Senior AML and Financial Crime Compliance Analyst

I conduct L2 transaction monitoring investigations across BNPL, e-commerce, card payments, refunds, and customer behavioral activity. I assess transaction clustering, merchant concentration, device usage, payment methods, transaction lifecycles, and supporting evidence to determine alert dispositions.

I investigate circular fund movements, account takeover risks, and coordinated fraud networks by mapping relationships between merchants, buyers, payment instruments, and recurring profiles. I perform risk-based assessments and create investigation narratives that support compliance decisions.

I implemented a standardized prompt-based AML/KYB investigation framework that reduced L2 review average handling time by 50% while maintaining regulatory quality standards. I also use AI-assisted analytical tools to improve case documentation, validate transaction metrics, and streamline high-risk indicator assessment.

I conducted customer due diligence by verifying identity documents, transaction information, beneficiary details, and supporting documentation for foreign exchange and remittance transactions. I identified cases requiring enhanced due diligence based on customer profiles, transaction characteristics, geography, and risk indicators.

I ensured adherence to bank secrecy, anti-tipping-off, record-keeping, and regulatory requirements. I maintained complete transaction records and audit trails to support internal reviews, compliance monitoring, and regulatory obligations.

I investigated payment exceptions and transaction discrepancies while coordinating with banks and payment partners. I also completed daily reconciliations covering cash, bank settlements, remittances, and transaction records.

I performed transaction monitoring investigations, alert reviews, customer risk assessments, and suspicious activity reviews in line with AML policies and procedures. I investigated unusual transaction patterns, customer behavior, and financial activity across retail and digital payment channels.

I conducted PEP, sanctions, and adverse media screening using World-Check and LexisNexis, assessing alerts and false positives to support onboarding and ongoing monitoring decisions. I also completed end-to-end enhanced due diligence investigations for high-risk accounts and escalated complex cases for potential SAR/STR filings.

I carried out entity linkage analysis to identify hidden ownership structures, shared payment instruments, overlapping accounts, and common digital footprints. I drafted defensible, audit-ready L2 narratives and escalation briefs aligned with regulatory reporting requirements and supported broader compliance initiatives through documentation and data analysis.

Diploma in Media Studies and Communication.