[All remote jobs](https://jobicy.com/jobs.md)[![Mercury logo](https://jobicy.com/data/server-nyc0409/galaxy/mercury/2023/11/dfb1112a-221.jpeg)](https://jobicy.com/company/mercury.md)[Mercury](https://jobicy.com/company/mercury.md) # Head of Product – Business Banking AI Summary Mercury is seeking a senior product executive to own the strategy, P&L, and end-to-end product portfolio for its business banking platform. The role leads product managers and partners closely with engineering, design, data, risk, compliance, legal, marketing, sales, support, and banking partners. Key outcomes include growth in deposits and payments, scalable AI-driven customer experiences, and dependable account and payment capabilities across multiple rails. The leader will balance 0-to-1 product development with operating and improving a large, regulated product used by real businesses. Deep expertise in business banking, payments, product organization design, and risk-sensitive decision-making is essential.[Apply for this job](#job-application)[View company](https://jobicy.com/company/mercury.md)ShareRemote from[USA](https://jobicy.com/job-region/usa.md), [Canada](https://jobicy.com/job-region/canada.md)SalaryUSD 289,700–362,100 / yrDepartment[Product & Operations](https://jobicy.com/categories/management.md)EmploymentFull TimeExperienceSeniorPublished3 Nov 2026Apply before3 Dec 2026Listing views47Application actions4Application toolkit ## Make your next move. Prepare your resume, explore your fit, and draft a cover letter for this opportunity. Opportunity details ## About this role. In 1851, a New York bookkeeper named George D. Lyman observed the same absurd ritual each afternoon: porters carried bags of coins and bundles of checks bank to bank down Wall Street, settling by hand, a fortune exposed to error and theft. Lyman’s fix: send everything through one central office and settle the net. On October 11, 1853, in the basement of 14 Wall Street, 52 banks cleared $22.6 million in a single sitting. Money between banks had stopped being an event and became seamless infrastructure. A century and a half later, the hard part is unchanged: moving money once is easy; making it work every time, for hundreds of thousands of businesses, across every rail, is hard. The bank account is where a company’s financial life happens – payroll clears or it doesn’t; a wire lands or a deal slips; the month closes clean, or someone loses a weekend to it. Mercury is building a business banking* product at a scale better than anything else in the market. Business Banking is the heart of Mercury. We’re looking for a Head of Product to own it end-to-end: setting product strategy, leading a team of product managers, driving deposit and payment growth, and owning business performance. *Mercury is a fintech company, not an FDIC-insured bank. Banking services provided through Choice Financial Group and Column N.A., Members FDIC. ### Key responsibilities: * Own the P&L, strategy, and product offering: accounts, user experience, payments, new rails, and agents * Build AI – and data-driven user experiences at scale better than the alternatives * Build and scale the org: recruit and lead a high-performing PM team, instill strong build discipline, develop future leaders, and set an operating cadence and culture that drives pace and quality * Deepen the core account and take new products 0-1 to scale: optimize what businesses run on, and invest in new rails, capabilities, and agents so customers can focus on building their companies * Make reliability and trust product features: own uptime, correctness, latency, and support outcomes, and be measured on them * Align the banking ecosystem: bring product, engineering, design, data, risk, compliance, legal, marketing, sales, support, and partners behind one cohesive strategy ### Some things that might make you successful in a role like this: * A leader with great product chops, commercial instinct to grow the business, and discipline to run it safely * A high bar for craft – leading a creative, customer-centered, data-driven and experimentation-oriented approach * Enthusiasm for building AI- and agent-powered products that drive spectacular customer experiences * Exceptional cross-functional leadership across engineering, design, risk, compliance, finance, and partners * 10+ years’ experience, ideally in banking, payments, platforms, or financial products * 5+ years leading product managers: hiring, coaching, org design, and performance management * Command of how business banking works: account opening and KYB, deposits and liquidity, payment rails (ACH, wire, check, international, FedNow, RTP) * Experience launching and scaling 0-1 financial products, ideally in fintech or another high-growth environment, alongside operating a large product with real customers on it * Sound judgment in a regulated, risk-sensitive environment: balance a delightful experience with the controls a banking product requires, and know which corners are never worth cutting Mercury values diversity & belonging and is proud to be an Equal Employment Opportunity employer. All individuals seeking employment at Mercury are considered without regard to race, color, religion, national origin, age, sex, marital status, ancestry, physical or mental disability, veteran status, gender identity, sexual orientation, or any other legally protected characteristic. We are committed to providing reasonable accommodations throughout the recruitment process for applicants with disabilities or special needs. If you need assistance, or an accommodation, please let your recruiter know once you are contacted about a role. #LI-AT3 Total Rewards The total rewards package at Mercury includes base salary, equity (stock options/RSUs), and benefits. Our salary and equity ranges are highly competitive within the SaaS and fintech industry and are updated regularly using the most reliable compensation survey data for our industry. New hire offers are made based on a candidate’s experience, expertise, geographic location, and internal pay equity relative to peers. Our target new hire base salary ranges for this role are the following: US employees (any location): $289,700—$362,100 