Senior Underwriting Officer, Construction

Remote from: USA
Annual salary: Undisclosed
Salary information is not provided for this position. Check our Salary Directory to estimate the average compensation for similar roles.
Department: Finance & Accounting
Employment type: Full Time,
Job posted: 7 Jul 2026
Apply before: 7 Aug 2026
Experience level: Senior
Views / Applies: 143 / 4

About company

About Liberty Mutual

At Liberty Mutual, we want to help you embrace today and confidently pursue tomorrow

Insurance
1912

Actively Hiring

AI Summary

This role is for a Senior Underwriting Officer in Construction at Liberty Mutual, focusing on large and complex Construction risks for Primary Casualty lines. The officer will provide expert technical underwriting assistance and formal referral approval, work with leadership to develop portfolio strategies, and ensure alignment between Primary Casualty and Excess placements. The job requires expert-level knowledge of coverage forms, pricing, and industry segments, along with strong collaboration and communication skills. The ideal candidate has 10+ years of relevant experience and a bachelor's degree. This position offers an opportunity to impact a major portfolio and drive technical excellence.

Role DNA

Job Complexity

Easy Hard

Pace & Pressure

Relaxed Fast-paced

Autonomy Level

Guided Full Ownership

Communication Load

Independent Highly Collaborative

AI Insight This role requires expert-level knowledge and 10+ years of experience in complex construction underwriting, making it the hardest difficulty level.

Salary Analysis

AI Insight The provided salary information is missing, but based on market data, the typical salary range for a Senior Underwriting Officer in Construction is between $100,000 and $200,000, with a median around $150,000. This role's compensation is expected to be competitive for the level of expertise required.

Core Skills Required

Underwriting Construction Risk Management Portfolio Strategy Technical Expertise Collaboration Coaching Market Trends Pricing Leadership

Cover Letter Sample

I am writing to express my interest in the Senior Underwriting Officer, Construction position. With over 10 years of experience in underwriting complex construction risks, I bring expert knowledge of coverage forms and pricing. I have a proven track record of collaborating with leadership and frontline teams to drive portfolio performance. My skills in coaching and strategic development align well with your needs. I am excited about the opportunity to contribute to Liberty Mutual's Large Construction portfolio.

Sample Interview Questions

Can you describe your experience with complex construction underwriting?

I have worked on large wrap-up programs and primary casualty lines, handling risks for top contractors.

How do you collaborate with field underwriters?

I serve as a technical resource and provide referral approvals, ensuring alignment with portfolio strategy.

What is your approach to portfolio performance analysis?

I regularly review data to identify trends and work with leaders to adjust strategies.

How do you stay current with market trends?

I follow industry publications and attend conferences to keep up with developments.

Describe a time you influenced a key decision.

I advocated for a pricing adjustment that improved profitability while maintaining client relationships.

Description

This role works with the largest and most complex Construction risks to deliver Primary Casualty (WC, GL, Auto) for annual practice and wrap-up programs to these highly valued customers and prospects. This specific role will focus on our Large Construction portfolio, which serves many of the largest contractors in the U.S. This role will work with the leadership team, deliver technical expertise, and serve as a point of contact for the frontline underwriting teams on all questions, key decisions, or referrals. The role will also be involved in developing and implementing portfolio strategies to maintain and improve performance.

Job Responsibilities:

Provides expert technical underwriting assistance and formal referral approval for multiple lines of business (auto, general liability, workers’ compensation, and lead/excess) in Large Construction. Interacts independently with field underwriters and directly with UW managers on all mandatory referral cases and voluntary consultation items.
Ensures continuity and alignment between Primary Casualty and Excess (as applicable) placements. Supports leadership on transactions and serves as a trusted advisor on exposure, coverage analysis, and key pricing/financial elements within their authority.
Monitors frameworks for underwriting decisions (e.g., referrals, technical reviews) and recommends improvements, as needed. Evaluates portfolio performance regularly in Large Construction, working with Underwriting Leaders to identify drivers of performance, risks, and opportunities.
Drives UW technical excellence across Large Construction, working with Underwriting Leaders to identify and resolve issues.
Works with underwriting leaders to identify product and service enhancements and underwriter capability development opportunities (e.g., skills, tools) and coordinates improvements/resources.
Models’ effective collaboration within/across teams, stakeholders and partners (e.g., UW Support, Claims, Actuarial, NA Product Teams).

Qualifications

Expert-level knowledge of all aspects of coverage forms, exclusions, and exposure.
Pricing, structure, rating, rating plans, loss forecasting, credit risk, market knowledge, preferred.
Advanced knowledge of and experience operating within several different industry segments – experience with and knowledge of Construction programs key; insurance operations; claims, finance and actuarial concepts; regulatory environment; loss control/risk engineering; reinsurance; account management; product development; and industry trends.
Must be a skilled collaborator who is willing to assess all sides of an issue, bring in others with expertise, and independently execute and advance the collaboration model.
Other professional skills required include: superior communication skills (written, verbal, presentation, listening); approachability; tact; coaching/development; analyzing and problem solving; relationship and service driven; clear solutions orientation and commitment to achieving segment operational and financial objectives; negotiation skills; and demonstrated ability to consistently and positively influence others both internally and externally (brokers/customers) as required.
As normally acquired through a related bachelor’s degree, 10 or more years of relevant experience that includes underwriting, claims, reinsurance, coaching/developing others, working with brokers/agents and current with market trends and developments.

About Us

Pay Philosophy: The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role.
At Liberty Mutual, our goal is to create a workplace where everyone feels valued, supported, and can thrive. We build an environment that welcomes a wide range of perspectives and experiences, with inclusion embedded in every aspect of our culture and reflected in everyday interactions. This comes to life through comprehensive benefits, workplace flexibility, professional development opportunities, and a host of opportunities provided through our Employee Resource Groups. Each employee plays a role in creating our inclusive culture, which supports every individual to do their best work. Together, we cultivate a community where everyone can make a meaningful impact for our business, our customers, and the communities we serve.
We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit: https://www.libertymutualgroup.com/about-lm/careers/benefits
Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran’s status, pregnancy, genetic information or on any basis prohibited by federal, state or local law.
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