Muhammad Rafif Adiguna
Muhammad Rafif Adiguna

Financial Planning and Analysis (FP&A) Professional

Open to offers · Member since 25 Oct 2026
Location
Bandung, Indonesia
Desired salary
Unspecified
Work preference
On-site / Full Time
Experience level
Mid

About

Professional summary

I am a finance and business professional with an MBA from Institut Teknologi Bandung and a bachelor's degree in Industrial Engineering from Telkom University. I combine financial analysis, strategic planning, business development, and operational management experience across multiple industries.

In my current role as a Finance Staff member at PT Medquest Mitra Indonesia, I develop long-term financial plans, revenue forecasts, COGS models, consolidated budgets, and management reporting. I support leadership decision-making through financial insights, cash-flow monitoring, liquidity planning, and actual-versus-budget analysis.

I have practical entrepreneurial experience as a franchise business operator, where I managed sales, payroll, recruitment, team performance, customer insights, and digital campaigns. These roles strengthened my ability to translate operational data into actions that improve profitability and daily business performance.

My academic and project work includes investment prospect research, company valuation, business-risk assessment, capital-structure analysis, and feasibility studies. I have evaluated development alternatives using the Highest and Best Use approach and contributed research related to small-business development.

I am proficient in advanced Microsoft Excel, financial modeling, data analysis, SQL, Python, and business strategy. I am motivated to contribute analytical rigor, commercial awareness, and hands-on operational perspective to finance, FP&A, corporate strategy, or business development roles.

Skills

25 capabilities

Tech stack & tools

Working toolkit

Development

Languages & Frameworks

Experience

Career history

Finance Staff PT Medquest Mitra Indonesia

I formulate long-term financial plans, revenue forecasts, and COGS models to assess business-unit profitability and support feasibility studies for new ventures. I consolidate annual budgets and financial forecasts across logistics, medical-device manufacturing, aesthetic-clinic, and dairy-processing business units.

I supervise daily treasury activities, including consolidated cash-flow monitoring, fund planning, and payment management to maintain liquidity. I also create management reports and actual-versus-budget dashboards in advanced Excel and provide financial insights and recommendations to the Director.

Team Member PT Jagabhumi

Conducted a land-utilization study for Derwati land using the Highest and Best Use methodology. Evaluated potential development alternatives including a hospital, rest area, and data center.

Contributed analysis to support assessment of the most appropriate and valuable use of the land.

Business Operator Kopte Tarik by Dum Dum Group

Managed franchise operations with responsibility for sales and employee payroll. Reviewed performance using sales data and customer insights to improve business strategies and profitability.

Developed small-scale digital campaigns based on customer preferences and sales trends, and led recruitment, onboarding, and supervision for the operations team. Maintained monthly sales of approximately IDR 6,000,000 to IDR 15,000,000.

Business Operator Dkriuk Fried Chicken

Manage franchise ownership responsibilities, including sales management, employee payroll, operational performance reviews, and team supervision. Use customer insights and sales data to refine strategies and improve profitability.

Develop digital campaign initiatives based on sales trends and customer preferences, while leading recruitment and onboarding for a small operational team. Achieved IDR 42,500,000 in sales during March-April 2024 and maintained monthly sales of approximately IDR 25,000,000 to IDR 35,000,000.

Intern, Access Network Optimization PT Telkom Indonesia Tbk

Monitored and analyzed installation and routine-inspection results for access-network infrastructure, including ODP, ODC, and poles, across the Bandung to Sumedang area.

Assessed pole and underground project conditions to support access-network optimization activities.

Education

Learning history

Institut Teknologi Bandung

Master of Business Administration, Business Administration

Cumulative GPA: 3.80/4.00. Thesis: Determining the Optimal Capital Structure of PT Krakatau Steel Tbk (Persero).

Universitas Telkom

Bachelor of Industrial Engineering, Industrial Engineering

Cumulative GPA: 3.64/4.00. Thesis: Business Development and Investment Feasibility Analysis of DKriuk Fried Chicken Franchise in Bandung City.

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