FloatMe

FloatMe, Corp. operates a personal-finance mobile app for people seeking to manage their money and address short-term gaps between paychecks. The company describes its aim as helping users get, manage, and save money through cash advances and in-app financial-management features. Its services are provided through its mobile application and website.

The app’s advance service, which FloatMe calls a “Float,” offers eligible members access to a cash advance deposited into a linked bank account. The company says users may qualify for advances of up to $200, though approval and amounts vary; first-time approvals may be lower. The official website describes standard delivery as free and optional instant delivery as fee-based. FloatMe states that Floats carry no interest and that it does not report Float activity to major credit bureaus. Availability is subject to eligibility and state restrictions.

FloatMe also provides personal-finance tools intended to help members monitor and understand their finances. These include low-balance alerts, budgeting tools and insights, and a cash-flow view that uses linked-account activity to help users anticipate their available balance. The company’s current website additionally lists a subscription manager for identifying recurring charges and credit monitoring for tracking credit scores and changes.

Other app features include a marketplace of third-party offers. FloatMe says these offers may help users find ways to save money or explore income opportunities. The company notes that some products and services are offered by partners, and that it may receive compensation for successfully connecting users with partner offerings.

FloatMe’s services are designed for individual consumers in the United States. To use the app, users create an account and connect a bank account; the company says linked-account information supports its financial-management features and its assessment of Float eligibility. The official website presents the product as a membership service, currently listing a $6.99 monthly membership, while its terms describe the membership features and cancellation process. Terms also state that users may request a Float without paying the membership fee by following the specified opt-in process.

FloatMe identifies its corporate entity as FloatMe, Corp. Its official terms give a company mailing address at 110 E Houston St., 7th Floor, San Antonio, Texas 78205, and its LinkedIn company profile identifies San Antonio as its headquarters. The LinkedIn profile reports that the team launched in 2020 and describes a mission to help everyday Americans work toward financial prosperity. Other sources report a 2018 founding date, but the company’s own materials reviewed here do not establish a founding year, so no founding year is stated.

The company’s public-facing materials emphasize helping members stay in control of their finances and bridge small cash gaps, rather than presenting the app as a replacement for broader financial planning. FloatMe cautions that eligibility and availability vary, that advances are not guaranteed, and that users should not rely solely on balance forecasts or alerts. Publicly available company information primarily describes the consumer app and its services; detailed information about internal working culture is not established by the sources reviewed.