continuous learning opportunities, global mobility and benefits designed to support you—all within a driven, diverse and inclusive team that’s passionate about empowering our communities

At Lightspeed, we carefully consider a wide range of factors when determining compensation, including your skill set, qualifications, experience, and market data. These considerations can cause your compensation to vary. We reasonably expect the total compensation for this position to be in the range of $120,000 to $135,000 CAD. Lightspeed also provides a variety of employee benefits including, but not limited to, medical, dental, wellness, life and disability insurance, RRSP plan and match, paid parental leave top-up, and paid time off.

Please note that this compensation information is solely for candidates hired to perform work within Ontario (update to BC if posted in Vancouver) and reflects the amount Lightspeed is willing to pay at the time of this posting. This role represents an existing vacancy at Lightspeed. Lightspeed uses artificial intelligence–enabled tools to support certain aspects of the recruitment process; all hiring decisions are made by our recruiting and hiring teams.

#LI-DS1

To all recruitment agencies: Lightspeed does not accept unsolicited agency resumes. If we have not directly engaged your company in writing to supply candidates for a specific vacancy, Lightspeed will not be responsible for any fees related to unsolicited resumes.

Lightspeed is a proud equal opportunity employer and we are committed to creating an inclusive and barrier-free workplace. Lightspeed welcomes and encourages applications from people with disabilities. Accommodations are available on request for candidates taking part in all aspects of the selection process.

### Where to from here?

Obviously, this has to be mutually beneficial: we want you to step into a role you love, and we want to offer you a place you’re proud to come to every day. For a glimpse into our world check out our [career page here](https://www.lightspeedhq.com/careers/).

Lightspeed is building communities through commerce, and we need people from all backgrounds and lived experiences to do that. We were founded in 2005, in Montreal’s gay village and our original members were all part of the LGBTQ+ community. The ethos of our business has been about inclusion from the very beginning, and we strive to provide a workplace where everyone belongs.

### Who we are:

Powering the businesses that are the backbone of the global economy, Lightspeed’s one-stop commerce platform helps merchants innovate to simplify, scale, and provide exceptional customer experiences. Our cloud commerce solution transforms and unifies online and physical operations, multichannel sales, expansion to new locations, global payments, financial solutions, and connection to supplier networks.

Founded in Montréal, Canada in 2005, Lightspeed is dual-listed on the New York Stock Exchange (NYSE: LSPD) and Toronto Stock Exchange (TSX: LSPD). With teams across North America, Europe, and Asia Pacific, the company serves retail, hospitality, and golf businesses in over 100 countries.

Lightspeed handles your information in accordance with our [Applicant Privacy Statement](https://www.lightspeedhq.com/legal/applicant-privacy-statement/).

Show more

[Apply now >](https://jobicy.com/jobs/157622-senior-product-designer-capital-advances.md)

*

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