Credit Controller / AR accountant

Manage the full accounts receivable cycle of customer accounts, ensuring accurate invoicing and reconciliation across the portfolio.
● Assess customer creditworthiness and set/monitor credit limits, reducing overdue receivables and keeping DSO under 45 days
● Produce weekly aging reports, collection forecasts, and cash flow analysis used directly in management decision-making
● Coordinate with sales, project, and delivery teams to resolve billing disputes, cutting dispute resolution time
● Ensure audit compliance by maintaining accurate documentation and coordinating with legal teams on debt recovery cases

Managed AR and credit control for FMCG accounts, processing all sales orders/month and maintaining active customer accounts
● Approved customer credit limits and served as custodian of all guarantee cheques, safeguarding the company's exposure
● Reduced AR aging and overdue balances through daily bank reconciliation, credit violation tracking, and collection reporting
● Managed rebate and marketing expense deductions, accrued expenses, and debit note processing for accounts monthly

Processed sales orders and managed guarantee cheques for a FMCG customer portfolio, ensuring on-time credit decisions
● Executed month-end/year-end close procedures, including AR reconciliation, bank reconciliation, and debtors' days reporting
● Tracked daily cash settlement, collections, and driver shortage reporting, improving daily reconciliation accuracy
● Delivered 3-year sales comparison analysis and reporting used by management for strategic planning purpose

Prepared and reconciled monthly financial statements and bank statements for travel/tourism operations
● Resolved billing discrepancies as primary liaison with clients, maintaining dispute-free invoicing rate
● Managed BSP payment processing and daily invoicing, ensuring on-time submission per airline/travel compliance policy
● Oversaw daily cash and petty cash handling, with zero reconciliation discrepancies

Processed supplier payments on schedule using SAP FSCM–Accounts Payable, managing supplier invoices/month
● Performed bank and supplier account reconciliation across bank accounts, resolving discrepancies as soon as possible
● Conducted aging analysis of supplier balances and rent payment monitoring for management reporting
● Prepared inter-company/inter-branch bank transactions and salary transfers, ensuring on-time payroll disbursement

Master of Commerce in Finance & Accounting

Bachelor of Commerce in Finance & Accounting