Financial Analyst | FP&A | Power BI | SQL | AI-Driven Forecasting & Analytics

I am a finance professional with more than 5 years of experience across financial analysis, FP&A, credit risk, treasury operations, settlement processing, and reporting. I have worked with NCR, Mastercard, and Citi, where I supported both operational and analytical functions in fast-paced, international environments.

In my current role as a Financial Analyst at NCR, I manage a receivables portfolio of over $5M and consistently maintain collection targets above 95%. I have helped reduce overdue receivables by 50% through proactive dispute resolution, credit-risk monitoring, and close collaboration with internal stakeholders.

Previously, I worked as a Settlement Operation Analyst at Mastercard, where I supported domestic and cross-border settlement processing across ACH, TARGET, FedWire, and SWIFT networks. I contributed to accurate transaction settlement, exception handling, and operational compliance while working with global teams.

At Citi Bank, I served as a Customer Service Analyst supporting more than 100 client interactions per week and maintaining 98% SLA compliance. I processed high-value transactions and provided support for electronic payments, trade solutions, and connectivity services.

My technical strengths include Power BI, SQL, Python, SAP, Oracle ERP, advanced Excel, and Azure Data Lake. I use these tools to perform financial reporting, budgeting, forecasting, variance analysis, portfolio analysis, and data-driven decision-making.

I also bring experience in AI-powered finance, automated reporting, and predictive analytics, supported by certifications in AI-Powered Finance and IBM Databases and SQL for Data Science with Python. I am fluent in English and have limited working proficiency in Polish, and I am based in Warsaw, Poland.