Tustin, CA
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About Us

Meet Happy Money, we’re not just a business, we’re a movement, providing financial tools and services for human happiness, working outside of the Sad Money™ complex with an innovative business model that works for members.

The category that needs a mission-based company the most – finance/banking – has none. It’s time to leave mindless capitalism behind and usher in a new world of more mindful capitalism.

Our mission is helping borrowers become savers™. Our values of love, trust and hustle are our culture and they inspire us to deliver for our team, our members, our partners, our investors and society.

Join the Happy Money Movement today and help us deliver the future of Happy Financial Services.

Happy Money. A Happier Future™.

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When something is a treat (aka an occasional indulgence), you’re more likely to appreciate it. Think about what you spend money on —can you turn them back into a treat? Maybe try limiting your shopping or saving takeout for Fridays. What's your favorite way to treat yourself?

To avoid racking up too much interest, it’s crucial to come up with a payment strategy. Making micropayments throughout the month and bringing your balance back to zero each time can help keep your interest low.  Tell us: What do you wish you knew about money growing up?

One of the easiest ways to control your spending is to think about the *why* behind your buys. Before you make a big spend, consider what your money is going toward—and whether or not it aligns with your goals. Ask yourself: What’s this for? Is there how I want to spend my money?

We have loved hearing about the ways you give back and the social causes we should know.

Let’s dive into your why! What reasons play a role when deciding how to give back to your community?

Does giving back make you happier? Do you love making a difference? Tell us your why

Material things might give immediate gratification, but research by our Chief Science Officer, Dr. Dunn, shows experiential purchases actually bring you more happiness.  Here are some of our favorites: 🛫 Vacation 🍷 Wine tasting 🏔 State park pass  🍳 Cooking class 🛀🏼 Spa day

Our goal: to help you fund your happy. To find out if The Payoff Loan™ is right for you, learn more at https://happymoney.com/payoff-loan or drop a question below!

This #FinancialWellnessWednesday, recognize the power of a good pause! If you find yourself mindlessly spending (or boredom shopping), try taking a step back.  

Take two minutes to revisit your budget and remind yourself of your goals *before* you press purchase.

Savvy spends are strategic decisions you make with your money. With summer right around the corner, you might have weddings, vacations, or moves to save or budget for. What are your upcoming savvy spends—and how do you plan to approach them? Let us know!

It’s Monday – and we could use some motivation from our members. Having a healthy money mindset means something different for everyone. What does maintaining a healthy money mindset mean to you? 💪 💵 🧠  Is it building up savings? Paying down debt? Let us know!

Friendly reminder that money doesn’t buy happiness, but it *can* be a tool for happiness. Using money to reduce stress and enrich your life can bring more joy! Some ideas:  1) Create a plan to pay off debt 2) Build fun into your budget 3) Invest in your health & personal growth

Money mindfulness starts with recognizing the reality of your financial situation. Do you have a lot of credit card debt? Need to start saving for a big life event? Whatever the case, we can help. Check out https://peace.happymoney.com/ for more about managing financial stress.

This week we want to hear all about the causes that you are passionate about.

What causes do you want to share more about with the Happy Money community ?

Are you guilty of boredom spending? It happens to all of us. Scrolling sprees and online shopping make it too easy to get that instant gratification—and potentially make a purchase you can’t afford. The first step is becoming more mindful. Read more 👉 https://bit.ly/3wckg6a

If the answer is yes, you’re not alone. Weddings aren’t just costly for the people getting married—they can be super expensive for guests, too. Paying for transportation, accommodations, and wedding gifts adds up. 🤑  Upcoming weddings? What are the expenses you’re worried about?

What if we told you that you could make (some of) your financial worries disappear—no miracles needed? We’re here to help you get smarter, healthier, and happier with your money.

Check out https://happymoney.com/payoff-loan to get started.

(Data above is from a May 2021 survey)

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Where is Happy Money headquarters?

Happy Money headquarters is located at Tustin, CA.

When was Happy Money founded?

Happy Money was founded in 2009.

How many employees does Happy Money have?

Happy Money has 50+ employees.

What is Happy Money's core business?

Happy Money is Financial Services company.

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