AML/CFT Compliance and Regulatory Risk Leader

Built the complete AML/CFT and GRC compliance function for a newly regulated DNFBP/CSP entity. Designed the enterprise-wide risk assessment, risk-based approach, risk matrices, KRIs, and compliance dashboards.

Led Zoho One workflow automation to eliminate manual onboarding processes, reducing the onboarding cycle from 12 to 7 days and achieving 99.2% CDD accuracy. Served as the primary liaison for regulatory inspections, thematic reviews, and evidence submissions.

Executed more than 85 DPIAs/PIAs annually and embedded Privacy by Design practices across Agile delivery initiatives. Managed DSAR lifecycles, consent management, and regulatory correspondence.

Directed third-party risk management activities, including vendor due diligence, DPAs, NDAs, DTIAs, and contractual enforcement. Led breach-response activities and resolved all critical incidents within 48 hours.

Delivered a nationwide paperless-records rollout with 95% data-validation accuracy. Coordinated delivery activities across multi-site government operations.

Achieved full workflow adoption within six weeks through structured training and change-management initiatives. Resolved operational bottlenecks affecting digital transformation delivery.

Cleared more than 180,000 AML alerts during a platform migration and improved quality-assurance accuracy by 35%. Conducted KYC, CDD, and EDD for high-net-worth and high-risk clients, including sanctions, PEP, UBO, and adverse-media reviews.

Drafted and escalated more than 50 STRs/SARs annually and conducted thematic reviews that reduced identified gaps by 60%. Led AML platform migration activities covering UAT, rule tuning, SOP redesign, data validation, and stakeholder training with zero downtime.

Identified compromised card patterns through CCP analysis and reduced compromise incidents by 25%. Supported fraud-control and authorization activities within the banking environment.

Managed chargebacks and fraud-monitoring processes using SAFE, TC40, MFP, and GMAP. Maintained fraud-loss thresholds at record-low levels through monitoring and control improvements.

Monitored fraud alerts and coordinated transaction reversals to support timely fraud detection and resolution. Produced CCP analysis to identify recurring fraud patterns.

Contributed to fraud-prevention operations by analyzing alerts, supporting investigations, and helping reduce repeat fraud activity.

Bachelor of Commerce in Accounting and Business Management.