About this role.
Ramp seeks a senior Software Engineer to build and scale stablecoin-based payment and treasury infrastructure. The role focuses on secure, reliable integrations, blockchain payment rails, wallet infrastructure, and mission-critical financial systems. The engineer will partner across internal teams and external providers while owning technical decisions end to end. Candidates need strong production cloud and infrastructure-as-code experience, proficiency in languages such as Python, Go, or Java, and experience with payments, money movement, treasury, or crypto infrastructure. This is a high-agency role in a regulated fintech environment where security, reliability, and settlement correctness are central.
Role DNA
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Job Complexity
5/5Pace & Pressure
5/5Autonomy Level
5/5Communication Load
4/5Salary analysis
Estimated compensation compared with the broader US market for similar roles.
Core skills
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Sample interview questions
I would separate request intake, policy validation, transaction construction, signing or custody delegation, broadcast, and settlement monitoring into durable stages. Each stage would use idempotency keys, an immutable audit trail, retries with provider-aware backoff, and a reconciliation process that compares internal records with custody-provider and on-chain states.
I model transaction state explicitly, distinguishing submitted, observed, confirmed, finalized, failed, and reconciled states. The confirmation threshold should be chain- and risk-specific, while downstream systems receive idempotent events and do not treat a transaction as irreversible until the defined finality policy is met.
I would minimize direct key access through an HSM or qualified custody provider, enforce least-privilege service identities, require strong approval policies for sensitive actions, and log all signing requests immutably. I would also implement address allowlists, transaction simulation, velocity limits, anomaly detection, incident runbooks, and regular access reviews.
I would establish a clear integration boundary with typed contracts, timeouts, circuit breakers, rate-limit handling, idempotent request semantics, and observability around latency and error classes. I would also build asynchronous recovery and reconciliation paths so temporary provider outages do not create duplicate transfers or unrecoverable inconsistencies.
I would involve security, compliance, and operations early in design reviews and translate requirements into reusable platform controls rather than one-off manual checks. I would ship incrementally behind feature flags and limits, document risk decisions, monitor real-world behavior closely, and expand exposure only after reconciliation, security, and operational criteria are met.
About Ramp
Ramp is building the smart infrastructure for finance teams, embedded in the transaction flow of every dollar a business spends. We automate how over $200B in annualized spend flows in and out of 70,000+ companies: authorizing payments, flagging risk, categorizing spend, and closing books.
The problems are high-stakes, data-dense, and unforgiving.
We hire people with high agency and high urgency. We look for slope over intercept. We care less about where you trained and more about what you’ve built. At Ramp, everyone is a builder who owns problems end to end and makes consequential decisions that shape the outcome.
The median Ramp customer saves 5% and grows revenue 16% in their first year – far in excess of businesses operating without Ramp. We believe every ambitious company deserves the same.
If you want to build systems that directly shape how companies move and manage billions, Ramp is the place to do it.
About the Role
Ramp is, at its core, a fintech company. Our financial infrastructure enables us to issue cards, move money globally, and manage treasury flows for our customers. Stablecoins are emerging as a critical lever to make these flows faster, cheaper, and more accessible.
We are looking for a Software Engineer to join our engineering team with a dedicated focus on stablecoin-based payment and treasury systems. In this role, you will act as both a technical owner and multiplier: working on core stablecoin services, ensuring secure and reliable integrations with external partners, and guiding Ramp’s evolution toward next-generation fintech solutions.
Our ideal candidate combines deep curiosity about eventually consistent distributed systems with strong financial infrastructure experience, thrives in highly regulated and mission-critical environments, and has a passion for diving into new problem spaces.
What You’ll Do
Help build & scale Ramp’s stablecoin-based payment and treasury infrastructure
Partner with external providers and internal stakeholders to deliver end-to-end product flows
Solve Ramp’s toughest fintech challenges with new technologies
Collaborate with engineers across Ramp to integrate stablecoin capabilities into core products
What You Need
Minimum 5+ years of experience shipping high-quality architectures for critical systems preferred
Proven experience with stablecoin technologies, blockchain-based payment rails, and/or wallet infrastructure
Strong production experience with cloud environments (AWS, GCP, or Azure) and Infrastructure-as-Code (Terraform or equivalent)
Deep proficiency in at least one object-oriented or functional programming language (Python, Go, Java, or similar)
Experience working on security-sensitive systems, with interest in key management, wallet security, or secure transaction flows.
Experience building or operating payments, money movement, treasury, stablecoin, or crypto infrastructure in production environments
Nice to Have
Intuition for on-chain UX and settlement mechanics, including wallet-based transaction signing, confirmation/finality, and chain-level tradeoffs like fees and latency.
Direct experience building on-chain wallets or with integrating a crypto onramp / offramp APIs for custody and remittance flows
Experience integrating with external financial service providers and APIs at scale
Familiarity with cross-border settlement, FX, or treasury management systems
Background in highly regulated fintech environments (e.g., payments, banking, or government-compliant infrastructure)
Benefits available to all full-time Ramp employees (Global)
Flexible PTO
Centralized home-office equipment ordering
Health and wellness stipend
Budget for intra-office travel
Weekly coffee stipend
United States
100% medical, dental & vision insurance coverage for you, with partial coverage for dependents
One Medical annual membership
401(k), including employer match on contributions made while employed by Ramp
Fertility HRA (up to $10,000 per year)
Parental leave: up to 16 weeks (birthing + bonding) or 8 weeks (bonding only) at 100% pay
Pet insurance
In-office perks: lunch, snacks, drinks, and more
Relocation expense coverage to NYC or SF (if needed)
Canada
Group medical, dental, and vision coverage through Sun Life
Life, AD&D, and disability coverage
Fertility drug coverage (up to $4,000 lifetime)
Group Retirement Plan with employer match (RRSP + DPSP)
Parental leave: up to 16 weeks (birthing + bonding) or 8 weeks (bonding only) at 100% pay, with additional time available at reduced pay
Employee Assistance Program and virtual care through Lumino Health
United Kingdom
Private medical insurance through Freedom Elite
Virtual GP and at-home care via eMed x Livi
Workplace pension through Penfold, with salary sacrifice option
Parental leave: up to 16 weeks (birthing + bonding) or 8 weeks (bonding only) at 100% pay with additional time available at reduced pay
Referral Instructions
If you are being referred for the role, please contact that person to apply on your behalf.
Other notices
Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.
Beware of recruiting scams: Ramp will only contact you through official @Ramp.com email addresses and will never ask for payment or sensitive personal information during the hiring process.
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