Monzo Bank Limited was incorporated on 18 February 2015 and is a private limited company headquartered in London, United Kingdom. It operates as a digital bank, focusing on providing innovative and accessible banking solutions primarily through mobile and online platforms. The bank has rapidly grown by emphasizing customer experience, transparency, and efficiency in its financial products and services.

Monzo’s registered office is located at Broadwalk House, 5 Appold Street, London, EC2A 2AG, serving as its main headquarters and operational center. The company does not offer in-person customer support at this address, instead prioritizing app-based and digital customer service channels. This helps streamline user interaction in a modern banking context.

The company is classified under banking industry codes 64191 (Banks) and 64999 (Financial intermediation not elsewhere classified), reflecting its core business as a financial institution. It was originally named Focus FS Limited before rebranding as Monzo Bank Limited in October 2016.

Monzo aims to revolutionize traditional banking by focusing on speed, transparency, and customer-centric design. Its business model eliminates many physical banking constraints by providing instant notifications, budgeting tools, and easy money management through its app. This approach has positioned Monzo as a leader within the digital banking space in the UK and beyond.

With continued expansion, Monzo also maintains additional offices, including one in Cardiff, and has employees distributed globally. The company aligns its mission with creating banking products that are intuitive and responsive to modern consumer needs, fostering financial inclusion and smarter money management.