KYC Officer/ AML Compliance Officer

Performing risk-based client due diligence on actual and
potential clients of the Firm in accordance with the internal
policies ensure the Firm satisfies AML Regulatory
requirements. Which includes
Performed KYC and background checks including sanctions
check on Banking, Real Estate, Non Banking, legal, Retail
Industries
Performed Customer Due Diligences for MENA Region, France,
Netherlands, United Kingdom & United States.
Verify that the particular entity has a valid identification
number, address and a legal name and has all legal documents.
Identify ownership structure/Corporate family tree/Board of
Directors/relevant shareholders/Legal representatives/ Known
close associates & Immediate family members (If client is an
individual) of the client.
Performing negative media screening for the Client, Legal
representatives & UBOs (Also for Known close associates &
Immediate family members, if client is an individual)
Performing Sanction checks for the Client, Ultimate parent
entity, Relevant shareholders, Legal representatives, UBOS &
Board of Directors (Also for Known close associates &
Immediate family members, if client is an individual)
Performing PEP checks for the Client, Legal Representatives &
UBOs (Also for Known close associates & Immediate family
members, if the client is an individual)
Identifying the red flags for the client.
Risk rating for clients based on geography, nature of business,
entity type, etc.

Conducting full due diligence reviews for customers of Citizens
Bank, USA • PEP Screenings
SAR & STR Drafting, Filing.
KYC Due Diligence Programs
Periodic reviews
Verifying and analyzing the daily transactions for any unusual/
structured/ suspicious/ blacklisted ones by using multiple
programs, and monitoring the suspicious transactions, and
Advising the agent to file STR through Line Manager.
Analyzing the agent’s behavior and preparing related reports
and recommendations on a periodic basis.
Safe-keeping of documents and customer data.
Performing more extensive due diligence for higher risk
amounts/customers and include proactive monitoring for
suspicious activities.
Monitors the real-time transactions using ‘AMLtrac’ and
investigates the alerts generated by the system. Cases are
referred to the investigation team as indicated by the
investigation results.
Auditing the agents (offsite) in analyzing the compliance
measures been adopted by the agents globally.
Maintain audit trail and files for the work done on the above.