About this role.
Flex is hiring an early-career Financial Crime Analyst to support its fintech compliance program. The role centers on reviewing transaction-monitoring alerts, completing KYC/CDD reviews, identifying EDD needs, and drafting case narratives for escalation and SAR/UAR support. The analyst will also assist with quality assurance, bank-partner file reviews, and improvements to detection and review processes. Success requires 1–2 years of BSA/AML, fraud operations, or related financial-crime experience, strong written judgment, and the ability to manage an alert queue in a fast-paced environment. This is a remote, US-based full-time opportunity with direct exposure to program leadership and evolving fintech compliance operations.
Role DNA
A quick view of the complexity, pace, ownership and collaboration implied by the job description.
Job Complexity
3/5Pace & Pressure
4/5Autonomy Level
3/5Communication Load
4/5Salary analysis
Estimated compensation compared with the broader US market for similar roles.
Core skills
Skills and capabilities most closely associated with this opportunity.
Sample interview questions
I first review the alert rationale, transaction history, customer profile, expected activity, counterparties, and available supporting documentation. I compare the activity against relevant AML typologies, document both corroborating and mitigating factors, and either disposition the alert with a clear rationale or escalate it when the risk cannot be reasonably resolved.
I verify identity and entity information, beneficial ownership where applicable, business purpose, source of funds or wealth when risk warrants it, geographic and industry exposure, and expected account activity. I ensure records are complete and identify inconsistencies that may require clarification, EDD, or escalation.
I would present a concise chronology of the activity, identify the parties and relevant account details, explain the alert trigger, summarize investigative steps and evidence, and clearly state the rationale for disposition or escalation. The narrative should be factual, easy to follow, and distinguish observed facts from conclusions.
I prioritize according to risk severity, potential customer harm, regulatory deadlines, transaction velocity, and any established service-level agreements. I also flag cases involving high-risk jurisdictions, unusual movement patterns, sanctions concerns, or vulnerable customers for prompt supervisory attention.
I would document what information is missing, review all available internal records, and seek appropriate clarification or supporting documents through established procedures. If the missing information prevents a confident disposition or increases risk, I would escalate the case rather than make assumptions.
Flex is building the AI-native private bank for business owners.
We’re re-architecting the entire financial system for entrepreneurs—from the first dollar a business earns to how that value compounds, moves, and is ultimately spent in real life. Banking, credit, payments, personal finance, and financial operations—rebuilt from the ground up as a single, intelligent system. Flex is the full financial home for ambitious owners.
Since launching publicly in September 2023, Flex has scaled from zero to nine-figure annualized revenue, with a clear path to profitability by late 2026. We move fast, ship relentlessly, and operate with extreme ownership.
Our customers are affluent business owners ($3–$200M in revenue)—the backbone of the economy and one of the most underserved segments in finance. They’re stuck with outdated banks and fragmented tools. We’re replacing all of it. The opportunity is massive: a ~$1T+ revenue market hiding in plain sight. Our ambition is to build a $100B+ company by delivering a product that is fundamentally better—not incrementally improved.
Flex has raised $100M+ in equity and $300M+ in debt.
– Mission-critical problems: We build software that directly controls how money moves at scale.
– High bar, low ego: Small teams, exceptional people, real ownership.
– Speed over comfort: We prioritize execution, quality, clarity, and results.
– Enduring impact: What we’re building will define how a generation of owners runs their businesses.
Team & Locations
We hire exceptional people who want to build hard things and see their work matter immediately. Roles are available in: San Francisco, Miami, New York, and fully remote.
Flex Fuels Ambition.
About the Role
Flex is looking for a curious, detail-oriented analyst to join our Financial Crime team. In this role,
you will be reviewing transaction monitoring alerts, conducting KYC due diligence, and helping keep
our platform and our customers safe against money laundering, fraud, and other illicit activity.
This is a great opportunity for someone early in their compliance career who wants to build deep
expertise in a fast-paced fintech environment and grow into broader program responsibilities over
time.
What You’ll Do
Transaction Monitoring
• Review and disposition transaction monitoring alerts, applying BSA/AML typologies to
distinguish suspicious activity from false positives
• Draft clear, well-supported case narratives and escalate higher-risk activity for supervisory
review
• Contribute to UAR/SAR filing support under the direction of senior team members
KYC & Customer Due Diligence
• Conduct KYC reviews for new and existing customers, verifying identity documents and
assessing risk profiles
• Identify customers that warrant enhanced due diligence (EDD) and flag for escalation
• Maintain accurate, complete records in our case management system
Program Support
• Assist with periodic quality assurance and file reviews, including for our bank partner
program
• Help identify patterns or process gaps that could improve detection coverage or review
efficiency
• Participate in team training and stay current on evolving AML typologies and regulatory
guidance
What We’re Looking For
Required
• 1–2 years of experience in BSA/AML compliance, fraud operations, or a related financial
crimes role (internship or co-op experience considered)
• Working knowledge of KYC/CDD requirements and BSA obligations
• Strong written communication — you can explain why something is or isn’t suspicious in
plain language
• High attention to detail and comfort working through ambiguous or incomplete information
• Ability to manage a queue and prioritize effectively
• Embody a growth mindset and bring a self-driven mentality to your work
Nice to Have
• Experience with a transaction monitoring platform (e.g., Sardine, Unit21, Actimize, or similar)
• Exposure to fintech, payments, or BaaS program compliance
• CAMS or other AML certification in progress or completed
Compensation
Additional Information
Why Flex
At Flex, you’ll work on real compliance problems that matter — not just processing tickets in a queue. You’ll collaborate directly with program leadership, have visibility into how our financial crime program is built, and grow your skills faster than you would in a large-institution role. We invest in our team’s development and support professional certifications.
Why Join Us
Build something generational — Capture the full lifecycle of money for ambitious business owners.
Work on real money, real risk — Payments, credit, and banking at serious scale.
Solve hard problems — AI, underwriting, compliance, and global finance from first principles.
True ownership — Small teams, high trust, real accountability.
Founder-level exposure — Direct access to leadership, customers, and investors.
High bar, high taste — Move fast without cutting corners.
Elite peers — People here are builders, not tourists.
Real upside — Meaningful equity if you help build something big.
Upload your resume now
- To unlock remote work opportunities and be discovered by global employers.
This job listing has been manually reviewed by the Jobicy Trust & Safety Team for compliance with our posting guidelines, including verification of the company's legitimacy, accuracy of job details, clarity of remote work policy, and absence of misleading or fraudulent content.
