Financial Analyst

- Utilize SAP ERP to create daily reports that analyze and forecast variance in labor hours, material volume, and absorption by business segment

- Perform routine variance analysis on 40+ materials produced daily, investigating in depth the top 50% KGs produced that hold the largest variances

- Create reports to review and project 1 month, 6 month, and 12 month spend trends per vendor, using the data to create purchase requisitions as needed

- Implemented new process for adjusting discrepancies between past invoices and goods receipts, resulting in an average of $70k positive impact to the P&L on a monthly basis

- Support Finance Manager in analyzing budget and forecasting allocations for business segments

- Responsible for accrual and reclass journal entries at month end

- Communicate with department leaders daily, performing ad hoc analysis and assisting with various requests

- Performed portfolio management duties for the regional business banking team, including customer check-ins, account maintenance, credit risk reduction, and credit administration

- Analyzed financial statements and rent rolls to assess cash flow on proposed new client exposure

- Conducted site inspections and ordered evaluations for commercial real estate collateral

- Used research databases to discover and then contact local prospects in revenue range of $2.5mm - $25mm

- Managed small portfolio of business banking clients - executing loan renewals, product recommendation, and various customer account maintenance

- Presented a credit memo to a panel of bankers explaining the financial benefits and risks of taking on a potential commercial banking client

- Studied underwriting methods for C&I and D&I prospects

- Completed a team project to develop a credit card program targeted toward millennials

- Collaborated with accounting and sales segments on tasks related to the manufacturing of fuel tanks and tanker trucks

- Worked with parts manager in recording and cataloging parts inventory