Ramp Business Corporation is a financial technology company headquartered in Manhattan’s Flatiron District, New York City, with additional offices in Miami and San Francisco. Founded in 2019 by Eric Glyman, Karim Atiyeh, and Gene Lee, Ramp provides an AI-powered financial platform that integrates corporate charge cards with modern software to streamline expense management, bill payments, procurement, travel booking, and treasury services.
Ramp’s platform helps businesses automate financial workflows, reduce unnecessary costs, and improve financial visibility by consolidating various financial tools into one solution. Its customers include companies like Webflow, Applied Intuition, and Stanley Steemer, which use Ramp to automate expenses, payments, accounting, and reporting—achieving faster month-end closes and significant cost savings.
The company earns revenue primarily through interchange fees on card transactions, SaaS subscriptions, and transaction-based revenue from bill payments and foreign exchange. AI technologies are central to Ramp’s operations, optimizing financial activities and reducing inefficiencies, enabling a transition from traditional finance management to autonomous financial operations.
Ramp has grown rapidly in a competitive marketplace alongside firms such as Brex, Airbase, Divvy, and Mesh Payments. As of early 2025, Ramp was valued at $13 billion and processed over $55 billion in payments annually. The firm’s mission is to free finance teams from outdated tools so they can focus on strategic business priorities while Ramp handles financial automation.