Rightfoot

Rightfoot provides lenders with credential-less, real-time financial account data. Its platform is designed to give lenders current visibility into borrower bank and debit-card accounts without requiring customers to enter account logins or upload bank-statement PDFs. The company positions this access to timely data as a way to reduce friction in customer experiences and support more informed decisions during loan servicing and collections.

The company’s product suite includes Rightfoot Balance, which provides real-time balances from bank accounts and debit cards. According to the company, the service can be used to check whether funds are available before initiating a payment, verify account ownership and activity, and monitor borrower account conditions. Rightfoot says customers can deploy Balance through an API or a secure portal.

Rightfoot also offers a Collections Portal that puts real-time balance information into a workflow for collections teams. The company describes capabilities for prioritizing outreach based on a borrower’s apparent ability to pay and giving agents live borrower data without requiring engineering work to use the portal. Its stated use cases include reducing failed payments, improving recoveries, monitoring borrower health, and identifying potential fraud or identity risks.

Rightfoot serves consumer lenders and business lenders, including installment and buy-now-pay-later lenders, point-of-sale financiers, small-business lenders, equipment lenders and merchant cash advance lenders. Collections teams are another audience for its products. The company’s website presents its tools as supporting payment timing, loan servicing, fraud checks and collections operations, rather than as a consumer-facing banking product.

The platform works with customer authorization to access financial information from account providers and make relevant information available to partner financial institutions. Rightfoot’s privacy policy identifies the operating company as Charitize, Inc. and describes services that connect account providers with lenders and other financial institutions. It also states that users may revoke consent and that the company processes information to provide and verify financial data for partner institutions.

Rightfoot’s website emphasizes reducing borrower friction while helping lenders respond to changing account conditions. Its stated product aims include preventing avoidable payment failures, improving collections prioritization, and providing current information that can complement conventional credit pulls and bank statements. The site features customer examples and testimonials, but performance figures and ROI statements on the site are company-reported claims.

Rightfoot describes its services as SOC 2 compliant and highlights secure access and data handling in its product materials. Its public-facing information focuses on financial data connectivity and lender workflows; the sources reviewed do not provide enough verified detail to characterize its founding year, broader company history, mission statement, or employee culture.