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# Lead Product Manager

AI Summary This Lead Product Manager role owns strategy, growth, and commercial performance for Monzo Mobile, a consumer connectivity product. The position leads multiple cross-functional workstreams spanning product, engineering, design, data, marketing, operations, and customer experience. It requires setting direction amid ambiguity, using customer and market insight to prioritize investments, and aligning senior stakeholders behind a shared vision. The successful candidate will balance customer value with business outcomes while coaching product teams and improving execution quality. The role is suitable for an experienced product leader who has scaled consumer digital products with meaningful commercial impact.[Apply for this job](#job-application)[View company](https://jobicy.com/company/monzo.md)ShareRemote from[UK](https://jobicy.com/job-region/uk.md)SalaryGBP 120k–140k / yrDepartment[Product & Operations](https://jobicy.com/categories/management.md)EmploymentFull TimeExperienceSeniorPublished11 Nov 2026Apply before11 Dec 2026Listing views31Application actions2Application toolkit

## Make your next move.

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Opportunity details

## About this role.

🚀 We’re on a mission to make money work for everyone.

We’re waving goodbye to the complicated and confusing ways of traditional banking.

After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as [personal](https://monzo.com/current-account/personal) and [business](https://monzo.com/business-banking) bank accounts, we offer [joint accounts](https://monzo.com/current-account/joint-account), [accounts for 16-17 year olds](https://monzo.com/current-account/16-17), a [free kids account](https://monzo.com/current-account/under-16s) and [credit cards](https://monzo.com/flex) in the UK, with more exciting things to come beyond. Our UK customers can also [save](https://monzo.com/savings), [invest](https://monzo.com/investments)and [combine their pensions](https://monzo.com/pensions) with us.

With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!

We’re not about selling products – we want to solve problems and change lives through [Monzo](https://jobicy.com/company/monzo.md) ❤️

📍London/Cardiff/UK Remote | 💰£115,000 – £145,000 + equity + Incentive Awards tied to your performance + [Benefits](https://monzo.com/careers/) ✨

Our Mobile team⭐

At Monzo, we believe managing your mobile plan should feel as simple and transparent as managing your money. With Monzo Mobile, we’re bringing that experience to connectivity, helping customers stay connected with a product that feels intuitive, flexible and genuinely useful.

We’ve launched our mobile offering and are now focused on the next phase of growth. That means reaching more customers, improving how they discover and engage with Monzo Mobile, and exploring how we can serve broader connectivity needs over time.

🔑You’ll play a key role by…

As a Product Lead, you’ll help shape the direction of Monzo Mobile as a business and product area. You’ll work across Product, Engineering, Design, Data, Marketing, Operations and Customer Experience to set strategy, drive execution and ensure we’re investing in the right opportunities to deliver meaningful customer and commercial outcomes.

This is an opportunity to lead a high-potential product area at Monzo, combining the pace and ambiguity of building something relatively new with the reach of a trusted brand. You should be excited about setting direction in uncertain spaces, leading through influence, and translating strategy into high-quality execution.

* Setting the product strategy for Monzo Mobile, identifying where we can win in connectivity and translating that into clear priorities, bets and trade-offs.
* Owning growth and business performance for the area, using customer, market and data insight to drive adoption, engagement and retention.
* Leading multiple workstreams across the product area, ensuring teams are focused on the highest-impact opportunities and that short-term delivery ladders up to longer-term goals.
* Partnering closely with Marketing, Operations and Customer Experience to improve the end-to-end customer journey and ensure the product scales effectively.
* Building a strong understanding of the commercial drivers of the business to inform investment decisions, prioritisation and partner choices.
* Working with external partners where needed to improve customer experience, delivery outcomes and commercial effectiveness.
* Influencing senior stakeholders across Monzo and aligning adjacent teams around a coherent vision for the space.
* Coaching and raising the bar for product thinking, execution and decision-making across the team.

🤩 We’d love to hear from you if…

* You’ve led and scaled consumer digital products or product areas with meaningful customer and business impact.
* You’re able to set strategy in ambiguous spaces and translate it into clear execution plans.
* You’re highly analytical and comfortable using data to identify opportunities, make decisions and measure impact.
* You’re commercially minded and can balance customer value with business outcomes.
* You’re excellent at influencing senior stakeholders and aligning multiple teams behind a shared direction.
* You care deeply about customer experience and know how to make complex products feel simple.
* You’ve led large, cross-functional initiatives and are comfortable operating across product, marketing, operations and technology.
* You’re thoughtful, low-ego and excited by what we’re building at Monzo.

🙌 What’s in it for you

💰 £120,000 – £140,000 range ➕Incentive Awards tied to your performance.

✈️ We’ll help you relocate to the UK.

✅ We can sponsor your visa.

