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About Me

I am a Senior Product Manager with 19+ years of experience in Core Banking, Digital Lending, and FinTech product delivery.

I have led product strategy, roadmap management, and agile execution for banking platforms across the Middle East and Asia, including work for NBAD, ADCB, and other leading financial institutions.

My background combines product ownership, functional solution architecture, and business analysis, with a strong focus on customer-centric and regulatory-compliant solutions.

I have delivered measurable outcomes such as reducing loan processing time, accelerating customer onboarding, improving feature delivery, and increasing operational efficiency through automation and API-first design.

I work closely with cross-functional teams, stakeholders, and technology partners to translate business needs into prioritized epics, user stories, and release plans.

I am comfortable leading enterprise-scale banking transformations, including LOS/LMS, core banking, collateral management, eKYC, AML, payment integrations, and digital lending platforms.

I bring a strong mix of product leadership, domain expertise, and delivery discipline, and I am open to opportunities where I can drive impactful banking and fintech innovation.

Skills

Stakeholder ManagementMarket ResearchQuality AssuranceRegulatory ComplianceVendor ManagementMicroservicesDigital TransformationData Driven Decision MakingProduct StrategyAMLKYCCompetitive AnalysisUnderwritingCustomer JourneyProduct Lifecycle ManagementUATGo To Market PlanningAgile DeliveryProduct VisionRetail BankingCore BankingCollateral ManagementSITLoan Management

Tech Stack & Tools

Collaboration

Design

Languages & Frameworks

Experience

Senior Product Manager / Functional Solution Architect @ i DigiCloud Technologies
Nov 2022 - Jun 2026

Led product strategy, roadmap, and delivery for a configurable Core Banking and Digital Lending platform. Managed LOS, LMS, CASA, GL, collateral management, and IFT capabilities for banking and NBFC clients. Improved loan turnaround time, onboarding speed, feature delivery, and implementation efficiency through automation and API-first architecture.

Lead – Platform Solution @ Sutherland Global Services
Jul 2008 - Oct 2022

Championed digital transformation across enterprise banking platforms and managed cross-functional agile teams. Partnered with business and technology stakeholders to define roadmaps and backlogs, improved QA governance and release management, and drove automation across loan origination, servicing, and collections.

Associate Consultant @ Oracle (OFSS) ASP Pvt. Ltd.
Mar 2007 - Jul 2008

Performed end-to-end quality assurance for Oracle FLEXCUBE Loan Management, including SIT, UAT, and production validation. Supported lending solution implementations for banking clients and ensured regulatory compliance and successful go-live delivery.

Credit Analyst @ Citibank CPA
Feb 2006 - Feb 2007

Managed credit underwriting and portfolio assessment for personal loan portfolios. Supported timely credit decisions and policy compliance for the Western Region.

Education

Nagpur University
2005 - 2005

Master of Business Administration, Finance & Marketing

Nagpur University
2000 - 2000

Bachelor of Commerce, Accounting & Finance

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