USD Canadian employees (any location): $273,800—$342,200 CAD Show more [Apply now >](https://jobicy.com/jobs/158657-head-of-product-business-banking.md) * ![Upload CV](data:image/svg+xml;base64,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) ### Upload your resume now To unlock remote work opportunities and be discovered by global employers. This job listing has been manually reviewed by the Jobicy Trust & Safety Team for compliance with our posting guidelines, including verification of the company's legitimacy, accuracy of job details, clarity of remote work policy, and absence of misleading or fraudulent content. ## Role DNA A quick view of the complexity, pace, ownership and collaboration implied by the job description. ### Job Complexity 5/5EasyHard ### Pace & Pressure 5/5RelaxedFast-paced ### Autonomy Level 5/5GuidedFull ownership ### Communication Load 5/5IndependentCollaborative AI insightThis is an executive-level role with full commercial and product accountability for a core fintech business line. It requires leading a substantial PM organization while making high-stakes decisions across regulated payments, reliability, growth, and customer experience. ## Salary analysis Estimated compensation compared with the broader US market for similar roles. Estimated job median (per year)Market rate$325,900US market range (per year)$280k–$400k0$440.00k AI insightThe yearly pay period is inferred from the job context; it was not explicitly stated by the employer. The employer discloses a US base-salary range of $289,700–$362,100 USD. The yearly cadence is inferred from the stated base-salary context, seniority, US location, and normal compensation conventions for a full-time executive product role; it is not explicitly labeled annual. The estimated US market range for a Head of Product in business banking/fintech is $280,000–$400,000 USD per year, excluding equity and benefits. ## Core skills Skills and capabilities most closely associated with this opportunity. [Product strategy](https://jobicy.com/jobs?search_keywords=Product%20strategy.md)[P&L ownership](https://jobicy.com/jobs?search_keywords=PL%20ownership.md)[Business banking](https://jobicy.com/jobs?search_keywords=Business%20banking.md)[Payments](https://jobicy.com/jobs?search_keywords=Payments.md)[Payment rails](https://jobicy.com/jobs?search_keywords=Payment%20rails.md)[Fintech](https://jobicy.com/jobs?search_keywords=Fintech.md)[Product management leadership](https://jobicy.com/jobs?search_keywords=Product%20management%20leadership.md)[Product organization design](https://jobicy.com/jobs?search_keywords=Product%20organization%20design.md)[AI product development](https://jobicy.com/jobs?search_keywords=AI%20product%20development.md)[Data-driven experimentation](https://jobicy.com/jobs?search_keywords=Data-driven%20experimentation.md)[Financial product launches](https://jobicy.com/jobs?search_keywords=Financial%20product%20launches.md)[Risk management](https://jobicy.com/jobs?search_keywords=Risk%20management.md)[Regulatory compliance](https://jobicy.com/jobs?search_keywords=Regulatory%20compliance.md)[Cross-functional leadership](https://jobicy.com/jobs?search_keywords=Cross-functional%20leadership.md)[Customer experience](https://jobicy.com/jobs?search_keywords=Customer%20experience.md) Sample interview questionsHow would you set a three-year product strategy for Mercury Business Banking?I would begin with customer and business segmentation, current product-performance data, reliability metrics, and the economics of deposits and payments. I would translate these inputs into a small set of strategic bets spanning core-account excellence, payment-rail expansion, intelligent automation, and adjacent financial products. Each bet would have explicit customer outcomes, financial targets, risk constraints, sequencing, and accountable leaders. How do you balance a fast product roadmap with banking compliance and operational risk? I involve risk, compliance, legal, operations, and engineering early in discovery rather than treating them as final approval gates. I define non-negotiable controls, quantify residual risk, and use phased launches, monitoring, and clear rollback plans to learn safely. The goal is to move quickly on reversible decisions while applying greater rigor to customer funds, identity, fraud, and payment correctness. Describe how you would improve reliability as a product outcome for payment and account experiences. I would establish customer-centered reliability measures such as payment success rate, time to resolution, account-opening completion, latency, support contacts, and financial-loss incidents. Product teams would jointly own these metrics with engineering and operations, prioritize the largest failure modes, and communicate trade-offs transparently. Reliability investments would be evaluated alongside growth work because trust directly affects retention, deposits, and payment volume. What is your approach to leading and scaling a product management organization? I set a clear operating model that connects company strategy to team missions, measurable outcomes, decision rights, and a predictable planning cadence. I hire for complementary strengths, coach managers to raise the quality of product thinking, and create high standards for customer insight, analytics, execution, and written communication. I also build succession plans so the organization can scale without centralizing every important decision in one leader. How would you evaluate an AI or agent-powered feature for business-banking customers? I would start with a high-frequency customer problem where automation can create a meaningful improvement in speed, clarity, or accuracy. The feature would be tested against clear success metrics, with appropriate controls for privacy, explainability, permissions, and escalation to humans for consequential actions. I would avoid using AI as a novelty and scale only after validating customer value, operational safety, and sustainable unit economics. Next step ## Apply now. Follow the employer’s application method and review Jobicy’s safety guidance before sharing personal information. 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