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Head of Complaince (12 month FTC)

AI Summary
Paddle is seeking a Compliance & Risk Lead to head its compliance function on a 12-month fixed-term contract. The role leads payments-compliance policy, monitoring, regulatory reporting, enterprise risk management, and investigations into high-risk complaints or breaches. The successful candidate will partner closely with legal, product, operational, and senior leadership teams while managing and developing a compliance team. The position requires deep knowledge of payment regulations, card-scheme rules, data protection, and AML/KYC in a high-growth fintech or SaaS environment. It is UK-based and explicitly available remotely, with optional hub-based work.
Remote from
UK
Salary
Undisclosed
Employment
Contract
Experience
Director
Published
Apply before
9 Dec 2026
Listing views
13
Application actions
1
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Opportunity details

About this role.

What do we do?

Paddle offers digital product companies a completely different approach to their payment infrastructure. Instead of assembling and maintaining a complex stack of payments-related apps and services, we’re a Merchant of Record for our customers. That means we take away 100% of the pain of payment fragmentation. It’s faster, safer, cheaper, and, above all, way better.

We’re backed by investors including KKR, FTV Capital, Kindred, Notion, and 83North and serve over 10,000 software sellers in 300 territories globally.

The Role:

As Compliance & Risk Lead, you are a key member of Paddle’s compliance team, reporting to our VP, Compliance. You work closely with legal, product, and operational teams to ensure Paddle remains compliant with global payments and fintech regulations as we scale rapidly.

The Paddle compliance function is critical to our operations and growth, enabling innovation while maintaining trust with customers and regulators. You lead the compliance team and collaborate across teams, bringing expertise in payments compliance, risk management, and reporting. You are instrumental in building robust systems to track, analyze, and report on compliance, ensuring Paddle stays ahead in a dynamic regulatory landscape.

The role is based in the UK but global in scope, reflecting Paddle’s international reach.

What you’ll do:

You will partner with our Compliance, legal and other teams across Paddle to integrate compliance into our operations, with a heightened focus on building scalable monitoring and reporting:

  • Team leadership: Hire, onboard, and manage compliance professionals, fostering a collaborative and high-performing team to support Paddle’s global compliance needs.

  • Payments compliance: Develop and refine compliance policies and procedures to ensure adherence to global card scheme rules, consumer protection laws and payments regulation (as applicable).

  • Compliance monitoring: Design and oversee simple tech-enabled monitoring programs to track compliance with internal policies and external regulations, using data-driven tools to identify trends and potential risks proactively.

  • Reporting: Deliver compliance reporting for internal stakeholders at all levels (e.g. senior leadership, the Board, product teams) and external regulators, ensuring accuracy, timeliness, and clarity to demonstrate Paddle’s regulatory adherence.

  • Risk management: Develop and manage Paddle’s enterprise risk management program, collaborating with teams across the business to identify risks, embed controls and report on their effectiveness.

  • Regulatory research: Work with the legal team to stay ahead of evolving payments, consumer and fintech regulations, advising on their impact and integrating findings into monitoring and reporting frameworks.

  • Incident response: Lead investigations into high-risk complaints and/or compliance breaches, coordinating with legal and operational teams to resolve issues, and produce detailed incident reports for internal review and regulatory submission as needed.

We’d love to hear from you:

  • You have 6-8 years of compliance experience, ideally in payments and/or in fast-growing businesses, with a proven ability to implement and manage scalable monitoring and reporting systems.

  • You have deep expertise in data protection, card scheme rules and payments regulation (e.g., PSD2, AML/KYC) and hands-on experience in fintech or SaaS environments.

  • You’ve worked in a high-growth scale-up, building compliance frameworks that emphasize real-time monitoring and detailed reporting to support rapid expansion.

  • You’re an exceptional communicator, able to distill compliance data into concise, actionable insights for diverse audiences—from engineers to regulators.

  • You thrive in a fast-paced environment, balancing proactive monitoring with the ability to respond swiftly to competing demands.

  • You’re detail-oriented, with a passion for ensuring compliance is not just met but demonstrably provable.

