Financial Analyst
About Me
With a diverse background in financial analysis and business banking, I have extensive experience in roles such as Financial Analyst at a manufacturing plant and a Business Banking Relationship Analyst at U.S. Bank. In my role as a Financial Analyst, I leverage SAP to generate daily reports, conduct variance analysis, analyze vendor spend trends, and implement cost-saving processes resulting in substantial monthly positive impacts to the P&L. Additionally, I support the Finance Manager with budget analysis and forecasting, and perform crucial month-end accruals. During my tenure as a Relationship Analyst at U.S. Bank, I excelled in portfolio management, conducting financial assessments, site inspections, and proactive client outreach, effectively managing a diverse range of business banking clients.
Skills
Analytical SkillsMicrosoft ExcelForecastingAccountingBudgetingSAPBusiness AnalysisFinanceFinancial Planning Analysis
Education
B.B.A in Finance
Experience
- Utilize SAP ERP to create daily reports that analyze and forecast variance in labor hours, material volume, and absorption by business segment
- Perform routine variance analysis on 40+ materials produced daily, investigating in depth the top 50% KGs produced that hold the largest variances
- Create reports to review and project 1 month, 6 month, and 12 month spend trends per vendor, using the data to create purchase requisitions as needed
- Implemented new process for adjusting discrepancies between past invoices and goods receipts, resulting in an average of $70k positive impact to the P&L on a monthly basis
- Support Finance Manager in analyzing budget and forecasting allocations for business segments
- Responsible for accrual and reclass journal entries at month end
- Communicate with department leaders daily, performing ad hoc analysis and assisting with various requests
- Performed portfolio management duties for the regional business banking team, including customer check-ins, account maintenance, credit risk reduction, and credit administration
- Analyzed financial statements and rent rolls to assess cash flow on proposed new client exposure
- Conducted site inspections and ordered evaluations for commercial real estate collateral
- Used research databases to discover and then contact local prospects in revenue range of $2.5mm - $25mm
- Managed small portfolio of business banking clients - executing loan renewals, product recommendation, and various customer account maintenance
- Presented a credit memo to a panel of bankers explaining the financial benefits and risks of taking on a potential commercial banking client
- Studied underwriting methods for C&I and D&I prospects
- Completed a team project to develop a credit card program targeted toward millennials
- Collaborated with accounting and sales segments on tasks related to the manufacturing of fuel tanks and tanker trucks
- Worked with parts manager in recording and cataloging parts inventory