Milena Vota Vieira Werner cover
Milena Vota Vieira Werner
Milena Vota Vieira Werner

Senior Product Manager

Open to offers · Member since 9 Sep 2026
Message
Location
Curitiba, Brazil
Desired salary
Confidential
Work preference
Remote Only / Full Time
Experience level
Senior

About

Professional summary

I am a Senior Product Manager with more than 13 years of experience in financial services, specializing in credit cards, digital payments, loans, insurance, and Open Finance products.

I manage products end to end, from discovery and strategy through roadmap planning, backlog prioritization, delivery, launch, and continuous optimization. I work at the intersection of business, technology, operations, compliance, fraud, marketing, and external vendors.

My background includes regulated financial environments, with experience in BACEN requirements and Visa/Mastercard card-network standards. I have led strategic initiatives involving card issuance, card processing, billing, digital statements, and nationwide product launches.

I use product metrics and data-driven decision-making to improve customer and business outcomes, including activation, retention, NPS, churn, revenue, implementation lead time, and operational cost efficiency.

I have collaborated with distributed cross-border teams across the Americas, Europe, and Asia. I am open to remote international roles and use AI tools to accelerate product discovery, documentation, and data analysis.

I bring a collaborative, execution-oriented approach to product management, combining strategic thinking with hands-on operational rigor to deliver reliable financial products at scale.

Notice period: immediately

Skills

38 capabilities

Tech stack & tools

Working toolkit

Collaboration

Data Stores

Design

Experience

Career history

Product Manager – Financial Products Lojas Renner S.A. – Realize

Led the product lifecycle and backlog prioritization for five strategic financial products: Private Label Card, Credit Card, Loans, Insurance, and Open Finance. Aligned business strategy with technology execution through product discovery, user stories, acceptance criteria, backlog refinement, testing, and production release tracking.

Acted as the primary liaison among business, technology, operations, fraud, compliance, CRM, marketing, IT vendors, and executive leadership. Monitored sales volume, implementation lead time, financial results, churn, and complaints, while mitigating operational risks and resolving production incidents during major commercial campaigns.

Product Operations Specialist Lojas Renner S.A. – Realize

Executed go-to-market strategy and operational readiness for more than ten financial product launches, taking initiatives from design through nationwide implementation. Coordinated homologation, user acceptance testing, release management, and operational readiness milestones with external vendors.

Led transformation projects including Instant Card Issuance, fully digital statements, and Sustainable Card issuance. Increased email and SMS statement delivery from 80% to 100% and supported the expansion of sustainable card issuance from 20% in 2021 to 100% in 2026.

Operations Analyst – Financial Products Lojas Renner S.A. – Realize

Managed relationships and SLAs with five major national vendors supporting credit card processing, production, and distribution. Ensured operational performance across billing cycles, card issuance, returned-card operations, and customer experience KPIs.

Led more than ten process optimization initiatives involving operations, invoices, and card logistics. These initiatives generated approximately R$5 million per month in cost savings across the combined project portfolio.

IT Business Analyst Bradesco

Served as a liaison between technical development teams and senior leadership, facilitating priority alignment, executive status reporting, and technology roadmap evolution.

Performed IT vendor governance and analyzed operational data for storage and backup infrastructure. Supported initiatives focused on system availability and operational reliability.

Operations Analyst / Operations Intern HSB

Managed financial-services operations involving credit cards, boleto processing, customer communications, and billing. Supported day-to-day operational activities in a global corporate environment.

Collaborated with cross-functional teams across the USA, UK, Mexico, Chile, Argentina, and India, and created a monthly best-practices forum. Participated in HSBC's operational transition and consolidation to Banco Bradesco, including process handovers and vendor integration.

Education

Learning history

FAE Centro Universitário

Postgraduate Degree, Digital Marketing; People Management, Leadership, and Strategy

Postgraduate degree in Digital Marketing with emphasis on people management, leadership, and strategy.

FAE Centro Universitário

Bachelor's Degree, Business Administration

Bachelor's degree focused on management, strategy, and business.

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