Risk and Compliance

Provided high-level, on-demand advisory and consulting services to global investment firms, financial institutions, and corporate clients regarding Philippine regulatory frameworks, financial crime compliance, and operational risk.

Advised on AML/CTF standards, UBO identification, and high-risk CDD/EDD. Evaluated internal controls, risk management protocols, and governance standards for clients seeking localized market-risk intelligence.

Managed KYC documentation, master files, and document backups for employees, vendors, and high-value clients. Conducted end-to-end onboarding and screening of clients, suppliers, and beneficial owners, including PEP/RCA, negative media, sanctions, and risk-rating reviews.

Performed transaction monitoring, investigated flagged account openings and modifications, and supported financial crime compliance reporting. Prepared suspicious transaction reporting workflows, remediated control deficiencies, updated SOPs, and delivered regulatory, KYC, PEP-screening, and sanctions-compliance training.

Managed AML/CTF alerts from branch-unit transactions, including sanctions screening and watch-list filtering. Monitored KYC files and customer transactions to identify fraud and financial crime risks.

Conducted customer profile risk ratings for onboarding and periodic review, including high-risk customers, PEP/RCA, negative media, and suspicious activity cases. Supported policy and process improvements, provided risk advisory services, delivered AML training, and used data analysis for alert pattern and volume analysis.

Supported the UCPB-to-Landbank branch conversion and business continuity activities to help ensure uninterrupted banking operations and customer service. Performed KYC analysis, CDD, EDD, data-quality reviews, account migration support, and employee and client onboarding.

Handled customer profile and risk ratings, transaction monitoring, client profiling, and issue resolution during the merger. Also managed contracts and assessed third-party contractor and vendor performance, while supporting OTC operations, customer identification, and suspicious transaction reporting.

Ensured compliant data handling and customer management during agent-customer interactions. Performed KYC and Data Privacy Act monitoring for account modifications and provided real-time data and technical support.

Prepared performance reports and feedback to support KPI-based incentives. Served as a Grievance Officer and whistleblowing point of contact, helping maintain a safe reporting environment for fraud concerns, inappropriate behavior, and misconduct.

Conducted risk assessments to identify processes with weak internal controls or potential loss exposure. Reviewed financial statements, transaction receipts, and budget allocations for accuracy and compliance with accounting standards.

Documented audit findings for management evaluation and conducted compliance audits for field projects in accordance with contractor, client, and government requirements. Supported practice drills, OSHA guideline implementation, task segregation, and coordination with external stakeholders.