About this role.
Affirm is seeking a senior strategic finance leader to serve as Bank Head of FP&A during the formation and operational build-out of Affirm Bank. The role reports to the Bank CFO and owns forecasting, budgeting, financial modeling, capital stress testing, performance reporting, and strategic decision support. This leader will build and coach the strategic finance team while partnering across Affirm to establish integrated financial workflows. The position requires substantial analytical depth, strong people leadership, executive communication, and familiarity with fintech, lending, or payments models. It is a remote-first U.S. role with location-based base-pay ranges and potential equity and benefits.
Role DNA
A quick view of the complexity, pace, ownership and collaboration implied by the job description.
Job Complexity
5/5Pace & Pressure
5/5Autonomy Level
5/5Communication Load
5/5Salary analysis
Estimated compensation compared with the broader US market for similar roles.
Core skills
Skills and capabilities most closely associated with this opportunity.
Sample interview questions
I would begin by defining the bank's decision calendar, core financial statements, planning processes, governance requirements, and data sources. I would then establish an integrated driver-based model, recurring forecast cadence, variance-review process, and clear reporting for the CFO and leadership team. Finally, I would hire and develop a team with complementary planning, modeling, reporting, and business-partnering capabilities.
I would identify the material risk drivers, such as origination volume, credit losses, funding costs, liquidity needs, operating expenses, and regulatory capital requirements. I would build baseline, adverse, and severe scenarios with transparent assumptions, test their impact on earnings, capital ratios, and liquidity, and validate inputs with risk, treasury, and business partners. The output would include management actions, trigger thresholds, and concise executive reporting.
I focus on the few operational and financial drivers that materially explain outcomes, while maintaining reconciliation to actuals and financial statements. I document assumptions, quantify sensitivity, and compare results with prior forecasts and scenario cases. For executives, I distill the analysis into implications, risks, decisions required, and recommended actions rather than presenting model detail alone.
In a strong example, I would explain how I detected a gap between forecast and actual performance, separated temporary effects from structural drivers, and partnered with operating leaders to validate the root cause. I would present quantified scenarios and a clear action plan, such as revising investment levels, changing pricing assumptions, or adjusting capacity. The key outcome would be a timely decision that improved forecast accuracy or financial performance.
I would set a clear operating rhythm, define decision rights and quality standards, and connect each person's work to business outcomes. I would coach through frequent feedback, review analytical thinking as well as outputs, and create opportunities for team members to present to stakeholders. I would also protect time for foundational process improvements so the team can scale without sacrificing responsiveness.
Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.
About the Finance team
The Finance team ensures Affirm remains financially sound and strategically positioned for growth. Our team manages financial planning, accounting, pricing, vendor management, tax, investor relations, and corporate development. We deliver timely insights, accurate reporting, and careful analysis to support decision-making. From day-to-day financial operations to major investments, we enable sustainable, informed growth by maintaining strong fiscal discipline.
About the role
We are looking for a self-motivated and resourceful Bank Head of FP&A to join us during a pivotal moment of growth. As Affirm Bank is currently in its formation phase, we are actively building out our foundational team. Reporting to the Bank CFO, the Bank Head of FP&A will be central to this effort, playing a key role in the formation and operational build-out of the Bank.
The Bank Head of FP&A will play a critical role in building the team and leading day-to-day finance operations. Core responsibilities include managing the forecasting and budget process, developing robust financial models, capital stress testing and monitoring, financial analysis, and partnering with Affirm, Inc. cross-functional teams on financial workflows.
What you’ll do
- Team Leadership & Talent Development: Build and lead the Bank strategic finance team, providing strategic direction, recruitment, and coaching as we establish the function.
- Financial Planning & Analysis: Lead the end-to-end forecasting and budget process, ensuring alignment with organizational goals during this critical startup phase. Perform rigorous financial analysis to inform strategic decision-making.
- Financial Modeling: Develop and maintain complex financial models to support strategic planning, scenario analysis, and forecasting for the Bank.
- Capital Strategy: Oversee capital stress testing and ongoing monitoring. Partner cross-functionally to validate inputs, pressure-test key drivers, and ensure outputs reflect current business dynamics.
- Performance Management & Reporting: Monitor performance against forecasts, diagnose variances, identify root causes, and provide forward-looking insights to drive action.
- Strategic Decision Support: Provide decision support on strategic initiatives, evaluating trade-offs and P&L implications. Translate complex analyses into clear, executive-ready narratives that drive insight, inform strategy, and align stakeholders.
- Cross-Functional Partnership: Partner closely with Affirm, Inc. cross-functional teams to integrate financial workflows.
What we look for
- Minimum 8+ years relevant experience in analytical roles (e.g., strategic finance, consulting, data science, or analytics), with demonstrated impact on business outcomes
- Minimum 5 years of people management experience
- Proven ability to operate with ownership and influence in a fast-paced, ambiguous environment, with strong critical thinking and problem-solving skills
- Strong business judgment, with the ability to connect detailed analyses to broader strategic context and executive-level decisions
- Experience partnering with senior stakeholders and influencing decisions across cross-functional teams
- Financial modeling proficiency; working knowledge of modeling tools and experience with data visualization tools preferred
- Familiarity with fintech, lending and payments business model preferred
Base Pay Grade – M
Equity Grade – USA 8
Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.
Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)
USA base pay range (CA, WA, NY, NJ, CT): $185,000 – $245,000
USA base pay range (all other U.S. states): $164,000 – $224,000
Please note that visa sponsorship is not available for this position.
#LI-Remote
Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.
We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:
- Health care coverage – Affirm covers all premiums for all levels of coverage for you and your dependents
- Flexible Spending Wallets – generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
- Time off – competitive vacation and holiday schedules allowing you to take time off to rest and recharge
- ESPP – An employee stock purchase plan enabling you to buy shares of Affirm at a discount
We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.
[For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.
By clicking “Submit Application,” you acknowledge that you have read Affirm’s Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.
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