Group Chief Financial Officer

Lead finance, accounting, tax, reporting, fundraising, and business expansion activities for a start-up group operating in battery production and electric motorcycle products, distribution, and retail.

Improve accounting and financial-reporting foundations; prepare investor and creditor data-room projections; coordinate tax planning and tax-authority engagement; oversee audit completion for local and Singapore entities; support unsecured-loan fundraising, investor administration, and strategic partnership negotiations.

Advised the CEO of a BNPL technology-financing company on internal audit, internal controls, compliance, and AML-CFT.

Delivered multifinance business training to senior management and directors, guided AML-CFT policy development, and supported the successful initial implementation of a productive-lending portfolio.

Serve as a certified trainer for mandatory financial-services professional certification programs in Indonesia.

Deliver training on risk management, credit, finance and accounting, multifinance legal foundations, compliance, and AML-CFT for financial institutions including Clemont Finance, SMS Finance, BCA Finance, and Summit Oto Group.

Served as OJK-registered Risk Director and board member, overseeing risk management, internal control and compliance, corporate legal and secretarial functions, governance, anti-fraud, and AML-CFT.

Led regulatory reporting, governance initiatives, business-project risk review, Big Four audit negotiations, tax-risk settlements, M&A due diligence and valuation, risk-profile reporting improvements, AML-CFT procedure optimization, and B2B corporate-lending initiatives.

Provided part-time consulting services on AML-CFT, anti-fraud, enterprise risk management, and internal control for a consumer-finance institution.

Delivered mandatory training and completed AML-CFT and enterprise risk-management policies and procedures.

Progressed from Deputy GM of Internal Audit and JSOX to GM and ultimately OJK-registered Finance Director and Chief Finance & Admin Officer. Managed finance, accounting, tax, planning, budget control, business development, sharia business, risk, compliance, HR, procurement, legal, litigation, and government relations across 92 branches, 144 outlets, and approximately 4,000 employees.

Delivered new revenue initiatives, marine-financing portfolio growth, major tax-dispute resolution, overseas-loan management recognition, hedging savings, sell-side M&A completion, JSOX and ICFR controls, HR compensation framework improvements, labor-dispute settlements, litigation defense, procurement efficiencies, and risk-management reporting enhancements.

Set up the Internal Control unit for a footwear manufacturing company during a seven-month assignment.

Finalized SOPs and policies including SOX documentation, and completed an audit report covering waste and rework issues.

Advanced from Internal Audit Manager to Senior Manager with responsibility for internal audit, SOP and procedure development, and risk-management supervision. Also completed temporary Corporate Secretary duties and a six-month secondment in Malaysia for warehouse and logistics restructuring.

Established audit, SOP, and risk-management infrastructure; conducted fraud investigations; supported credit-parameter development; negotiated inventory provisioning and insurance claims; and helped secure approval for corporate debt restructuring.

Performed regular operational and financial audits over grant-funded programs for the Indonesia office of Plan International UK.

Reviewed funding-support activities and assessed operational and financial compliance.

Built a five-year career in the Astra Group, progressing from management trainee and auditor to administrative leadership, acting branch head, and Group Internal Audit Assistant Manager.

Handled personnel administration, risk-based audit and control self-assessment projects, fraud investigations, Balanced Scorecard and business-process reengineering initiatives, warehouse layout improvements, and audits across subsidiaries including United Tractors and Federal International Finance.

Prepared financial reports and business plans for consulting clients.

Supported analyses including aging schedules and cash-flow projections.

Worked part-time as a lecturer assistant in the Department of Accountancy.

Supported academic teaching activities in accounting.

Graduated from the Department of Accountancy, Faculty of Economics.