Senior Business & Financial Analyst

Conducting quarterly and annual financial analyses to assess client performance and creditworthiness for U.S.-based corporate clients. Performing risk ratings by combining quantitative metrics with qualitative performance reviews. Performing credit analyses and preparing in-depth credit review reports for high-profile U.S clients. Conducting in-depth industry research to support client lending decisions. Monitoring covenants and identifying red flags to support proactive credit risk management. Supporting commercial lending teams by validating data accuracy and recommending strategies. Liaising with global teams to ensure alignment with client credit policies and review cycles. Managing time-sensitive requests and meeting strict deadlines with detailed documentation. Utilizing financial models to calculate the enterprise value and EBITDA multiples for M&A deals. Company profiling across multiple sectors for clients in the US, Europe, and Australia.

Led the preparation and analysis of monthly management accounts, ensuring accuracy and clarity. Handled the entire budgeting process, including preparation, monitoring, and variance analysis to ensure alignment with financial objectives and support strategic decision-making. Performed in-depth financial forecasting and feasibility assessments for new projects and branches. Analyzed branch performance through financial metrics and cost efficiency indicators. Managed operations related to CEFT and CBSL reporting including deposit insurance liabilities. Coordinated and finalized monthly board presentations with clear financial narratives and visuals. Carried out industry, market, and competitor analyses to support executive strategies. Supported audits and ensured regulatory compliance with CBSL and other financial authorities. Maintained effective financial controls, ensuring integrity in reporting and regulatory submissions. Collaborated with senior management to align financial strategies with organizational goals.

Prepared analytical reports for senior management and board of directors on a weekly and monthly basis. Conducted market research to identify new product opportunities and improve existing offerings. Designed and implemented KPIs for operational & senior level staff and evaluated their performance. Executed comprehensive budgeting and variance analysis to maintain operational efficiency. Managed impairment cost forecasting and formulated recovery plans to minimize financial losses. Evaluated SME credit files to determine risk exposure and repayment ability. Applied SLFRS 9 and SLFRS 16 standards in financial reporting and asset management. Maintained fixed asset register in line with LKAS 16, ensuring data consistency. Led the development of financial models for planning and analysis purposes. Coordinated CBSL regulatory reporting ensuring accuracy and timeliness.

Performed comprehensive internal audits covering loan and leasing files, KYC compliance, cash verification, and stock inspections to ensure regulatory and procedural adherence. Evaluated internal controls, analyzed financial ratios, and prepared executive-level summaries highlighting key risks and performance insights.

Performed internal audit tasks to ensure compliance and control effectiveness.

Second Class Honours

Island Rank: 327 | District Rank (Kurunegala): 18