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# Staff Backend Engineer

Review the role, location requirements, compensation details, and application process before deciding whether this opportunity fits your next career move.

[Apply for this job](#job-application)[View company](https://jobicy.com/company/monzo.md)ShareRemote from[UK](https://jobicy.com/job-region/uk.md)SalaryGBP 130k–170k / yrDepartment[Software Engineering](https://jobicy.com/categories/engineering.md)EmploymentFull TimeExperienceSeniorPublished3 Nov 2026Apply before3 Dec 2026Listing views38Application actions1Application toolkit

## Make your next move.

Prepare your resume, explore your fit, and draft a cover letter for this opportunity.

AI Summary

## The role, at a glance.

Monzo is seeking a Staff Backend Engineer to build resilient, customer-focused financial products within cross-functional product squads. The role centers on backend development in Go and distributed systems supported by Cassandra, Kafka, Envoy, Kubernetes, Docker, and AWS. The engineer will work with substantial autonomy amid product ambiguity, influence technical direction, and collaborate closely with product, design, analytics, and other engineering disciplines. The position is remote across the UK, with optional London office use and ad hoc in-person meetings. It is a senior individual-contributor role where system design, reliability, and customer outcomes are central to success.

## Role DNA

A quick view of the complexity, pace, ownership and collaboration implied by the job description.

### Job Complexity

5/5EasyHard

### Pace & Pressure

4/5RelaxedFast-paced

### Autonomy Level

5/5GuidedFull ownership

### Communication Load

5/5IndependentCollaborative

AI insightThis is a staff-level role involving distributed, regulated financial systems, technical ambiguity, and broad cross-functional influence. Success requires deep backend judgment as well as the ability to shape solutions across independent teams.

## Salary analysis

Estimated compensation compared with the broader UK market for similar roles.

Estimated job median (per year)Highly competitive£150,000UK market range (per year)£120k–£180k0£198.00k

AI insightThe yearly pay period is inferred from the job context; it was not explicitly stated by the employer. The employer discloses a £130,000–£170,000 salary range; the yearly cadence is inferred from the senior UK engineering role and the annual-scale amount. The midpoint is £150,000 per year. A reasonable estimated UK market range for a staff backend engineer is £120,000–£180,000 per year, excluding equity and benefits.

## Core skills

Skills and capabilities most closely associated with this opportunity.

[Go](https://jobicy.com/jobs?search_keywords=Go.md)[Distributed systems](https://jobicy.com/jobs?search_keywords=Distributed%20systems.md)[Backend engineering](https://jobicy.com/jobs?search_keywords=Backend%20engineering.md)[Cassandra](https://jobicy.com/jobs?search_keywords=Cassandra.md)[Apache Kafka](https://jobicy.com/jobs?search_keywords=Apache%20Kafka.md)[Envoy Proxy](https://jobicy.com/jobs?search_keywords=Envoy%20Proxy.md)[Kubernetes](https://jobicy.com/jobs?search_keywords=Kubernetes.md)[Docker](https://jobicy.com/jobs?search_keywords=Docker.md)[AWS](https://jobicy.com/jobs?search_keywords=AWS.md)[Microservices](https://jobicy.com/jobs?search_keywords=Microservices.md)[System design](https://jobicy.com/jobs?search_keywords=System%20design.md)[Resilient software](https://jobicy.com/jobs?search_keywords=Resilient%20software.md)[RPC](https://jobicy.com/jobs?search_keywords=RPC.md)[Product development](https://jobicy.com/jobs?search_keywords=Product%20development.md)[Cross-functional collaboration](https://jobicy.com/jobs?search_keywords=Cross-functional%20collaboration.md)

Sample interview questionsHow would you design a resilient backend service for a high-volume banking feature?I would begin by defining customer journeys, consistency requirements, failure modes, and measurable service-level objectives. I would use clear service boundaries, idempotent operations, durable event handling, observability, and carefully selected data consistency patterns. I would validate the design through load testing, failure injection, and staged rollout plans.

