Zanders
Performance where it counts
- Headquarters
- San Francisco, United States
- Date founded
- 2012
- Industry
- Financial Services
About Us
Affirm Holdings, Inc. is an American technology company specializing in financial services tailored for shoppers and merchants. Founded in 2012 by Max Levchin, a PayPal co-founder, Affirm has grown to become the largest U.S.-based buy now, pay later (BNPL) lender. It serves over 22 million users and processes approximately $28 billion in payments annually as of 2025.
The company provides unsecured installment loans at the point of sale through multiple channels including online checkout payment links, self-checkout kiosks, integrations with third-party digital wallets, and virtual or physical cards. Affirm generates revenue primarily through service fees charged to sellers and interest charged to borrowers, notably without imposing late fees on users.
Affirm incorporates advanced credit underwriting techniques that combine credit scores with machine learning models to assess loan applications, ensuring responsible lending. Beyond BNPL, Affirm has expanded its product offerings to include a savings account and a debit card, broadening its financial services portfolio.
Operating in the United States, Canada, and the United Kingdom, Affirm has positioned itself as a leader in flexible consumer financing options. Its strong appeal to millennials and Gen Z consumers drives growth, supported by partnerships with major retailers and platforms like StockX, REVOLVE, and Shopify. This scalability extends across various purchase categories, including everyday items and larger expenditures such as travel and home improvement.
Affirm’s mission emphasizes transparent and simple financing solutions that empower consumers to manage payments without hidden fees, fostering trust and customer loyalty in the competitive fintech space.
Report this companyCurrent Jobs
USD 340k-380k/yearlyAffirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.We’re looking for a leader to join our team as our Assistant Controller. This role will report to the Chief Accounting Officer and serve as a key member…
USA
Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.Our Accounting organization is looking for a Financial Systems Manager, Accounting Systems Development to join our Financial Platforms team! The ideal candidate will have strong analytical and problem…
Poland
- EUR 96k-126k/yearly
Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.We are looking for an energetic and hardworking product lawyer to join our Product Counsel Legal team. This individual will support the servicing and underwriting lifecycle for payments,…
Spain
- USD 124k-190k/yearly
Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.The Credit team works cross-functionally with Machine Learning, Product, Engineering, Capital Markets, and Commercial teams to responsibly manage the risk profile of the business. We’re looking for a…
USA - USD 211,250-300k/yearly
Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.Affirm is committed to building lasting partnerships with merchants for long term growth and ongoing revenue generation. As the Director of International Account Management, you will own teams…
USA - USD 191k-271k/yearly
Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.We are seeking an experienced and strategic Director of Revenue Operations and Business Systems to lead the teams supporting the technical strategy, processes, and solutions for Affirm’s Revenue…
Canada
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FAQ
Where is Affirm headquarters?
Affirm headquarters is located at San Francisco, United States.
When was Affirm founded?
Affirm was founded in 2012.
What is Affirm's core business?
Affirm is a company in the Financial Services industry.
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