AML / KYC Analyst | Transaction Monitoring

Perform daily AML checks across retail and SME client portfolios, reviewing approximately 200–300 transactions per day. Review transaction activity, customer information, and AML risk indicators for unusual patterns and inconsistencies.

Conduct PEP, sanctions, and adverse media screening, assess potential matches and false positives, and escalate AML concerns with supporting analysis to Compliance and AML teams. Verify customer documentation, beneficial ownership, and Source of Funds when required.

Handle credit restructuring and credit requests, review supporting documentation, and submit cases for credit analysis. Participate in quality control, compliance checks, and internal audit reviews.

Managed relationships with banks and financial institutions in support of company operations.

Conducted profitability analysis and financial planning while maintaining accurate financial and accounting records.

Serve in an elected part-time mandate compatible with concurrent full-time employment. Review public, financial, and administrative documentation and participate in institutional decision-making and oversight.

Prepare reports and proposals and communicate with public institutions and stakeholders.

Coordinated activities within a parliamentary office and supported communication with local institutions.

Drafted reports and policy proposals to support legislative and institutional decisions.

Provided strategic advice on local governance and decision-making processes.

Represented the municipality in institutional meetings and supported project execution oversight.

Performed AML-focused transaction monitoring for UniCredit Group, reviewing approximately 200–500 system-generated transaction alerts each day. Analyzed transaction history and activity for suspicious patterns and determined whether transactions could be released or required escalation.

Conducted PEP, sanctions, and adverse media screening using World-Check and internal or external sources. Assessed potential matches and false positives, documented findings, and escalated unresolved or suspicious cases.

Verified customer information, documents, beneficial ownership, UBO, and Source of Funds where required. Participated in quality control, internal audit, and compliance reviews and collaborated with international units in Romania and Italy.

Informally coordinated five colleagues on daily AML reviews and proposed an implemented AML control improvement that reduced average transaction analysis time by approximately 10%.