Describe a time you made a technical decision amid incomplete product requirements.

I would explain how I clarified the desired customer outcome, identified reversible and irreversible decisions, and proposed a thin initial solution with explicit assumptions. I would align stakeholders on success metrics, ship an observable iteration, and use production evidence to refine the approach.

What considerations matter when using Kafka in a financial system?

Key considerations include ordering requirements, partitioning strategy, duplicate delivery, idempotent consumers, schema evolution, retention, replay safety, and monitoring consumer lag. For money-related workflows, I would explicitly define the source of truth and ensure events cannot cause duplicate financial effects.

How do you help other engineers grow while remaining effective as an individual contributor?

I create leverage through thoughtful design reviews, pairing on difficult problems, clear written technical proposals, and constructive feedback. I aim to explain trade-offs rather than prescribe answers, while delegating meaningful ownership and staying available to unblock decisions.

How would you investigate elevated latency in a Go service running on Kubernetes?

I would first confirm the customer impact and narrow the issue through dashboards, traces, logs, and recent deployment changes. I would inspect application latency, downstream dependencies, database behavior, resource throttling, pod health, and network signals. After mitigating the immediate issue, I would document the root cause and add alerts, tests, or capacity safeguards to prevent recurrence.

Opportunity details

## About this role.

🚀 We’re on a mission to make money work for everyone.

We’re waving goodbye to the complicated and confusing ways of traditional banking.

After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as [personal](https://monzo.com/current-account/personal) and [business](https://monzo.com/business-banking) bank accounts, we offer [joint accounts](https://monzo.com/current-account/joint-account), [accounts for 16-17 year olds](https://monzo.com/current-account/16-17), a [free kids account](https://monzo.com/current-account/under-16s) and [credit cards](https://monzo.com/flex) in the UK, with more exciting things to come beyond. Our UK customers can also [save](https://monzo.com/savings), [invest](https://monzo.com/investments)and [combine their pensions](https://monzo.com/pensions) with us.

With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!

We’re not about selling products – we want to solve problems and change lives through Monzo ❤️

📍London / UK Remote | 💰 [Staff Backend Engineer (L60)](https://monzo.com/documents/engineering-progression-framework-v4-0.pdf) £130,000 – £170,000 + Equity + [Benefits](https://monzo.com/careers/) | [Technology](https://monzo.com/blog/technology) – Engineering

About our Engineering Teams:

We have around 650 engineers out of roughly 5,500 people in total – and we have big ambitions. There are many interesting challenges ahead, and we’re happy for people to move between teams or to specialise, whatever you prefer. As an engineer here you’d be able to work directly with anyone across the company, and we run regular knowledge-sharing sessions so you’ll learn heaps about everything from how banks work to effective communication.

We contribute to [open source software](https://github.com/monzo) as much as possible. Our [blog](https://monzo.com/blog/technology) is a good place to learn even more about what we do!

What you’ll be working on:

We rely heavily on the following tools and technologies:

* [Go](http://golang.org/) to write our application code (there’s an excellent interactive Go tutorial [here](https://tour.golang.org/welcome/1))
* [Cassandra](http://cassandra.apache.org/) for most persistent data storage
* [Kafka](http://kafka.apache.org/) for our asynchronous message queue
* [Envoy Proxy](https://www.envoyproxy.io/) for RPC
* [Kubernetes](http://kubernetes.io/) and [Docker](https://www.docker.com/) to schedule and run our services
* [AWS](http://aws.amazon.com/) for most of our infrastructure
* [React](https://facebook.github.io/react/) for internal web dashboards
* We also have two physical datacenter sites with actual cables to connect to various third parties

Your day-to-day

This role is all about collaborating across disciplines to test hypotheses and make a difference to customers. As a product backend engineer you’ll work in a squad alongside product managers, marketers, user researchers, designers, mobile engineers, web engineers, data analysts, business analysts, writers and more!

