Lendable Ltd is a British financial technology company specializing in consumer lending. It was incorporated on December 31, 2013, and is headquartered in London, England, at Telephone House, 69-77 Paul Street. The company operates a technology platform that leverages data and automation to provide fast, hassle-free personal finance services digitally without the need for paperwork.

Lendable is recognized as one of the UK’s fastest-growing consumer lending platforms. It disrupts the lending market by offering instant loan decisions, often within seconds, and rapid funding, typically within two hours. Its model allows for smaller loan amounts with lower operating costs due to its automated, fully online process.

The company distinguishes itself by utilizing extensive data sources beyond traditional credit scores, incorporating machine learning and advanced data science techniques to create continuously improving credit algorithms. This approach enables them to lend to individuals who might be declined by more traditional lenders.

Lendable’s core business activity is credit granting by non-deposit taking finance houses and other specialist consumer credit grantors. Although the company is private and there is no publicly listed phone number, it maintains a strong digital presence and uses data-driven methods to enhance consumer finance accessibility and efficiency.

Overall, Lendable aims to make personal finance more customer-friendly and inclusive by harnessing technology and deep data analysis to innovate in the financial technology sector.