National Life Insurance Company

National Life Insurance Company is the principal life insurance company within National Life Group, a family of financial services companies headquartered in Montpelier, Vermont. The company was founded in Montpelier in 1848 and is organized as a mutual insurer, meaning it is owned by its policyholders rather than public shareholders. National Life Group serves individuals, families, and business owners across the United States through a network of affiliated companies, including Life Insurance Company of the Southwest, chartered in Addison, Texas, in 1955.

National Life Group offers a range of insurance and retirement products. Its life insurance portfolio includes term and permanent life insurance, with a focus on policies that combine death benefit protection with living benefits that can be accessed under qualifying circumstances. The group also offers annuities designed to support retirement income planning, along with retirement plans, mutual funds, and IRAs distributed through affiliated broker-dealers and registered investment advisers. Financial professionals market these products to individuals and families seeking protection and long-term savings solutions.

Products are distributed primarily through independent insurance agents, financial professionals, and affiliated field marketing organizations rather than through a large retail branch network. This distribution model supports the company’s stated emphasis on relationships between professional agents and the clients they serve, and it underpins the group’s recruiting of new agents and agency leaders across the country.

The company describes its history as rooted in Vermont, where it has maintained its headquarters since the mid-nineteenth century. Over that period it has grown into a group of affiliated companies with operations and employees in multiple states, supported by a corporate campus on National Life Drive in Montpelier. The business is regulated as an insurance company and operates within the state-based system of insurance oversight in the United States.

National Life Group publishes information on career and professional development for its employees. Documented programs include a partnership with the University of Arizona Global Campus that provides access to undergraduate and graduate degree programs, and tuition reimbursement of up to $5,250 for approved continuing education and industry designation coursework. The company states that it believes the growth of the company depends on the growth of its people and encourages employees to continue learning as part of their professional development.

The company also documents employee and agent resource communities focused on inclusion. These include the Women’s Inclusion Network (WIN), described as a community of women and men working to build a culture where diversity thrives, and BUILD (Blacks Uplifted in Leadership Development), which focuses on the professional and personal development of Black agents and agencies and on educating communities about the value of life insurance with living benefits.

National Life Group states that it is an equal opportunity employer that embraces diversity and makes hiring decisions without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or other characteristics protected by law. The company’s careers materials describe a workplace culture centered on learning, inclusion, and the professional growth of employees and field agents.