PayNearMe was founded in 2009 with the mission to enable clients to safely and securely accept cash payments in a digital world. It offers a modern payments platform that simplifies bill payments for businesses by lowering the total cost of payment acceptance and increasing customer convenience.

The platform allows customers to choose how, when, and where they want to pay, supporting multiple payment methods including cards, ACH, cash, and mobile-first options. PayNearMe uses patented barcodes to facilitate cash payments at over 62,000 retail locations nationwide, including major chains like 7-Eleven and CVS.

PayNearMe’s technology supports a wide range of payment channels such as online, over-the-phone, in-person, IVR, text message, and email, all integrated within a single platform. It offers features like built-in reminders, mobile wallet integration, and advanced cloud architecture to ensure reliability, security, and zero downtime.

The platform is designed for flexible implementation, suitable for businesses of all sizes, with options ranging from turnkey hosted environments to customizable APIs and embedded forms. PayNearMe emphasizes automation, data-driven processing, risk and fraud protection, and 24/7 support to optimize payment acceptance and customer engagement.

PayNearMe serves thousands of businesses across diverse industries such as consumer lending, iGaming, online sports betting, property management, tolling, and legal sectors. Its service is operated by PayNearMe MT, Inc., a licensed money transmitter, ensuring regulatory compliance.

Overall, PayNearMe is recognized for driving better payment experiences, increasing operational efficiency, and reducing costs for businesses by offering a unified, flexible, and reliable payments platform.