Everyone is welcome at Paddle

At Paddle, we’re committed to removing invisible barriers, both for our customers and within our own teams. We recognise and celebrate that every Paddler is unique and we welcome every individual perspective. As an inclusive employer, we don’t care if, or where, you studied, what you look like or where you’re from. We’re more interested in your craft, curiosity, passion for learning and what you’ll add to our culture. We encourage you to apply even if you don’t match every part of the job ad, especially if you’re part of an underrepresented group.

Please let us know if there’s anything we can do to better support you through the application process and in the workplace. We will do everything we can to support any accommodations needed. We’re committed to building a diverse team where everyone feels safe to be their authentic self. Let’s grow together.

Why you’ll love working at Paddle

We are a diverse, growing group of Paddlers across the globe who pride ourselves on our transparent, collaborative and respectful culture.

We live and breathe our values, which are:

Paddle for others

Paddle together

Paddle simply

We offer a full suite of benefits, including attractive salaries, stock options, retirement plans, private healthcare and well-being initiatives.

We are a ‘digital-first’ company, which means you can work remotely, from one of our stylish hubs, or even a bit of both! We offer all team members unlimited holidays and enhanced parental leave. We invest in learning and will help you with your personal development via constant exposure to new challenges, an annual learning fund, and regular internal and external training.

Apply now >

This job listing has been manually reviewed by the Jobicy Trust & Safety Team for compliance with our posting guidelines, including verification of the company's legitimacy, accuracy of job details, clarity of remote work policy, and absence of misleading or fraudulent content.

Role DNA

A quick view of the complexity, pace, ownership and collaboration implied by the job description.

Job Complexity

5/5
EasyHard

Pace & Pressure

5/5
RelaxedFast-paced

Autonomy Level

5/5
GuidedFull ownership

Communication Load

5/5
IndependentCollaborative
AI insightThis is a senior leadership role with responsibility for regulated payments operations, global monitoring frameworks, board-level reporting, and incident response. It requires sound regulatory judgment while building scalable controls in a fast-growing business.

Salary analysis

Estimated compensation compared with the broader US market for similar roles.

Estimated job median (per year)Highly competitive
$155,000
US market range (per year)$125k–$185k
AI insightThe yearly pay period is inferred from the job context; it was not explicitly stated by the employer. No employer salary was disclosed. The annual USD figures are AI-estimated market compensation for a senior UK-based payments compliance leadership fixed-term role; yearly cadence is inferred from the senior professional role and 12-month engagement.

Core skills

Skills and capabilities most closely associated with this opportunity.

Sample interview questions
How would you design a scalable compliance monitoring program for a rapidly growing payments business?

I would begin by mapping the regulatory and card-scheme obligations to key business processes and control owners. I would define measurable risk indicators, automate data collection where possible, establish escalation thresholds, and create clear reporting for operational teams, executives, and the board. The program would be reviewed regularly as products, markets, and regulations change.

Describe how you have handled a significant compliance breach or high-risk customer complaint.

I would immediately establish the facts, contain the issue, preserve evidence, and involve the appropriate legal, operational, and senior stakeholders. I would assess notification obligations, coordinate remediation, document decisions and root causes, and deliver a report with corrective actions, owners, and deadlines. After resolution, I would validate that the controls were improved and operating effectively.

What are the main compliance risks for a Merchant of Record operating internationally?

Key risks include differing consumer-protection requirements, payment-services regulation, AML/KYC obligations, sanctions exposure, data-protection rules, tax and invoicing obligations, and card-scheme compliance. A strong program needs jurisdictional governance, risk-based merchant and transaction controls, ongoing monitoring, and reliable evidence for regulators and partners.

How do you communicate complex regulatory requirements to product and engineering teams?

I translate legal obligations into clear product requirements, risk scenarios, acceptance criteria, and measurable controls. I focus on the customer and business impact, explain the reason behind the requirement, and collaborate early so that compliance is designed into workflows rather than added late in delivery.

How would you prioritize competing compliance initiatives with limited team capacity?

I would use a documented risk-based prioritization model that considers regulatory deadlines, customer harm, financial and enforcement exposure, control gaps, and strategic business change. I would make trade-offs transparent to leadership, assign accountable owners, and track delivery through a concise risk and remediation roadmap.

This analysis is generated from the job description. Salary estimates, role characteristics and sample answers are guidance, not employer-provided facts.
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