📍This role can be based in our London office, but we’re open to distributed working within the UK (with ad hoc meetings in London)

⏰ We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.

📚 £1,000 learning budget each year to use on books, training courses and conferences.

🏡 We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup.

➕ Plus lots more! [Read our full list of benefits](https://monzo.com/careers/).

🌈 The application journey has 4 key steps

* Recruiter Call
* Initial Call with Hiring Manager
* Final Loop, consisting of x 3 hour long interviews to assess Project Walkthrough, Case Study and Leadership.

Our average process takes around 4-6 weeks but we will always work around your availability. You will have the chance to speak to our recruitment team at various points during your process.

We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. [You can read them here.](https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo)

#LI-CM2

Equal opportunities for everyone

Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our [blog](https://monzo.com/blog/diversity-and-inclusion), 2026 [Diversity and Inclusion Report](https://monzo.com/blog/our-2026-diversity-and-inclusion-report) and 2025 [Gender Pay Gap Report.](https://monzo.com/blog/gender-pay-gap-report-2025)

We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.

If you have a preferred name, please use it to apply. We don’t need full or birth names at application stage 😊

Show more

[Apply now >](https://jobicy.com/jobs/161368-lead-product-manager-4.md)

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## Role DNA

A quick view of the complexity, pace, ownership and collaboration implied by the job description.

### Job Complexity

5/5EasyHard

### Pace & Pressure

5/5RelaxedFast-paced

### Autonomy Level

5/5GuidedFull ownership

### Communication Load

5/5IndependentCollaborative

AI insightThis is a senior, high-ambiguity product leadership role responsible for both strategic direction and operating performance of a growing product area. It demands strong commercial judgment, data fluency, executive influence, and coordination across several functions.

## Core skills

Skills and capabilities most closely associated with this opportunity.

[Product strategy](https://jobicy.com/jobs?search_keywords=Product%20strategy.md)[Consumer product management](https://jobicy.com/jobs?search_keywords=Consumer%20product%20management.md)[Growth strategy](https://jobicy.com/jobs?search_keywords=Growth%20strategy.md)[Product analytics](https://jobicy.com/jobs?search_keywords=Product%20analytics.md)[Commercial strategy](https://jobicy.com/jobs?search_keywords=Commercial%20strategy.md)[Customer experience](https://jobicy.com/jobs?search_keywords=Customer%20experience.md)[Cross-functional leadership](https://jobicy.com/jobs?search_keywords=Cross-functional%20leadership.md)[Stakeholder management](https://jobicy.com/jobs?search_keywords=Stakeholder%20management.md)[Roadmap prioritization](https://jobicy.com/jobs?search_keywords=Roadmap%20prioritization.md)[Market research](https://jobicy.com/jobs?search_keywords=Market%20research.md)[Business performance management](https://jobicy.com/jobs?search_keywords=Business%20performance%20management.md)[Data-driven decision-making](https://jobicy.com/jobs?search_keywords=Data-driven%20decision-making.md)[Product operations](https://jobicy.com/jobs?search_keywords=Product%20operations.md)[Partner management](https://jobicy.com/jobs?search_keywords=Partner%20management.md)

Sample interview questionsHow would you set a product strategy for Monzo Mobile in a rapidly evolving connectivity market?I would begin with customer research, market sizing, competitive analysis, and an assessment of current product performance. I would define the target customer segments, identify the highest-value unmet needs, establish strategic choices and trade-offs, and translate them into measurable objectives, investment themes, and a sequenced roadmap.

Describe how you would balance customer value with commercial performance for a mobile product area.

I would connect customer outcomes such as activation, engagement, retention, and satisfaction to commercial metrics such as acquisition cost, contribution margin, churn, and lifetime value. Decisions would be evaluated through both lenses, ensuring that short-term revenue opportunities do not damage trust, usability, or long-term retention.

How do you lead several cross-functional workstreams without losing strategic focus?

I set a clear north-star outcome, establish a small set of measurable priorities, and give each workstream explicit ownership and decision boundaries. Regular operating reviews, transparent dependency tracking, and outcome-focused metrics help teams move quickly while ensuring delivery remains aligned with the broader strategy.

Tell us about a time you used data to change a product decision.

In a strong example, I would combine quantitative funnel data with qualitative customer evidence to challenge an assumed problem or solution. After identifying the key friction point, I would run a targeted experiment, measure the impact on customer and commercial metrics, and use the results to reprioritize the roadmap.

How would you influence senior stakeholders who disagree on product priorities?

I would first understand the underlying goals and concerns behind each viewpoint. I would then frame the decision around shared customer and business outcomes, present evidence and clear trade-offs, recommend a path forward, and create a mechanism to revisit the decision using agreed success metrics.

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