Together you’ll build and support a particular part of Monzo. Our squads belong to our wider collectives (a word we use to describe self-governing business units of ~100 people). Our collectives are doing innovative work, many of which have machine learning and AI at the forefront – from fighting financial crime to building smarter financial tools – and you may have the opportunity to join a collective that gives you direct exposure to this exciting space.

Our backend engineers have a variety of different backgrounds. As long as you enjoy learning new things, we’d love to talk to you. We do not ask for formal qualifications or degree requirements for any of our engineering roles.

How we work 💻

Locations & Flexible Working:

Our main tech hub is in London, but our engineers live everywhere in the UK— from Brighton to the Western Isles.

We value meeting in person but we don’t have a mandated requirement on office attendance, even if you’re nearby. We believe you’ll do your best work if you are where you want to be. If you live outside of London and we ask you to come into the office, Monzo will support you with the costs. ✨

Our offices are naturally social, especially Tuesdays, Wednesdays and Thursdays, which happen to line up with our twice-weekly Monzo lunches & treat Thursdays 🍽️. Teams also schedule time together often for work and play – in or around the office, or online.

Set up a work schedule that delivers impact and fits your life:

At Monzo, we value connections, flexibility, and wellbeing. We keep our meetings during core hours to stay connected and believe in maintaining work/life balance.

You’ll be empowered to manage your work in a way that suits you and your team, giving you the freedom for children drop-offs and pick-ups, walking your dog or adventurous cat, avoiding peak commuting times or gym slots, appointments, or supporting your family in an emergency. 🕒✨

If you prefer to work part-time, we’ll make this happen whenever we can – whether this is to help you meet other commitments or strike a great work-life balance.

Work the way that works for you with Monzo! 💼

You should apply if:

* you have strong experience working on the backend of a technology product
* you want to be involved in building a product that you (and the people you know) use every day
* you have a product mindset: you care about customer outcomes and you want to make data-informed decisions
* you’re comfortable working in a team that deals with ambiguity
* you’re interested in distributed systems and writing resilient software
* you have some experience with strongly-typed languages (Go, Java, C, Scala etc.).
* you think you’d enjoy the kind of work we’re doing

We’re on the look out for L60 Engineers at the moment, you can read more in our[Engineering Progression Framework](https://monzo.com/documents/engineering-progression-framework-v4-1.pdf) we are also hiring on L40 & L50, our interview process will determine your levelling.

The Interview Process:

Our interview process involves three main stages:

* Initial Call
* Take home task or pair coding exercise
* Final interview including a system design and a behavioural interview

Our average process takes around 2-3 weeks but we will always work around your availability.

One of our engineers has written a detailed blog on their experience through this process, for extra details, hints and tips please see [here](https://monzo.com/blog/2022/03/23/demystifying-the-backend-engineering-interview-process).

What’s in it for you:

💰 £130,000 – £170,000 + Equity

✈️We can help you relocate to the UK

✅ We can sponsor visas.

📍This role can be based in our London office or remotely across the UK (with ad hoc meetings in London).

⏰We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.

📚Learning budget of £1,000 a year for books, training courses and conferences

➕And much more, see our full list of benefits [here](https://monzo.com/careers/)

We’re usually always hiring for Backend Engineers, so there’s no closing date for this job.

#LI-Remote

#LI-HJ1

Equal opportunities for everyone

Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our [blog](https://monzo.com/blog/diversity-and-inclusion), 2026 [Diversity and Inclusion Report](https://monzo.com/blog/our-2026-diversity-and-inclusion-report) and 2025 [Gender Pay Gap Report.](https://monzo.com/blog/gender-pay-gap-report-2025)

We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.

If you have a preferred name, please use it to apply. We don’t need full or birth names at application stage 😊

Show more

[Apply now >](https://jobicy.com/jobs/158639-staff-backend-engineer-4.md)

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