Manager: Credit & Risk Analytics

Rate, USD
Not specified
Work schedule
Full Time,
Language skills
English
Available for Hire
Yes
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About me

I am a dedicated professional with a strong background in credit risk assessment and data analytics. My experience at ICICI Bank has equipped me with the skills to evaluate creditworthiness and manage portfolios effectively. I have a proven track record of improving loss forecasting accuracy and reducing default risk through detailed macroeconomic research and data-driven decisions. I am passionate about leveraging data to enhance credit risk modeling and ensure compliance with global banking standards.

In my previous role, I collaborated with various stakeholders to implement credit loss modeling and validate risk models, achieving 100% model accuracy. I take pride in my ability to present actionable insights to senior leadership and align strategies with organizational goals. My analytical skills have allowed me to clean and structure large datasets, leading to improved model accuracy and reduced reporting time.

I hold a Master’s degree in Business Administration from the Indian Institute of Management, Nagpur, and a Bachelor’s degree in Computer Science & Engineering. My academic background, combined with my professional experience, has provided me with a solid foundation in both technical and managerial aspects of credit risk analytics.

I am also certified in Financial Analysis, Lean Six Sigma Green Belt, and Agile Project Management. My technical skills include proficiency in SQL, data analysis, and various project management tools such as JIRA and SharePoint. I am committed to continuous learning and staying updated with the latest industry trends.

In addition to my technical expertise, I have led teams to improve application functionality and optimize project execution. I believe in the importance of collaboration and communication in achieving project goals and delivering high-quality results.




Education

2021-2023 Masters of Business Administration @ Indian Institute of Management, Nagpur

CGPA: 3.25/3.5

2014-2018 Bachelor of Technology | Computer Science & Engineering @ Government College of Engineering, Amravati

CGPA: 9.08/10


Experience

April 2023 – September 2024 Manager: Credit & Risk Analytics @ ICICI Bank

Credit Risk Assessment & Market Research, CECL Implementation & Model Validation, Data Analytics & Risk Reporting.

September 2018 - August 2021 System Engineer @ Tata Consultancy Services

Agile Development & Cross-functional Collaboration, Product Backlog & Prioritization, Operational Platform Management & Documentation.


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