Financial Analyst

– Utilize SAP ERP to create daily reports that analyze and forecast variance in labor hours, material volume, and absorption by business segment

– Perform routine variance analysis on 40+ materials produced daily, investigating in depth the top 50% KGs produced that hold the largest variances

– Create reports to review and project 1 month, 6 month, and 12 month spend trends per vendor, using the data to create purchase requisitions as needed

– Implemented new process for adjusting discrepancies between past invoices and goods receipts, resulting in an average of $70k positive impact to the P&L on a monthly basis

– Support Finance Manager in analyzing budget and forecasting allocations for business segments

– Responsible for accrual and reclass journal entries at month end

– Communicate with department leaders daily, performing ad hoc analysis and assisting with various requests

– Performed portfolio management duties for the regional business banking team, including customer check-ins, account maintenance, credit risk reduction, and credit administration

– Analyzed financial statements and rent rolls to assess cash flow on proposed new client exposure

– Conducted site inspections and ordered evaluations for commercial real estate collateral

– Used research databases to discover and then contact local prospects in revenue range of $2.5mm – $25mm

– Managed small portfolio of business banking clients – executing loan renewals, product recommendation, and various customer account maintenance

– Presented a credit memo to a panel of bankers explaining the financial benefits and risks of taking on a potential commercial banking client

– Studied underwriting methods for C&I and D&I prospects

– Completed a team project to develop a credit card program targeted toward millennials

– Collaborated with accounting and sales segments on tasks related to the manufacturing of fuel tanks and tanker trucks

– Worked with parts manager in recording and cataloging parts inventory