FICO, originally known as Fair Isaac Corporation, was founded in 1956 and is a leading analytics software company that leverages Big Data and mathematical algorithms to predict consumer behavior and enhance decision-making across multiple industries. The company’s pioneering use of predictive analytics has fundamentally transformed credit risk assessment and other financial services.

FICO is best known for its FICO score, a widely used credit risk measure available through major US credit reporting agencies such as Equifax, Experian, and TransUnion, as well as in international markets including Mexico and Canada. This score plays a critical role in consumer lending and financial decision-making.

The company is headquartered in Bozeman, Montana, United States, with additional offices across the US including San Jose, California, Roseville, Minnesota, San Diego, California, San Rafael, California, Fairfax, Virginia, and Austin, Texas. FICO also has a significant global presence with offices in countries such as Australia, Brazil, Canada, China, Germany, India, Italy, Japan, South Korea, Lithuania, Malaysia, the Philippines, Poland, Russia, Singapore, South Africa, Spain, Taiwan, Thailand, Turkey, and the United Kingdom.

With a workforce of over 3,700 employees, FICO serves businesses in over 80 countries, enabling them to make better decisions that promote higher growth, profitability, and customer satisfaction. The company’s innovative analytics software solutions and services cover risk management, fraud detection, customer engagement, and regulatory compliance.

FICO is publicly traded on the New York Stock Exchange under the ticker FICO and continues to be a major force in financial technology, analytics, and data science. Its mission emphasizes transforming data into actionable insights to optimize customer and business outcomes worldwide.