Performativ
The future of wealth management software, empowering professionals and their clients to seize tomorrow's opportunities.
- Headquarters
- San Francisco, United States
- Date founded
- 2012
- Industry
- Financial Services
About Us
Affirm Holdings, Inc. is an American technology company specializing in financial services tailored for shoppers and merchants. Founded in 2012 by Max Levchin, a PayPal co-founder, Affirm has grown to become the largest U.S.-based buy now, pay later (BNPL) lender. It serves over 22 million users and processes approximately $28 billion in payments annually as of 2025.
The company provides unsecured installment loans at the point of sale through multiple channels including online checkout payment links, self-checkout kiosks, integrations with third-party digital wallets, and virtual or physical cards. Affirm generates revenue primarily through service fees charged to sellers and interest charged to borrowers, notably without imposing late fees on users.
Affirm incorporates advanced credit underwriting techniques that combine credit scores with machine learning models to assess loan applications, ensuring responsible lending. Beyond BNPL, Affirm has expanded its product offerings to include a savings account and a debit card, broadening its financial services portfolio.
Operating in the United States, Canada, and the United Kingdom, Affirm has positioned itself as a leader in flexible consumer financing options. Its strong appeal to millennials and Gen Z consumers drives growth, supported by partnerships with major retailers and platforms like StockX, REVOLVE, and Shopify. This scalability extends across various purchase categories, including everyday items and larger expenditures such as travel and home improvement.
Affirm’s mission emphasizes transparent and simple financing solutions that empower consumers to manage payments without hidden fees, fostering trust and customer loyalty in the competitive fintech space.
Report this companyCurrent Jobs
Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.In this role, you will be a senior member of Affirm’s Architecture Group, reporting directly to the Head of Architecture. You will own the architecture, technical roadmap, and…
Canada
CAD 270k-310k/yearlyAffirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.The Repayments Nexus is looking for a Staff Software Engineering to help build the tools and systems to allow our customers to repay their loans in the most…
Poland
Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.The Repayments Nexus is looking for a Staff Software Engineering to help build the tools and systems to allow our customers to repay their loans in the most…
Spain
EUR 101k-131k/yearlyAffirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.Our mission to deliver honest financial products that improve lives extends beyond borders. Consumers across the globe need safe, transparent financing. Our retail partners need Affirm to be…
UK
GBP 124k-184k/yearlyAffirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.The Merchant Data Platform is a backend, foundational service at Affirm. We are responsible for merchant data and identity across all merchant touchpoints. Our checkout-critical platform serves millions…
SpainEUR 71k-101k/yearlyAffirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.The Merchant Data Platform is a backend, foundational service at Affirm. We are responsible for merchant data and identity across all merchant touchpoints. Our checkout-critical platform serves millions…
SpainEUR 55k-85k/yearlyAffirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.The Merchant Data Platform is a backend, foundational service at Affirm. We are responsible for merchant data and identity across all merchant touchpoints. Our checkout-critical platform serves millions…
SpainAffirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.At Affirm, we are using today’s technology to bring significant innovation to the financial industry. Since day one, our mission has been to deliver honest financial products that…
CanadaUSD 170k-220k/yearly
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FAQ
Where is Affirm headquarters?
Affirm headquarters is located at San Francisco, United States.
When was Affirm founded?
Affirm was founded in 2012.
What is Affirm's core business?
Affirm is a company in the Financial Services industry.
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